BOC Macau vs BNU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BOC Macau
This app provides a comprehensive mobile banking experience, offering features like online account opening, various payment options, bill payments, and investment services. It also includes access to government services and travel insurance.
- Online account opening
- Mobile payment options
- Bill payment via QR code
- Investment services
- Travel insurance purchase
- Online queueing
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Brand new BOC Macau APP is launched! BOC Macau APP provides you innovative interface, fantastic financial functions and products, the best user experience and secure system. In this FinTech era, BOC Macau offers you unprecedented mobile inspired experience: - Register with BOC Card: You can now register BOCNET(Personal) and BOC Macau APP with BOC Card at the same time, and enjoy the innovative mobile financing experience. (BOCNET(Personal) and Mobile Banking customers can simply login to BOC Macau APP) - Mobile Payment: BOC Pay, Payment QR Code, Going Dutch Payment, Pay-to-Mobile, Pay-to-Friend, 3rd Party Transfer. - Red Packet: Expressing your gratitude to all the important people in your life anywhere, anytime. - Quick Bill Payment: You can make your payment via scanning the QR Code on your bills. - Electronic Governance: Finance Services Bureau, SSM, Transport Bureau, Official Gazette, IACM, DSCC and Macao Economic Services quick portal. -Online Account Opening: You can open Savings, Fixed Deposit or Financial Investment Account by simple fill in your basic personal information via this BOC Macau APP. - My Coupon: Enjoy the hottest promotion via this BOC Macau APP. - Auspicious Gold: An excellent choice for investment, and also a precious collectible item. - BOC E-Fund: BOC Macau APP offers fund subscription with rich data and charts. - Structured Products: Fixed-Term investment, stable income. -Credit Card Zone: Magnetic Strips, Credit Card Application, Card Payment, the functions of Credit Card set in one. -Travel Insurance: Before traveling, you can buy the travel insurance via this BOC Macau APP. -Online Quene: Before handle the business, you can online quene via this BOC Macau APP, no more waiting in line. -Share Payment QR Code: You can share Payment QR Code with WeChat, WhatsApp and Facebook Messenger.
BNU
Manage your banking transactions and access institutional websites conveniently. This app offers a fresh, user-friendly interface with fast and easy navigation. Securely log in using biometric authentication and perform various banking operations.
- Banking transactions
- Biometric login
- Authentication via token
- Quick look features
- Latest news and promotions
- Access to institutional websites
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BNU App - Get everything in one touch! Perform Banking Transactions, add extra Authentication Methods to your BOL transactions, access to both BNU Life and Institutional Website and much more! Everything at one place only. Download it now and get superior convenience. - - - If you are a BNU Online Banking (BOL) customer, you may login the App using the same username and password as BOL. If you have not registered our BOL service yet, please visit any of our branches for registration - it's quick and will provide you with extra convenience on managing your banking transaction. - - - BNU App comes packed with: • FRESH LOOK: Following the latest app design trends, this app will certainly provide a great user experience upon browsing through all its features. • FAST & EASY: fast and easily understandable options and features to keep up with your lifeís pace. • BIOMETRIC LOGIN: Quickly and safely log into the App using the latest biometric authentication methods, such as Fingerprint and Facial Recognition.* • THE BANKING TRANSACTIONS YOU NEED: All BOL transactions are available at your fingerprints, namely Account Enquiry, Transfers, Credit Card and several Bill Payments, Insurance, etc. • AUTHENTICATION VIA TOKEN: A new easy and reliable authentication method to approve transactions made via BOL. • QUICK LOOK: Access the following pages and features without the need of a login: Token, Exchange Rate, Interest Rate, Loans Calculator, All Websites and Help Page. • LATEST NEWS: In-app notifications regarding BNUís latest promotions and news. • ALL WEBSITES: From homepage you may access BNU Institutional Website as well as BNU Life Website and no login is required. * Facial Recognition only available for iPhone X.
Screenshots
Verdict
BOC Macau and BNU both sit at 2.4 stars, but that hides the real split: 9% of BNU's written reviews are positive against 0% of BOC Macau's. BOC Macau's advantage is iOS requirement (12.0 vs 15.5). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 2.4 for BOC Macau against 2.3 for BNU. Both are backed by a comparable volume of ratings — 17 and 12 respectively. Written reviews are what separate them: 0% of BOC Macau's written reviews are positive against 9% of BNU's.
BOC Macau ships an update every 2 months, BNU every 5 weeks. The most recent releases landed on August 13, 2026 and September 15, 2026 respectively.
| Parameter | BOC Macau | BNU |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (17 ratings) — better | 2.3 (12 ratings) |
| Positive reviews | 0.0% of reviews | 8.7% of reviews — better |
| Number of ratings | 17 — better | 12 |
| Update frequency | Every 2 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 121 MB | 96 MB |
| Age rating | 4+ | 4+ |
| Developer | Bank of China Limited Macau Branch | Banco Nacional Ultramarino, S.A. |
Customer experience
BOC Macau
BNU
In-app purchases
BOC Macau
No in-app purchases
BNU
No in-app purchases








