Comparison

BOC Macau vs MPay澳門錢包

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BOC Macau

This app provides a comprehensive mobile banking experience, offering features like online account opening, various payment options, bill payments, and investment services. It also includes access to government services and travel insurance.

Highlights
  • Online account opening
  • Mobile payment options
  • Bill payment via QR code
  • Investment services
  • Travel insurance purchase
  • Online queueing
Features
Read full description

Brand new BOC Macau APP is launched! BOC Macau APP provides you innovative interface, fantastic financial functions and products, the best user experience and secure system. In this FinTech era, BOC Macau offers you unprecedented mobile inspired experience: - Register with BOC Card: You can now register BOCNET(Personal) and BOC Macau APP with BOC Card at the same time, and enjoy the innovative mobile financing experience. (BOCNET(Personal) and Mobile Banking customers can simply login to BOC Macau APP) - Mobile Payment: BOC Pay, Payment QR Code, Going Dutch Payment, Pay-to-Mobile, Pay-to-Friend, 3rd Party Transfer. - Red Packet: Expressing your gratitude to all the important people in your life anywhere, anytime. - Quick Bill Payment: You can make your payment via scanning the QR Code on your bills. - Electronic Governance: Finance Services Bureau, SSM, Transport Bureau, Official Gazette, IACM, DSCC and Macao Economic Services quick portal. -Online Account Opening: You can open Savings, Fixed Deposit or Financial Investment Account by simple fill in your basic personal information via this BOC Macau APP. - My Coupon: Enjoy the hottest promotion via this BOC Macau APP. - Auspicious Gold: An excellent choice for investment, and also a precious collectible item. - BOC E-Fund: BOC Macau APP offers fund subscription with rich data and charts. - Structured Products: Fixed-Term investment, stable income. -Credit Card Zone: Magnetic Strips, Credit Card Application, Card Payment, the functions of Credit Card set in one. -Travel Insurance: Before traveling, you can buy the travel insurance via this BOC Macau APP. -Online Quene: Before handle the business, you can online quene via this BOC Macau APP, no more waiting in line. -Share Payment QR Code: You can share Payment QR Code with WeChat, WhatsApp and Facebook Messenger.

About

MPay澳門錢包

This mobile payment service offers a comprehensive solution for online and offline transactions. It aims to deliver an easy, safe, and fast payment experience, representing a significant advancement in Macau's technological landscape.

Highlights
  • One-stop payment solution
  • Online and offline transactions
  • Easy payment experience
  • Safe payment experience
  • Fast payment experience
  • Technological advancement
Read full description

MPay, a mobile payment service developed by Macau Pass S.A., strives to provide the best one-stop solution for online and offline payments to our partners and users with an over the top payment experience. Aiming to offer the easiest, the safest and the fastest online payment experience, MPay created the biggest milestone achievement in the history of Macau’s technology advancemen

Screenshots

BOC Macau4 screens
MPay澳門錢包4 screens

Verdict

The call

The clearest difference is review sentiment: MPay澳門錢包 at 49% against BOC Macau's 0%. MPay澳門錢包 also leads on rating (3.1 vs 2.4). BOC Macau's advantage is iOS requirement (12.0 vs 14.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MPay澳門錢包 holds the better App Store score, 3.1 against 2.4. Both are backed by a comparable volume of ratings — 17 and 40 respectively. Written reviews point the same way: 0% of BOC Macau's written reviews are positive against 49% of MPay澳門錢包's.

UpkeepUpdate frequency

BOC Macau ships an update every 2 months, MPay澳門錢包 monthly. The most recent releases landed on August 13, 2026 and September 20, 2026 respectively.

Scorecard3 real differences · 7 level
BOC Macau versus MPay澳門錢包: the parameters behind the verdict, then further details
ParameterBOC MacauMPay澳門錢包
PriceFreeFree
Rating2.4 (17 ratings)3.1 (40 ratings) — better
Positive reviews0.0% of reviews48.7% of reviews — better
Number of ratings1740 — better
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better14.0
Further details — not scored
Size121 MB158 MB
Age rating4+4+
DeveloperBank of China Limited Macau Branch澳門通股份有限公司 Macau Pass S.A.

Customer experience

BOC Macau

All ratings17 ratings
Positive29.4%
Neutral0.0%
Negative70.6%
Written reviews10 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

MPay澳門錢包

All ratings40 ratings
Positive47.5%
Neutral10.0%
Negative42.5%
Written reviews39 reviews
Positive48.7%
Neutral12.8%
Negative38.5%

In-app purchases

None

BOC Macau

No in-app purchases

None

MPay澳門錢包

No in-app purchases

Questions

Is BOC Macau free?
BOC Macau is free to download, with no in-app purchases.
Is MPay澳門錢包 free?
MPay澳門錢包 is free to download, with no in-app purchases.
Which has better reviews, BOC Macau or MPay澳門錢包?
MPay澳門錢包 is rated higher. BOC Macau averages 2.4 out of 5 from 17 ratings, while MPay澳門錢包 averages 3.1 from 40 ratings.
Do BOC Macau or MPay澳門錢包 have ads?
Neither BOC Macau nor MPay澳門錢包 shows ads.
Which is updated more often, BOC Macau or MPay澳門錢包?
BOC Macau ships an update every 2 months, and MPay澳門錢包 monthly. Most recently, BOC Macau was updated on August 13, 2026 and MPay澳門錢包 on September 20, 2026.

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