Comparison

MPay澳門錢包 vs BoC Pay+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MPay澳門錢包

This mobile payment service offers a comprehensive solution for online and offline transactions. It aims to deliver an easy, safe, and fast payment experience, representing a significant advancement in Macau's technological landscape.

Highlights
  • One-stop payment solution
  • Online and offline transactions
  • Easy payment experience
  • Safe payment experience
  • Fast payment experience
  • Technological advancement
Read full description

MPay, a mobile payment service developed by Macau Pass S.A., strives to provide the best one-stop solution for online and offline payments to our partners and users with an over the top payment experience. Aiming to offer the easiest, the safest and the fastest online payment experience, MPay created the biggest milestone achievement in the history of Macau’s technology advancemen

About

BoC Pay+

Manage credit cards, apply for installments, and earn rewards. This app allows you to top up value with BOC Credit Cards, track points, and redeem them for spending. Enjoy convenient small amount payments without a password.

Highlights
  • Top up with BOC Credit Cards
  • Manage credit cards
  • Apply for installments
  • Earn and redeem points
  • Check gift points balance
  • Small amount payment without password
Features
Read full description

New functions with better experience: • Top up value by all BOC Credit Card • One stop platform to manage all your Credit Cards and apply for instalment • Earn Points by all payments • Offset spending with points for local and cross-border spending • Check gift points balance and redeem rewards • No password required for local small amount payments Reminder: To borrow or not to borrow? Borrow only if you can repay! SVF License Number: SVFB072

Screenshots

MPay澳門錢包4 screens
BoC Pay+4 screens

Verdict

The call

The clearest difference is rating: BoC Pay+ at 3.7 against MPay澳門錢包's 3.1. MPay澳門錢包's advantage is ratings volume (40 vs 11). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BoC Pay+ holds the better App Store score, 3.7 against 3.1. Both are backed by a comparable volume of ratings — 40 and 11 respectively. Written reviews complicate that: 49% of MPay澳門錢包's written reviews are positive against 43% of BoC Pay+'s, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

MPay澳門錢包 ships an update monthly, BoC Pay+ every 4 weeks. The most recent releases landed on September 20, 2026 and September 19, 2026 respectively.

Scorecard2 real differences · 8 level
MPay澳門錢包 versus BoC Pay+: the parameters behind the verdict, then further details
ParameterMPay澳門錢包BoC Pay+
PriceFreeFree
Rating3.1 (40 ratings)3.7 (11 ratings) — better
Positive reviews48.7% of reviews — better43.0% of reviews
Number of ratings40 — better11
Update frequencyMonthlyEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.014.0
Further details — not scored
Size158 MB243 MB
Age rating4+4+
Developer澳門通股份有限公司 Macau Pass S.A.Bank of China (Hong Kong) Limited

Customer experience

MPay澳門錢包

All ratings40 ratings
Positive47.5%
Neutral10.0%
Negative42.5%
Written reviews39 reviews
Positive48.7%
Neutral12.8%
Negative38.5%

BoC Pay+

All ratings11 ratings
Positive54.5%
Neutral18.2%
Negative27.3%
Written reviews79 reviews
Positive43.0%
Neutral8.9%
Negative48.1%

In-app purchases

None

MPay澳門錢包

No in-app purchases

None

BoC Pay+

No in-app purchases

Questions

Is MPay澳門錢包 free?
MPay澳門錢包 is free to download, with no in-app purchases.
Is BoC Pay+ free?
BoC Pay+ is free to download, with no in-app purchases.
Which has better reviews, MPay澳門錢包 or BoC Pay+?
BoC Pay+ is rated higher. MPay澳門錢包 averages 3.1 out of 5 from 40 ratings, while BoC Pay+ averages 3.7 from 11 ratings.
Do MPay澳門錢包 or BoC Pay+ have ads?
Neither MPay澳門錢包 nor BoC Pay+ shows ads.
Which is updated more often, MPay澳門錢包 or BoC Pay+?
MPay澳門錢包 ships an update monthly, and BoC Pay+ every 4 weeks. Most recently, MPay澳門錢包 was updated on September 20, 2026 and BoC Pay+ on September 19, 2026.

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