MPay澳門錢包 vs BoC Pay+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MPay澳門錢包
This mobile payment service offers a comprehensive solution for online and offline transactions. It aims to deliver an easy, safe, and fast payment experience, representing a significant advancement in Macau's technological landscape.
- One-stop payment solution
- Online and offline transactions
- Easy payment experience
- Safe payment experience
- Fast payment experience
- Technological advancement
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MPay, a mobile payment service developed by Macau Pass S.A., strives to provide the best one-stop solution for online and offline payments to our partners and users with an over the top payment experience. Aiming to offer the easiest, the safest and the fastest online payment experience, MPay created the biggest milestone achievement in the history of Macau’s technology advancemen
BoC Pay+
Manage credit cards, apply for installments, and earn rewards. This app allows you to top up value with BOC Credit Cards, track points, and redeem them for spending. Enjoy convenient small amount payments without a password.
- Top up with BOC Credit Cards
- Manage credit cards
- Apply for installments
- Earn and redeem points
- Check gift points balance
- Small amount payment without password
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New functions with better experience: • Top up value by all BOC Credit Card • One stop platform to manage all your Credit Cards and apply for instalment • Earn Points by all payments • Offset spending with points for local and cross-border spending • Check gift points balance and redeem rewards • No password required for local small amount payments Reminder: To borrow or not to borrow? Borrow only if you can repay! SVF License Number: SVFB072
Screenshots
Verdict
The clearest difference is rating: BoC Pay+ at 3.7 against MPay澳門錢包's 3.1. MPay澳門錢包's advantage is ratings volume (40 vs 11). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BoC Pay+ holds the better App Store score, 3.7 against 3.1. Both are backed by a comparable volume of ratings — 40 and 11 respectively. Written reviews complicate that: 49% of MPay澳門錢包's written reviews are positive against 43% of BoC Pay+'s, so the app with the better star average is not the one people write more warmly about.
MPay澳門錢包 ships an update monthly, BoC Pay+ every 4 weeks. The most recent releases landed on September 20, 2026 and September 19, 2026 respectively.
| Parameter | MPay澳門錢包 | BoC Pay+ |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (40 ratings) | 3.7 (11 ratings) — better |
| Positive reviews | 48.7% of reviews — better | 43.0% of reviews |
| Number of ratings | 40 — better | 11 |
| Update frequency | Monthly | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 | 14.0 |
| Further details — not scored | ||
| Size | 158 MB | 243 MB |
| Age rating | 4+ | 4+ |
| Developer | 澳門通股份有限公司 Macau Pass S.A. | Bank of China (Hong Kong) Limited |
Customer experience
MPay澳門錢包
BoC Pay+
In-app purchases
MPay澳門錢包
No in-app purchases
BoC Pay+
No in-app purchases









