Comparison

MPay澳門錢包 vs ICBC(Asia)

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MPay澳門錢包

This mobile payment service offers a comprehensive solution for online and offline transactions. It aims to deliver an easy, safe, and fast payment experience, representing a significant advancement in Macau's technological landscape.

Highlights
  • One-stop payment solution
  • Online and offline transactions
  • Easy payment experience
  • Safe payment experience
  • Fast payment experience
  • Technological advancement
Read full description

MPay, a mobile payment service developed by Macau Pass S.A., strives to provide the best one-stop solution for online and offline payments to our partners and users with an over the top payment experience. Aiming to offer the easiest, the safest and the fastest online payment experience, MPay created the biggest milestone achievement in the history of Macau’s technology advancemen

About

ICBC(Asia)

Manage your finances on the go with this mobile banking app. It offers features for transfers, investments, credit cards, bill payments, and account management. Open new accounts, track assets, and receive timely alerts for a seamless banking experience.

Highlights
  • Transfer & Remittance
  • Investment Management
  • Credit Card Services
  • Bill Payment
  • Account Management
  • New Customer Account Opening
  • Personalized Financial Management
Features
Read full description

The new release of ICBC (Asia) mobile banking application integrates Transfer & Remittance, Investment Management, Credit Card, Bill Payment and many other functions. Through this dedicated mobile banking service platform, customers can easily manage finances at your fingertips! Multiple advantages of the brand new and upgraded ICBC (Asia) mobile banking: 1.Brand-new Design, Perfect Experience: User Interface design optimization, milder color and more comfortable visual effect, to protect your eye and create high quality customer experience. 2.Module Customization, Free Layout: Support main page functions personalization, add or delete the functions and adjust the functions order as to meet customer needs. 3.Simplification and Optimization on frequently used functions : Perform instant transfer with one click; improve the appearance of ICBC Messaging displayed in card mode, helping you to receive transaction alert timely. 4.One-click with Security at ease : Professional safety inspection eliminates potential risks; Multi-dimensional security lock offers you a sense of security. 5.Personalized financial management : Introduce elite products and services by showing brand new investment services sections. Customers can enjoy exclusive banking/ investment services with ease. 6.Account overview at one glance : Show your asset allocation in pie chart and allow access to all accounts in one single management section. Mobile Banking Services: 1.New Customer Account Opening : You can simply open integrated bank account in 8 minutes by scanning your HKID , completing facial recognition and account opening information without visiting branches. (Hold a Hong kong permanent indentity card(the version introduced in 2003) ) 2.Account/Asset Management Service: Simple and clear asset allocation interface, easily manage your assets balance and accounts. 3.Transfer & Remittance Service: Provides you comprehensive services to satisfy your needs, such as One-Click Transfer, QR Code Transfer and Faster Payment Service (FPS) . Transfer and remittance become faster, safer and easier. 4.Credit Cards Service: Provides Credit Card Application, Transactions Inquiry and Credit Limit Adjustment and other Services. 5.Investments and Financial Service: Provides Funds, Precious Metals, Flexi Plus, Currency Trading and other investment services. 6.Deposit & Debts Service: Provides high yield and flexible time deposit products and low-interest rate loan products. 7.Information Push Service: ICBC Messaging helps you manage account activities timely, and Message Push Service informs you of industry changes and latest products that you can't miss. 8.Other Banking Service: You can enjoy the Card-less Cash Withdrawal, Online Bill Payment (including government fines, taxes, utilities, etc.), Account Application and other services through ICBC (Asia) mobile banking. For further information, please visit our website www.icbcasia.com or contact ICBC (Asia) customer service hotline at (852)218 95588.

Screenshots

MPay澳門錢包4 screens
ICBC(Asia)4 screens

Verdict

The call

The clearest difference is review sentiment: MPay澳門錢包 at 49% against ICBC(Asia)'s 27%. MPay澳門錢包 also leads on rating (3.1 vs 2.8). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MPay澳門錢包 holds the better App Store score, 3.1 against 2.8. Both are backed by a comparable volume of ratings — 40 and 22 respectively. Written reviews point the same way: 49% of MPay澳門錢包's written reviews are positive against 27% of ICBC(Asia)'s.

UpkeepUpdate frequency

MPay澳門錢包 ships an update monthly, ICBC(Asia) every 5 weeks. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.

Scorecard2 real differences · 8 level
MPay澳門錢包 versus ICBC(Asia): the parameters behind the verdict, then further details
ParameterMPay澳門錢包ICBC(Asia)
PriceFreeFree
Rating3.1 (40 ratings) — better2.8 (22 ratings)
Positive reviews48.7% of reviews — better27.4% of reviews
Number of ratings40 — better22
Update frequencyMonthly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.014.0
Further details — not scored
Size183 MB243 MB
Age rating4+12+
Developer澳門通股份有限公司 Macau Pass S.A.Industrial and Commercial Bank of China

Customer experience

MPay澳門錢包

All ratings40 ratings
Positive47.5%
Neutral10.0%
Negative42.5%
Written reviews39 reviews
Positive48.7%
Neutral12.8%
Negative38.5%

ICBC(Asia)

All ratings22 ratings
Positive45.5%
Neutral4.5%
Negative50.0%
Written reviews84 reviews
Positive27.4%
Neutral2.4%
Negative70.2%

In-app purchases

None

MPay澳門錢包

No in-app purchases

None

ICBC(Asia)

No in-app purchases

Questions

Is MPay澳門錢包 free?
MPay澳門錢包 is free to download, with no in-app purchases.
Is ICBC(Asia) free?
ICBC(Asia) is free to download, with no in-app purchases.
Which has better reviews, MPay澳門錢包 or ICBC(Asia)?
MPay澳門錢包 is rated higher. MPay澳門錢包 averages 3.1 out of 5 from 40 ratings, while ICBC(Asia) averages 2.8 from 22 ratings.
Do MPay澳門錢包 or ICBC(Asia) have ads?
Neither MPay澳門錢包 nor ICBC(Asia) shows ads.
Which is updated more often, MPay澳門錢包 or ICBC(Asia)?
MPay澳門錢包 ships an update monthly, and ICBC(Asia) every 5 weeks. Most recently, MPay澳門錢包 was updated on November 1, 2026 and ICBC(Asia) on October 29, 2026.

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