Comparison

MPay澳門錢包 vs BNU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MPay澳門錢包

This mobile payment service offers a comprehensive solution for online and offline transactions. It aims to deliver an easy, safe, and fast payment experience, representing a significant advancement in Macau's technological landscape.

Highlights
  • One-stop payment solution
  • Online and offline transactions
  • Easy payment experience
  • Safe payment experience
  • Fast payment experience
  • Technological advancement
Read full description

MPay, a mobile payment service developed by Macau Pass S.A., strives to provide the best one-stop solution for online and offline payments to our partners and users with an over the top payment experience. Aiming to offer the easiest, the safest and the fastest online payment experience, MPay created the biggest milestone achievement in the history of Macau’s technology advancemen

About

BNU

Manage your banking transactions and access institutional websites conveniently. This app offers a fresh, user-friendly interface with fast and easy navigation. Securely log in using biometric authentication and perform various banking operations.

Highlights
  • Banking transactions
  • Biometric login
  • Authentication via token
  • Quick look features
  • Latest news and promotions
  • Access to institutional websites
Features
Read full description

BNU App - Get everything in one touch! Perform Banking Transactions, add extra Authentication Methods to your BOL transactions, access to both BNU Life and Institutional Website and much more! Everything at one place only. Download it now and get superior convenience. - - - If you are a BNU Online Banking (BOL) customer, you may login the App using the same username and password as BOL. If you have not registered our BOL service yet, please visit any of our branches for registration - it's quick and will provide you with extra convenience on managing your banking transaction. - - - BNU App comes packed with: • FRESH LOOK: Following the latest app design trends, this app will certainly provide a great user experience upon browsing through all its features. • FAST & EASY: fast and easily understandable options and features to keep up with your lifeís pace. • BIOMETRIC LOGIN: Quickly and safely log into the App using the latest biometric authentication methods, such as Fingerprint and Facial Recognition.* • THE BANKING TRANSACTIONS YOU NEED: All BOL transactions are available at your fingerprints, namely Account Enquiry, Transfers, Credit Card and several Bill Payments, Insurance, etc. • AUTHENTICATION VIA TOKEN: A new easy and reliable authentication method to approve transactions made via BOL. • QUICK LOOK: Access the following pages and features without the need of a login: Token, Exchange Rate, Interest Rate, Loans Calculator, All Websites and Help Page. • LATEST NEWS: In-app notifications regarding BNUís latest promotions and news. • ALL WEBSITES: From homepage you may access BNU Institutional Website as well as BNU Life Website and no login is required. * Facial Recognition only available for iPhone X.

Screenshots

MPay澳門錢包4 screens
BNU4 screens

Verdict

The call

The clearest difference is rating: MPay澳門錢包 at 3.1 against BNU's 2.3. MPay澳門錢包 also leads on review sentiment (49% vs 9%) and ratings volume (40 vs 12). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MPay澳門錢包 holds the better App Store score, 3.1 against 2.3. Both are backed by a comparable volume of ratings — 40 and 12 respectively. Written reviews point the same way: 49% of MPay澳門錢包's written reviews are positive against 9% of BNU's.

UpkeepUpdate frequency

MPay澳門錢包 ships an update monthly, BNU every 5 weeks. The most recent releases landed on September 20, 2026 and September 15, 2026 respectively.

Scorecard3 real differences · 7 level
MPay澳門錢包 versus BNU: the parameters behind the verdict, then further details
ParameterMPay澳門錢包BNU
PriceFreeFree
Rating3.1 (40 ratings) — better2.3 (12 ratings)
Positive reviews48.7% of reviews — better8.7% of reviews
Number of ratings40 — better12
Update frequencyMonthly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.0 — better15.5
Further details — not scored
Size158 MB96 MB
Age rating4+4+
Developer澳門通股份有限公司 Macau Pass S.A.Banco Nacional Ultramarino, S.A.

Customer experience

MPay澳門錢包

All ratings40 ratings
Positive47.5%
Neutral10.0%
Negative42.5%
Written reviews39 reviews
Positive48.7%
Neutral12.8%
Negative38.5%

BNU

All ratings12 ratings
Positive25.0%
Neutral16.7%
Negative58.3%
Written reviews23 reviews
Positive8.7%
Neutral8.7%
Negative82.6%

In-app purchases

None

MPay澳門錢包

No in-app purchases

None

BNU

No in-app purchases

Questions

Is MPay澳門錢包 free?
MPay澳門錢包 is free to download, with no in-app purchases.
Is BNU free?
BNU is free to download, with no in-app purchases.
Which has better reviews, MPay澳門錢包 or BNU?
MPay澳門錢包 is rated higher. MPay澳門錢包 averages 3.1 out of 5 from 40 ratings, while BNU averages 2.3 from 12 ratings.
Do MPay澳門錢包 or BNU have ads?
Neither MPay澳門錢包 nor BNU shows ads.
Which is updated more often, MPay澳門錢包 or BNU?
MPay澳門錢包 ships an update monthly, and BNU every 5 weeks. Most recently, MPay澳門錢包 was updated on September 20, 2026 and BNU on September 15, 2026.

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