Comparison

Pico Spend vs Squirrel

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pico Spend

Easily track your daily expenses with a calculator-like interface and detailed reports. Analyze spending by category, view summaries, and export data. Includes an Apple Watch app for on-the-go tracking.

Highlights
  • Quick expense entry
  • Detailed spending reports
  • Category-based analysis
  • Apple Watch app
  • iCloud backup
  • Passcode protection
Features
Read full description

Pico Spend is a simple, intuitive expense tracker with robust reporting and drill-down capabilities for everyday spending analysis. Pico Spend is a private expense tracker that stores all spending data on your iPhone. It doesn’t require external servers, account creation, or any helper apps. Data connection is unnecessary for expense entry and reporting, as Pico Spend works completely offline. There are no subscriptions or in-app purchases with Pico Spend. It comes as a one-time purchase with an Apple Watch app included. You can also try Pico Spend Lite - a free version with limited functionality. FEATURES • Track your expenses right after the app launch - no servers or accounts needed • Calculator-like screen for quick expense entry • Expense categories are pre-populated, but fully customizable • Dashboard with up to four configurable periods for quick spending overview • List of your expenses day by day, searchable and editable • Summary reports of your data - daily, weekly, monthly, or by expense category • Option to define a comparison period for parallel analysis with the current reporting period • Reports can be presented in drill-down tables, bar graphs, pie charts, or PDF documents • Print, email, or share PDF reports directly from within the app • Spending data can be exported in CSV format, which is convenient for use in various spreadsheet programs • Backup and restore all spending data to iCloud • Optional passcode protection upon launch • Foreign currency conversion • Bundled Apple Watch app for a quick overview of your spending for the current day

About

Squirrel

Read full description

Squirrel is a simple and private expense tracker. It works just as you would expect without overcomplicating your experience. It does not track you in any way and does not send your data anywhere. Key features: - Quick and easy UI Native design - you already know how it works. No unnecessary features to slow you down. - Free Squirrel is free from ads and subscriptions. It does not require an account nor collects any data. - Exchange rates Squirrel has exchange rates for over 150 currencies updated every hour. Perfect for travel! You can find the link to the source code on our website or inside the app in the «About» menu.

Screenshots

Pico Spend4 screens
Squirrel4 screens

Verdict

The call

The clearest difference is price: Squirrel at Free against Pico Spend's $1.99. Squirrel also leads on update cadence (every 2 months vs every 7 months) and iOS requirement (15.0 vs 17.0). On ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Squirrel is free to download; Pico Spend costs $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Pico Spend ships an update every 7 months, Squirrel every 2 months. The most recent releases landed on October 6, 2026 and October 5, 2026 respectively.

Scorecard3 real differences · 7 level
Pico Spend versus Squirrel: the parameters behind the verdict, then further details
ParameterPico SpendSquirrel
Price$1.99Free — better
Rating4.3 (3 ratings) — better—
Positive reviews81.8% of reviews—
Number of ratings3 — better—
Update frequencyEvery 7 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationPaid—
DevicesiPhone, Apple WatchiPhone, iPod
Requires iOS17.015.0 — better
Further details — not scored
Size2 MB13 MB
Age rating4+4+
DeveloperDejan PetrovskiMikhail Mikhailov

In-app purchases

None

Pico Spend

No in-app purchases

None

Squirrel

No in-app purchases

Questions

Is Pico Spend free?
Pico Spend costs $1.99, with no in-app purchases.
Is Squirrel free?
Squirrel is free to download, with no in-app purchases.
Do Pico Spend or Squirrel have ads?
Neither Pico Spend nor Squirrel shows ads.
Which is updated more often, Pico Spend or Squirrel?
Pico Spend ships an update every 7 months, and Squirrel every 2 months. Most recently, Pico Spend was updated on October 6, 2026 and Squirrel on October 5, 2026.

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