Comparison

MT vs ClearCashflow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MT

Easily track all your income and expenses to gain full financial visibility. This app helps you optimize spending, set budgets, and achieve your financial goals with detailed analysis and secure data protection.

Highlights
  • Bill snapshot entry with calculator
  • Intelligent import from Alipay/WeChat
  • Detailed income/expense analysis charts
  • Real-time budget tracking
  • Face ID/password data protection
  • Automatic iCloud cloud sync
  • Customizable income/expense categories
Features
Read full description

Take control of your income and spending and keep your personal finances organised. MTracker is a simple money management app designed to help you record transactions, manage budgets and understand where your money goes. Its clear and practical interface makes managing your everyday finances easier. KEY FEATURES • Quick income and expense tracking Add each transaction with an amount, category, date and note. • Personalised budgets Set an overall budget or individual limits for each category and see how much you have left to spend. • Charts and statistics Understand your income and spending with clear charts and summaries across different periods. • Recurring transactions Schedule regular income and expenses such as rent, subscriptions, household bills and salary. • Search and filters Quickly find previous transactions by keyword, category, date or other criteria. • Data import Import transactions from compatible files and manage your financial records in one place. • Export and backup Export your data in compatible formats for safekeeping, analysis or transfer. • iCloud synchronisation Keep your data in sync across your Apple devices using your personal iCloud account. • Privacy and data control Your financial records are stored on your device and, when synchronisation is enabled, in your private iCloud storage. You remain in control of your information. MTRACKER IS IDEAL FOR: • tracking everyday spending; • controlling your monthly budget; • organising household finances; • managing personal income and expenses; • understanding your spending habits; • saving towards your financial goals. Start recording your transactions today and make better decisions about your money. Privacy Policy: https://f.n-years.com/docs/mtracker/privacy_statement/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

ClearCashflow

This minimalist accounting app focuses on simple expense recording without complex category selections or balance tracking. It helps users stick to managing their finances by focusing on what was spent and where. Features include random color generation and daily/monthly expenditure summaries.

Highlights
  • Simple expense recording
  • No account book or category selection
  • Random color generation on launch
  • Daily and monthly expenditure summaries
  • Focus on recording spending and destination
Features
Read full description

Simple Description The simplest accounting app that requires no selection of account books or expense categories. The simpler it is, the easier it is to stick to it, making it truly effective for accounting. Features Have you tried too many accounting apps, where every entry requires thinking about categories, which account the money came from, how much remaining balance there is, how much was spent in each category, etc., and then gave up because it was too complex after using it for a while? Do we really need something so complex? Actually, we don't. All we need is an app to record how much money we spent and where. So let's get back to the essence of accounting. The simpler it is, the easier it is to stick to it. Let's start and stick to our accounting with the minimalist accounting app from now on! If you don't manage your finances, your finances won't manage you! Detail Description Designed for expense recording, documenting every expenditure Each time the app is launched, the overall color will be randomly generated, providing a variety of colors Supports summary for daily and monthly total expenditures No need to record balances or amounts in each account Subscribe Advanced Service $1/month Monthly subscription After confirming the purchase, your iTunes account will be charged. The iTunes account will be automatically renewed and charged within 24 hours before the expiration. You can manually disable auto-renewal in the iTunes/Apple ID settings management before this. Service includes income recording, privacy protection, etc., please refer to the in-app instructions for details. User Agreement: http://app.chandiu.com/eula.html Privacy Policy: http://app.chandiu.com/privacy.html

Screenshots

MT4 screens
ClearCashflow3 screens

Verdict

The call

The clearest difference is monetization model: MT at free with in-app purchases against ClearCashflow's subscription. MT also leads on update cadence (weekly vs every 2 months) and rating (4.8 vs 4.4). ClearCashflow's advantage is ads (none vs shown) and iOS requirement (11.0 vs 15.6). On price, review sentiment, ratings volume and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MT sells 3 in-app purchases, starting at $0.99 per month and ClearCashflow sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

MT holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 130 and 51 respectively. Written reviews point the same way: 97% of MT's written reviews are positive against 93% of ClearCashflow's.

UpkeepUpdate frequency

MT ships an update weekly, ClearCashflow every 2 months. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.

Scorecard5 real differences · 5 level
MT versus ClearCashflow: the parameters behind the verdict, then further details
ParameterMTClearCashflow
PriceFreeFree
Rating4.8 (130 ratings) — better4.4 (51 ratings)
Positive reviews96.8% of reviews — better93.0% of reviews
Number of ratings130 — better51
Update frequencyWeekly — betterEvery 2 months
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases — betterSubscription
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.611.0 — better
Further details — not scored
Size56 MB3 MB
Age rating4+4+
Developer金 郭鹏东 王

Customer experience

MT

All ratings130 ratings
Positive95.4%
Neutral1.5%
Negative3.1%
Written reviews31 reviews
Positive96.8%
Neutral0.0%
Negative3.2%

ClearCashflow

All ratings51 ratings
Positive88.2%
Neutral0.0%
Negative11.8%
Written reviews43 reviews
Positive93.0%
Neutral0.0%
Negative7.0%

In-app purchases

3 purchases

MT

Subscriptions2
  • Monthly Premium$0.991 Month
  • Annual Membership$5.991 Year
One-time1
  • Lifetime Membership$19.99
1 purchases

ClearCashflow

Subscriptions1
  • 高级服务$0.991 Month

Questions

Is MT free?
MT is free to download, with in-app purchases available.
Is ClearCashflow free?
ClearCashflow is free to download, with in-app purchases available.
Which has better reviews, MT or ClearCashflow?
MT is rated higher. MT averages 4.8 out of 5 from 130 ratings, while ClearCashflow averages 4.4 from 51 ratings.
Do MT or ClearCashflow have ads?
MT shows ads; ClearCashflow does not.
Which is updated more often, MT or ClearCashflow?
MT ships an update weekly, and ClearCashflow every 2 months. Most recently, MT was updated on September 23, 2026 and ClearCashflow on September 21, 2026.

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