Comparison

MT vs 青子记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MT

Easily track your income and expenses to manage your personal finances. Set budgets, view spending habits with charts, and organize your financial records with features like recurring transactions and data import.

Highlights
  • Quick income and expense tracking
  • Personalized budgets
  • Charts and statistics
  • Recurring transactions
  • Data import and export
  • iCloud synchronization
  • Privacy and data control
Features
Read full description

Take control of your income and spending and keep your personal finances organised. MTracker is a simple money management app designed to help you record transactions, manage budgets and understand where your money goes. Its clear and practical interface makes managing your everyday finances easier. KEY FEATURES • Quick income and expense tracking Add each transaction with an amount, category, date and note. • Personalised budgets Set an overall budget or individual limits for each category and see how much you have left to spend. • Charts and statistics Understand your income and spending with clear charts and summaries across different periods. • Recurring transactions Schedule regular income and expenses such as rent, subscriptions, household bills and salary. • Search and filters Quickly find previous transactions by keyword, category, date or other criteria. • Data import Import transactions from compatible files and manage your financial records in one place. • Export and backup Export your data in compatible formats for safekeeping, analysis or transfer. • iCloud synchronisation Keep your data in sync across your Apple devices using your personal iCloud account. • Privacy and data control Your financial records are stored on your device and, when synchronisation is enabled, in your private iCloud storage. You remain in control of your information. MTRACKER IS IDEAL FOR: • tracking everyday spending; • controlling your monthly budget; • organising household finances; • managing personal income and expenses; • understanding your spending habits; • saving towards your financial goals. Start recording your transactions today and make better decisions about your money. Privacy Policy: https://f.n-years.com/docs/mtracker/privacy_statement/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

青子记账

A personal finance tool designed for young adults, offering intuitive budgeting, savings plans, and detailed expense tracking. It helps users manage assets and liabilities with features like bill reminders and currency conversion.

Highlights
  • Budget management with daily spending planning
  • Scheduled bill payments
  • Savings plan creation
  • Import bills from WeChat and Alipay
  • Template-based quick entry
  • Calendar view of expenses
  • Multi-account support for assets and liabilities
  • Currency conversion
Features
Read full description

青子记账是一款元气满满的私人资产管理小工具。它设计简约,无社区、无理财推荐,只做该做之事。 当前青子APP已持续更新优化四年有余,许多忠实用户支持至今,多次获得 App Store 新鲜应用等多个专题推荐。 ◆ 产品理念 记账本是一件严肃枯燥的行为,青子希望让它“活泼”一些, 力图做一个更加贴近当代年轻人的理财规划产品,并让记账这件事情好看一些,愉快一些。 ◆ 产品功能 -- 预算管理:设置每个记账分类项目每月、每年的预算,并智能规划每日花费。 -- 定时记账:提前设定账单数据,按时自动生成账目。 -- 小组件:支持多种账单数据的实时展示。 -- 存钱计划:设定目标,开始执行存钱计划! -- 导入账单:支持导入微信支付、支付宝等多个平台的账单,自动生成多条账单。 -- 模板记账:将常用的支出保存为模板,实现快速生成对应账单。 -- 账单日历:每日花费和支出均以日历的形式展现,一目了然。 -- 非理性消费:可将某些支出标记为“非理性”支出,反思自己的消费习惯。 -- 多账本:支持多账本设置,分门别类更清晰。 -- 数据过滤箱:保存多个过滤条件,一键查看报表。 -- 资产项目:支持设置多个资产和负债账户,账目和账户余额联动更新。 -- 汇率换算:定时更新最新汇率,支持多个货币单位的换算。 -- 账目地图:支持记录账目发生的地点,看看哪个地方花钱最多。 ◆ 我的产品 『小日常』『千结记』『须臾』等,欢迎您下载体验。 自动续费 VIP 订阅说明 • 方案:连续年度订阅(12 个月) • 付款:确认购买后,费用将由 Apple ID 账户扣款 • 续费:到期前 24 小时 Apple 将自动扣费并延长订阅 • 取消:请在当前周期结束前 24 小时,前往「设置 › Apple ID › 订阅」取消自动续费 • 试用:若提供免费试用,未使用部分将在购买后作废 - 隐私政策 https://glen-father-c47.notion.site/10b9e50ad6064cf89b29c37a78a75a74 - 自动续费会员服务协议 https://glen-father-c47.notion.site/fe80544e051f4af8ba222761c4141f6c?pvs=4 -- 联系作者 -- 邮箱:shineday.ho@qq.com

Screenshots

MT4 screens
青子记账4 screens

Verdict

The call

The clearest difference is update cadence: 青子记账 at every 2 days against MT's weekly. 青子记账 also leads on ratings volume (490 vs 131). MT's advantage is device support (3 vs 1) and iOS requirement (15.6 vs 17.0). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MT sells 3 in-app purchases, starting at $0.99 per month and 青子记账 sells 6 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for MT against 4.8 for 青子记账. Both are backed by a comparable volume of ratings — 131 and 490 respectively. Written reviews are what separate them: 91% of MT's written reviews are positive against 87% of 青子记账's.

UpkeepUpdate frequency

MT ships an update weekly, 青子记账 every 2 days. The most recent releases landed on November 10, 2026 and November 7, 2026 respectively.

Scorecard4 real differences · 6 level
MT versus 青子记账: the parameters behind the verdict, then further details
ParameterMT青子记账
PriceFreeFree
Rating4.8 (131 ratings) — better4.8 (490 ratings)
Positive reviews90.9% of reviews — better87.1% of reviews
Number of ratings131490 — better
Update frequencyWeeklyEvery 2 days — better
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better17.0
Further details — not scored
Size58 MB195 MB
Age rating4+4+
Developer金 郭Guangzhou Xiaorichang Technology Co., Ltd.

Customer experience

MT

All ratings130 ratings
Positive95.4%
Neutral1.5%
Negative3.1%
Written reviews33 reviews
Positive90.9%
Neutral0.0%
Negative9.1%

青子记账

All ratings490 ratings
Positive95.5%
Neutral1.4%
Negative3.1%
Written reviews404 reviews
Positive87.1%
Neutral4.5%
Negative8.4%

Bugs and requests

MT

Not enough reviews yet to summarise bugs or requests.

青子记账

Reported bugs

3 issues
  • Incorrect currency conversion rates
  • Deleted transactions not fully removed
  • Syncing issues between devices

Requested features

5 requests
  • Recurring expense management
  • Shared family/household accounts
  • Customizable budget categories
  • Automatic transaction import from banks
  • Improved mobile-desktop sync

In-app purchases

3 purchases

MT

Subscriptions2
  • Monthly Premium$0.991 Month
  • Annual Membership$4.991 Year
One-time1
  • Lifetime Access$19.99
6 purchases

青子记账

Subscriptions3
  • 周度订阅卡3 Days trial$0.997 Days
  • 季度卡$1.993 Months
  • 年度卡3 Days trial$6.991 Year
One-time3
  • 年度高级订阅$3.99
  • 青子永久会员$4.99
  • 记账永久会员$9.99

Questions

Is MT free?
MT is free to download, with in-app purchases available.
Is 青子记账 free?
青子记账 is free to download, with in-app purchases available.
Which has better reviews, MT or 青子记账?
MT is rated higher. MT averages 4.8 out of 5 from 131 ratings, while 青子记账 averages 4.8 from 490 ratings.
Do MT or 青子记账 have ads?
Both MT and 青子记账 show ads.
Which is updated more often, MT or 青子记账?
MT ships an update weekly, and 青子记账 every 2 days. Most recently, MT was updated on November 10, 2026 and 青子记账 on November 7, 2026.

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