MT vs 懒猫记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MT
Easily track all your income and expenses to gain full financial visibility. This app helps you optimize spending, set budgets, and achieve your financial goals with detailed analysis and secure data protection.
- Bill snapshot entry with calculator
- Intelligent import from Alipay/WeChat
- Detailed income/expense analysis charts
- Real-time budget tracking
- Face ID/password data protection
- Automatic iCloud cloud sync
- Customizable income/expense categories
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Take control of your income and spending and keep your personal finances organised. MTracker is a simple money management app designed to help you record transactions, manage budgets and understand where your money goes. Its clear and practical interface makes managing your everyday finances easier. KEY FEATURES • Quick income and expense tracking Add each transaction with an amount, category, date and note. • Personalised budgets Set an overall budget or individual limits for each category and see how much you have left to spend. • Charts and statistics Understand your income and spending with clear charts and summaries across different periods. • Recurring transactions Schedule regular income and expenses such as rent, subscriptions, household bills and salary. • Search and filters Quickly find previous transactions by keyword, category, date or other criteria. • Data import Import transactions from compatible files and manage your financial records in one place. • Export and backup Export your data in compatible formats for safekeeping, analysis or transfer. • iCloud synchronisation Keep your data in sync across your Apple devices using your personal iCloud account. • Privacy and data control Your financial records are stored on your device and, when synchronisation is enabled, in your private iCloud storage. You remain in control of your information. MTRACKER IS IDEAL FOR: • tracking everyday spending; • controlling your monthly budget; • organising household finances; • managing personal income and expenses; • understanding your spending habits; • saving towards your financial goals. Start recording your transactions today and make better decisions about your money. Privacy Policy: https://f.n-years.com/docs/mtracker/privacy_statement/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
懒猫记账
This app helps you track daily expenses, business transactions, travel costs, and family budgets with multiple customizable ledgers. It offers quick entry, budget reminders, and clear financial analysis through various charts and reports. Data is automatically backed up to iCloud for security and easy recovery.
- Multiple customizable ledgers
- Quick expense entry
- Budget monitoring and reminders
- Financial analysis with charts
- Automatic iCloud data backup
- Variety of scene-specific ledgers
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懒猫记账是一款实用便捷的记账App。 可以记日常收支、生意流水、旅行开支、家庭收支等多种账目,您可以添加多个账本,来记不同的账。 这是一个可以帮您养成记账习惯的记账APP,记账流程简单流畅。 还有分类流水折线图等,可以很方便的帮你做财务分析。 【数据超安全】 -我们会为您将您的数据自动备份到您的iCloud账户中,无需登录,每天为您自动备份!即使卸载App也能轻松恢复数据!再也不怕数据丢失! 【账本市场,应有尽有】 10多种场景账本,以及无限多的自定义账本,满足你不同时期的需要: - 旅游账本:旅游预算、旅行清单…满足你天南地北的旅行需求 - 娱乐账本:周六看电影,周末海底捞美味大餐,每一笔都不错过 - 婚礼账本:请客、亲朋红包,同事喜酒 - 装修账本:分类覆盖全面的装修材料,装修记录不再难 - 宝贝账本:相册记录宝贝精彩每一刻,家人共享宝贝成长点滴 - 家庭账本:生活必备,分类齐全 。。。 【专业记账,让你更省心】 - 记一笔:独创快记功能,1秒钟快速记账 - 预算提醒:监控消费,余额及时提醒,防止超支拒绝月光 - 个性皮肤:多款主题皮肤随你定制 -图表显示:多种图表显示,记账收支一目了然 【理性分析,让你会花钱】 - 资产管理:银行卡、现金、信用卡借款趋势分析,涨跌一目了然 - 超级流水:从各个维度查看财务状况,及时发现问题 - 报表清晰:图表解析,轻松读懂财务报表 - 数据安全:数据无需经过第三方,只存在于你的iCloud账户中,随时恢复,再也不怕数据丢失! 【献给热爱记账的你】 生活需要一点仪式感。 有人每天早上一定要喝一杯咖啡, 有人每天睡前一定要写两句日记, 也有人每天都把挣到的和花过的每一分钱记录下来 在快节奏的时代,微信、支付宝扫一扫就完成付款,在大众点评、淘宝动动手指就能解决三餐、完成购物。 移动支付把生活中的花销从实实在在的钱变成了一串变动的数字,很多时候我们对于花钱没有了概念,甚至,想不起来把钱花在了哪里。 这时,需要消费后的用心记账,提高自己对钱的敏感度。 希望热爱记账的你梳理财务状况的时候可以沉浸在懒猫记账这个”工作台“! 1. 该服务是订阅制的收费服务,这意味着您将为未来的订阅使用而提前预支费用。当前您可以选择以按年的方式来使用该服务。在每个订阅周期即将结束时,您的订阅默认将自动续费,除非您自行取消自动续费,或者由我们取消该服务。 2. 取消订阅:如需取消续订,请至少提前24小时操作取消。您可以通过如下方法取消:打开系统设置 - 点击Apple ID - 点击订阅 - 选择iCost高级版,取消订阅即可。 3. 恢复购买:如果在支付过程中,收到提示 “您目前已经订阅该项目”,并且确定之前完成了购买,可以点击右上角 “恢复购买” 进行购买恢复。 会员服务协议及自动续费协议: https://gcn1s2rmayw3.feishu.cn/docx/ICCldOnL1oanrUxp0hocVTu1nRc?from=from_copylink 隐私政策: https://gcn1s2rmayw3.feishu.cn/docx/SPGOdx6mDo4Mrvxbzm6cHD6an8f?from=from_copylink 如果您喜欢懒猫记账,请在应用商店留下您的星星和评论,您的支持是我们进步的动力!
Screenshots
Verdict
MT and 懒猫记账 both sit at 4.8 stars, but that hides the real split: 97% of MT's written reviews are positive against 80% of 懒猫记账's. MT also leads on ratings volume (130 vs 37). 懒猫记账's advantage is iOS requirement (13.0 vs 15.6). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MT sells 3 in-app purchases, starting at $0.99 per month and 懒猫记账 sells 16 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.8 for MT against 4.8 for 懒猫记账. Both are backed by a comparable volume of ratings — 130 and 37 respectively. Written reviews are what separate them: 97% of MT's written reviews are positive against 80% of 懒猫记账's.
Both ship on a similar rhythm, roughly weekly. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.
| Parameter | MT | 懒猫记账 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (130 ratings) | 4.8 (37 ratings) |
| Positive reviews | 96.8% of reviews — better | 80.5% of reviews |
| Number of ratings | 130 — better | 37 |
| Update frequency | Weekly | Weekly |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 56 MB | 219 MB |
| Age rating | 4+ | 4+ |
| Developer | 金 郭 | 春城 贾 |
Customer experience
MT
懒猫记账
In-app purchases
MT
- Monthly Premium$0.991 Month
- Annual Membership$5.991 Year
- Lifetime Membership$19.99
懒猫记账
- 懒猫记账月度自动续期会员$0.991 Month
- 懒猫记账月度自动续期会员8$0.991 Month
- 懒猫记账月度自动续期会员15$1.991 Month
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- 懒猫记账月度自动续期会员12$1.991 Month
- 懒猫记账月度自动续期会员18$1.991 Month
- 懒猫记账季度自动续期会员24$2.993 Months
- 懒猫记账月度会员28$3.991 Month
- 懒猫记账年度自动续期会员36$4.991 Year
- 懒猫记账季度自动续期会员36$4.993 Months
- 懒猫记账年度自动续期会员48$6.991 Year
- 懒猫记账年度会员108$14.991 Year
- 懒猫记账永久会员30$3.99
- 懒猫记账三年会员68$9.99
- 懒猫记账三年会员88$12.99
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- 懒猫记账永久会员$12.99
- 新懒猫记账永久会员$12.99









