Comparison

MT vs Panda Bookkeeping

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MT

Easily track all your income and expenses to gain full financial visibility. This app helps you optimize spending, set budgets, and achieve your financial goals with detailed analysis and secure data protection.

Highlights
  • Bill snapshot entry with calculator
  • Intelligent import from Alipay/WeChat
  • Detailed income/expense analysis charts
  • Real-time budget tracking
  • Face ID/password data protection
  • Automatic iCloud cloud sync
  • Customizable income/expense categories
Features
Read full description

Take control of your income and spending and keep your personal finances organised. MTracker is a simple money management app designed to help you record transactions, manage budgets and understand where your money goes. Its clear and practical interface makes managing your everyday finances easier. KEY FEATURES • Quick income and expense tracking Add each transaction with an amount, category, date and note. • Personalised budgets Set an overall budget or individual limits for each category and see how much you have left to spend. • Charts and statistics Understand your income and spending with clear charts and summaries across different periods. • Recurring transactions Schedule regular income and expenses such as rent, subscriptions, household bills and salary. • Search and filters Quickly find previous transactions by keyword, category, date or other criteria. • Data import Import transactions from compatible files and manage your financial records in one place. • Export and backup Export your data in compatible formats for safekeeping, analysis or transfer. • iCloud synchronisation Keep your data in sync across your Apple devices using your personal iCloud account. • Privacy and data control Your financial records are stored on your device and, when synchronisation is enabled, in your private iCloud storage. You remain in control of your information. MTRACKER IS IDEAL FOR: • tracking everyday spending; • controlling your monthly budget; • organising household finances; • managing personal income and expenses; • understanding your spending habits; • saving towards your financial goals. Start recording your transactions today and make better decisions about your money. Privacy Policy: https://f.n-years.com/docs/mtracker/privacy_statement/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Panda Bookkeeping

A simple and fast accounting tool for tracking revenue and expenditures. It offers clear data analysis with charts and graphs, budget setting, and daily reminders. The app also features password protection and customization options, all within a small installation size.

Highlights
  • Quick bookkeeping in 3 seconds
  • Statistical analysis with charts
  • Budget setting and reminders
  • Daily bookkeeping reminders
  • Password protection for data security
  • Customizable icon and color modes
  • Small installation package size
Features
Read full description

This is a super simple and full-featured accounting tool App, convenient and fast to use, data analysis is clear at a glance, no ads and no members, let you start to fall in love with accounting now. It is less than 5M in size, but it contains the following functions: 【Quick Bookkeeping】 The simple 3-second accounting operation process allows you to quickly get started, and the same account can be completed by sliding left to "add one". Don't let the accounting process become your burden. 【Statistical Analysis】 Monthly summaries, line graphs, pie charts, and expenditure income rankings have everything. You can know the current month's expenditure income at a glance. Which day is the most expensive? It is clear which type of expenditure accounts for the largest proportion. 【Budget Setting and Reminder】 Customize monthly budget settings, real-time display of budget usage, red alarms when budgets are exceeded, spending within your means, and spending. 【Daily Bookkeeping Reminder】 Customize daily billing push reminders, custom time, custom reminder ringtones, so that you no longer forget any notes and form a good billing habit. 【Password protection】 Set a startup password to protect your data security. After turning it on, it will automatically lock when you return to the background. After unlocking, you will return to the previous page, which is safe and convenient. 【Custom icon and color mode】 Users after iOS13 can customize the day mode and night mode, or follow the system to automatically change, or you can choose your favorite App desktop icon. 【Clean and tidy, no ads, no members】 There are no advertisements to disturb, and there are no membership restrictions. You can use all functions after installation. 【Extreme installation package size】 The installation package of less than 5M is definitely a clear stream among the hundreds of M apps nowadays. Hurry up and start accounting~ About the monthly subscription function provided in the App: You can use the iTunes auto-renewal function in the app to obtain full membership access. After confirming the subscription, the fee will be charged to your iTunes account. You can cancel the subscription for the next period at least 24 hours before the end of each period. The subscription will automatically renew within 24 hours after the end of each cycle, and the subscription cycle cannot be cancelled. Terms of Service: https://heweimin.github.io/UserAgreement/index.html Privacy Policy: https://heweimin.github.io/UserAgreement/PrivacyAgreement.html If you think this App is not bad, please give me a five-star praise and attach your review, this is very important to me. If you have any comments or suggestions, you can contact me at any time Contact Way: WeChat: chenhoox (清晨) QQ: 2337831336 (清晨)

Screenshots

MT4 screens
Panda Bookkeeping3 screens

Verdict

The call

The clearest difference is review sentiment: MT at 91% against Panda Bookkeeping's 31%. MT also leads on rating (4.8 vs 4.4) and ratings volume (131 vs 7). Panda Bookkeeping's advantage is iOS requirement (11.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MT sells 3 in-app purchases, starting at $0.99 per month and Panda Bookkeeping sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

MT holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: MT has 131 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 91% of MT's written reviews are positive against 31% of Panda Bookkeeping's.

UpkeepUpdate frequency

MT ships an update weekly, Panda Bookkeeping every 3 weeks. The most recent releases landed on October 19, 2026 and October 8, 2026 respectively.

Scorecard5 real differences · 5 level
MT versus Panda Bookkeeping: the parameters behind the verdict, then further details
ParameterMTPanda Bookkeeping
PriceFreeFree
Rating4.8 (131 ratings) — better4.4 (7 ratings)
Positive reviews90.9% of reviews — better30.8% of reviews
Number of ratings131 — better7
Update frequencyWeekly — betterEvery 3 weeks
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.611.0 — better
Further details — not scored
Size56 MB10 MB
Age rating4+4+
Developer金 郭晓文 刘

Customer experience

MT

All ratings131 ratings
Positive95.4%
Neutral1.5%
Negative3.1%
Written reviews33 reviews
Positive90.9%
Neutral0.0%
Negative9.1%

Panda Bookkeeping

All ratings7 ratings
Positive85.7%
Neutral14.3%
Negative0.0%
Written reviews13 reviews
Positive30.8%
Neutral15.4%
Negative53.8%

In-app purchases

3 purchases

MT

Subscriptions2
  • Monthly Premium$0.991 Month
  • Annual Membership$4.991 Year
One-time1
  • Lifetime Access$19.99
1 purchases

Panda Bookkeeping

Subscriptions1
  • 熊猫记账VIP会员3 Days trial$0.991 Month

Questions

Is MT free?
MT is free to download, with in-app purchases available.
Is Panda Bookkeeping free?
Panda Bookkeeping is free to download, with in-app purchases available.
Which has better reviews, MT or Panda Bookkeeping?
MT is rated higher. MT averages 4.8 out of 5 from 131 ratings, while Panda Bookkeeping averages 4.4 from 7 ratings.
Do MT or Panda Bookkeeping have ads?
Both MT and Panda Bookkeeping show ads.
Which is updated more often, MT or Panda Bookkeeping?
MT ships an update weekly, and Panda Bookkeeping every 3 weeks. Most recently, MT was updated on October 19, 2026 and Panda Bookkeeping on October 8, 2026.

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