MT vs 旺财记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MT
Easily track all your income and expenses to gain full financial visibility. This app helps you optimize spending, set budgets, and achieve your financial goals with detailed analysis and secure data protection.
- Bill snapshot entry with calculator
- Intelligent import from Alipay/WeChat
- Detailed income/expense analysis charts
- Real-time budget tracking
- Face ID/password data protection
- Automatic iCloud cloud sync
- Customizable income/expense categories
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Take control of your income and spending and keep your personal finances organised. MTracker is a simple money management app designed to help you record transactions, manage budgets and understand where your money goes. Its clear and practical interface makes managing your everyday finances easier. KEY FEATURES • Quick income and expense tracking Add each transaction with an amount, category, date and note. • Personalised budgets Set an overall budget or individual limits for each category and see how much you have left to spend. • Charts and statistics Understand your income and spending with clear charts and summaries across different periods. • Recurring transactions Schedule regular income and expenses such as rent, subscriptions, household bills and salary. • Search and filters Quickly find previous transactions by keyword, category, date or other criteria. • Data import Import transactions from compatible files and manage your financial records in one place. • Export and backup Export your data in compatible formats for safekeeping, analysis or transfer. • iCloud synchronisation Keep your data in sync across your Apple devices using your personal iCloud account. • Privacy and data control Your financial records are stored on your device and, when synchronisation is enabled, in your private iCloud storage. You remain in control of your information. MTRACKER IS IDEAL FOR: • tracking everyday spending; • controlling your monthly budget; • organising household finances; • managing personal income and expenses; • understanding your spending habits; • saving towards your financial goals. Start recording your transactions today and make better decisions about your money. Privacy Policy: https://f.n-years.com/docs/mtracker/privacy_statement/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
旺财记账
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* 极简的操作流程,快速完成每一笔记账操作。 * 丰富图表:柱状图、饼图,帮你快速分析消费情况。 * 预算:多账本预算、月预算、分类预算功能。 * 存钱功能:定额存钱和自由存钱模式。 * 多种记账方式:周期记账、日历记账、模板记账。 * 导入、导出功能。 * 账户资产管理。 * 多账本功能:支持日常、宝宝、生意、旅行、装修、结婚、校园、汽车账本。 * 分类功能:支持无限添加(二级分类),排序和编辑; * 全自动 iCloud 云端同步:前提您的iCloud有存储空间,否则可以离线使用。 * 丰富小组件:多种小组件应有尽有。 * 报销功能。 * 黑暗模式、多彩主题:主题色、收支色、背景图。 如果有什么问题可以发送邮件3607123882@qq.com或者微信czw521cn帮助。 您的好评是我前进的动力,希望您可以愉快使用。 [自动订阅会员说明] 1、服务名称:旺财记账VIP会员连续包月(1个月) 2、价格:连续包月产品为1元/月 3、购买自动订阅会员账户,会在每个月订阅期到期之前24小时,从您的Itunes账户中扣费,扣费成功后顺延一个订阅周期。 4、如需取消订阅,请手动打卡苹果手机“设置” --> 进入“App Store”,选择 “查看Apple ID”,进入“账户设置”页面,点击“订阅”,选择旺财记账VIP会员服务取消订阅既可。如未在订阅期结束的前24小时前关闭订阅的,将视为您同意继续授权,此订阅将会自动续订。 5、会员服务协议:https://www.yuque.com/cuizhiwei-jmfwm/ggw20u/mfuuy5 6、隐私协议:https://www.yuque.com/cuizhiwei-jmfwm/ggw20u/kgxao6
Screenshots
Verdict
The clearest difference is ads: 旺财记账 at none against MT's shown. 旺财记账 also leads on rating (5.0 vs 4.8). MT's advantage is review sentiment (91% vs 62%) and update cadence (weekly vs monthly). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MT sells 3 in-app purchases, starting at $0.99 per month and 旺财记账 sells 2 in-app purchases, starting at $0.49 per month. Whichever you choose, the download price is not the number that matters.
旺财记账 holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MT has 131 ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 91% of MT's written reviews are positive against 62% of 旺财记账's, so the app with the better star average is not the one people write more warmly about.
MT ships an update weekly, 旺财记账 monthly. The most recent releases landed on October 15, 2026 and October 12, 2026 respectively.
| Parameter | MT | 旺财记账 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (131 ratings) | 5.0 (6 ratings) — better |
| Positive reviews | 90.9% of reviews — better | 61.7% of reviews |
| Number of ratings | 131 — better | 6 |
| Update frequency | Weekly — better | Monthly |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod, Mac — better |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 56 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | 金 郭 | 宁 陈 |
Customer experience
MT
旺财记账
In-app purchases
MT
- Monthly Premium$0.991 Month
- Annual Membership$4.991 Year
- Lifetime Access$19.99
旺财记账
- monthly subscription$0.491 Month
- permanent member$6.99








