Comparison

MT vs Splitara

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MT

Easily track all your income and expenses to gain full financial visibility. This app helps you optimize spending, set budgets, and achieve your financial goals with detailed analysis and secure data protection.

Highlights
  • Bill snapshot entry with calculator
  • Intelligent import from Alipay/WeChat
  • Detailed income/expense analysis charts
  • Real-time budget tracking
  • Face ID/password data protection
  • Automatic iCloud cloud sync
  • Customizable income/expense categories
Features
Read full description

Take control of your income and spending and keep your personal finances organised. MTracker is a simple money management app designed to help you record transactions, manage budgets and understand where your money goes. Its clear and practical interface makes managing your everyday finances easier. KEY FEATURES • Quick income and expense tracking Add each transaction with an amount, category, date and note. • Personalised budgets Set an overall budget or individual limits for each category and see how much you have left to spend. • Charts and statistics Understand your income and spending with clear charts and summaries across different periods. • Recurring transactions Schedule regular income and expenses such as rent, subscriptions, household bills and salary. • Search and filters Quickly find previous transactions by keyword, category, date or other criteria. • Data import Import transactions from compatible files and manage your financial records in one place. • Export and backup Export your data in compatible formats for safekeeping, analysis or transfer. • iCloud synchronisation Keep your data in sync across your Apple devices using your personal iCloud account. • Privacy and data control Your financial records are stored on your device and, when synchronisation is enabled, in your private iCloud storage. You remain in control of your information. MTRACKER IS IDEAL FOR: • tracking everyday spending; • controlling your monthly budget; • organising household finances; • managing personal income and expenses; • understanding your spending habits; • saving towards your financial goals. Start recording your transactions today and make better decisions about your money. Privacy Policy: https://f.n-years.com/docs/mtracker/privacy_statement/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Splitara

Effortlessly track and settle shared expenses across different currencies for group trips, shared living, or meals. This app simplifies complex billing scenarios with automatic conversion and clear settlement calculations.

Highlights
  • Multi-ledger support for different activities
  • Multi-person tracking for payers and consumers
  • Multi-currency support with auto-conversion
  • Smart settlement for automatic debt calculation
  • Fund management for collecting and paying expenses
  • Professional statistics on spending and payments
  • Home screen widgets for quick access
Features
Read full description

Several friends traveling abroad together—this time you covered lunch in dollars, next time they'll cover shopping in Hong Kong dollars. When you get back home, it's impossible to remember who owes what in different currencies. Colleagues sharing work lunches regularly, with different people paying each time. By month's end, no one can track who's participated or who owes whom. Friends sharing an apartment—who paid utilities this month, who paid property fees next month, and by year's end everyone forgets how much they paid. If any of this sounds familiar, Splitara is exactly what you need. ========================================== Splitara — Because Focus Means Professional Splitara is a specialized expense-splitting app designed for group activities, like travel, shared housing, and everyday meals. It supports multiple ledgers, participants, and currencies, handling even the most complex AA billing scenarios. Each activity becomes its own expense category, with comprehensive tracking and settlement built in. Key Features: • Multi-Ledger Support — Create and manage separate ledgers for different activities • Multi-Person Tracking — Record multiple payers and consumers per transaction • Multi-Currency Support — Supports various currencies with automatic exchange rate conversion • Smart Settlement — Automatically calculates who owes whom • Fund Management — Collect funds and pay activity expenses with clear tracking • Custom Group Icons — Personalize members or groups with custom icons • Professional Statistics — Track individual spending and payments by member • Cloud Sharing — Generate a share link or QR code for a ledger, with richer ledger details on the shared web page • Home Screen Widgets — Add ledgers, statistics, and funds to your home screen • Data Backup — iCloud backup, WiFi transfer, import/export capabilities We'd love to hear your feedback: http://aabill.itubu.com/ | itubu.com@gmail.com Terms of Use: Using Apple Standard Terms of Use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

MT4 screens
Splitara4 screens

Verdict

The call

The clearest difference is ads: Splitara at none against MT's shown. Splitara also leads on monetization model (free vs free with in-app purchases). MT's advantage is update cadence (weekly vs every 6 weeks) and ratings volume (131 vs 32). On price, rating, review sentiment and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MT sells 3 in-app purchases, starting at $0.99 per month and Splitara sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for MT against 4.7 for Splitara. Both are backed by a comparable volume of ratings — 131 and 32 respectively. Written reviews are what separate them: 91% of MT's written reviews are positive against 93% of Splitara's.

UpkeepUpdate frequency

MT ships an update weekly, Splitara every 6 weeks. Both last shipped on September 30, 2026.

Scorecard5 real differences · 5 level
MT versus Splitara: the parameters behind the verdict, then further details
ParameterMTSplitara
PriceFreeFree
Rating4.8 (131 ratings) — better4.7 (32 ratings)
Positive reviews90.9% of reviews93.3% of reviews — better
Number of ratings131 — better32
Update frequencyWeekly — betterEvery 6 weeks
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.6 — better17.0
Further details — not scored
Size56 MB37 MB
Age rating4+4+
Developer金 郭馨杭 虞

Customer experience

MT

All ratings131 ratings
Positive95.4%
Neutral1.5%
Negative3.1%
Written reviews33 reviews
Positive90.9%
Neutral0.0%
Negative9.1%

Splitara

All ratings32 ratings
Positive93.8%
Neutral0.0%
Negative6.3%
Written reviews30 reviews
Positive93.3%
Neutral0.0%
Negative6.7%

In-app purchases

3 purchases

MT

Subscriptions2
  • Monthly Premium$0.991 Month
  • Annual Membership$5.991 Year
One-time1
  • Lifetime Membership$19.99
2 purchases

Splitara

Subscriptions2
  • Splitara Pro$0.991 Month
  • Splitara Pro$7.991 Year

Questions

Is MT free?
MT is free to download, with in-app purchases available.
Is Splitara free?
Splitara is free to download, with in-app purchases available.
Which has better reviews, MT or Splitara?
MT is rated higher. MT averages 4.8 out of 5 from 131 ratings, while Splitara averages 4.7 from 32 ratings.
Do MT or Splitara have ads?
MT shows ads; Splitara does not.
Which is updated more often, MT or Splitara?
MT ships an update weekly, and Splitara every 6 weeks. Most recently, MT was updated on September 30, 2026 and Splitara on September 30, 2026.

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