Comparison

MT vs Bookkeeping・熊猫记账・PandaBook

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MT

Easily track all your income and expenses to gain full financial visibility. This app helps you optimize spending, set budgets, and achieve your financial goals with detailed analysis and secure data protection.

Highlights
  • Bill snapshot entry with calculator
  • Intelligent import from Alipay/WeChat
  • Detailed income/expense analysis charts
  • Real-time budget tracking
  • Face ID/password data protection
  • Automatic iCloud cloud sync
  • Customizable income/expense categories
Features
Read full description

Take control of your income and spending and keep your personal finances organised. MTracker is a simple money management app designed to help you record transactions, manage budgets and understand where your money goes. Its clear and practical interface makes managing your everyday finances easier. KEY FEATURES • Quick income and expense tracking Add each transaction with an amount, category, date and note. • Personalised budgets Set an overall budget or individual limits for each category and see how much you have left to spend. • Charts and statistics Understand your income and spending with clear charts and summaries across different periods. • Recurring transactions Schedule regular income and expenses such as rent, subscriptions, household bills and salary. • Search and filters Quickly find previous transactions by keyword, category, date or other criteria. • Data import Import transactions from compatible files and manage your financial records in one place. • Export and backup Export your data in compatible formats for safekeeping, analysis or transfer. • iCloud synchronisation Keep your data in sync across your Apple devices using your personal iCloud account. • Privacy and data control Your financial records are stored on your device and, when synchronisation is enabled, in your private iCloud storage. You remain in control of your information. MTRACKER IS IDEAL FOR: • tracking everyday spending; • controlling your monthly budget; • organising household finances; • managing personal income and expenses; • understanding your spending habits; • saving towards your financial goals. Start recording your transactions today and make better decisions about your money. Privacy Policy: https://f.n-years.com/docs/mtracker/privacy_statement/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Bookkeeping・熊猫记账・PandaBook

This app offers comprehensive personal finance management with automatic bookkeeping, detailed expense tracking, and visual analysis. It supports custom categories, recurring bills, and cloud synchronization for easy data access across devices.

Highlights
  • Automatic bookkeeping
  • Expense tracking and analysis
  • Customizable accounting categories
  • Recurring and installment bill management
  • Cloud data backup and synchronization
  • Visual charts for income/expenditure trends
Features
Read full description

Panda Accounting is a pure accounting software with rich and practical functions. It includes daily, weekly, monthly, and annual accounts, exchange rate conversion, calendar bills, bill import and export, customized accounting classification, automatic accounting, periodic accounting, installment accounting, transfer, reimbursement, pie chart, line chart, accounting reimbursement, savings plan, automatic accounting shortcut instructions, timed reminder accounting, and a variety of themes. It also has local data backup Cloud backup, easy recording of daily life, and achieving bill synchronization to local and cloud, even if you change your phone, you can easily synchronize bill data. Super simple and practical, Panda accounting, and daily life accounting are all in one! [Consumption Record] View detailed records of every expense you make at any time, knowing where your money has been spent and what expenses account for a large proportion of your expenses; Budget Management Every time you keep an account, you will know how much budget you have left for today, this week, and this month to spend; Consumption Analysis Visualize consumption data analysis, understand monthly expenditure trends, view consumption ratios, and monitor monthly expenditure changes. Periodic accounting Automatically record your fixed bills on a regular basis, such as rent, mortgage, and other fixed expenses Installment accounting Automatically record your credit card installment bill on a scheduled basis, such as car loan installment information, etc [Automatic Bookkeeping] Tap on the back of your phone to achieve consumer accounting, a blessing for lazy people's accounting Multi level classification Support custom secondary classification to make expenses clearer [Calendar Bill] I have a panoramic view of my daily income and expenses Pie chart and line chart Keep track of income and expenditure trends and consumption ratios at all times, so that every bill has a track to follow

Screenshots

MT4 screens
Bookkeeping・熊猫记账・PandaBook4 screens

Verdict

The call

The clearest difference is ads: Bookkeeping・熊猫记账・PandaBook at none against MT's shown. Bookkeeping・熊猫记账・PandaBook also leads on monetization model (free vs free with in-app purchases) and rating (5.0 vs 4.8). MT's advantage is update cadence (weekly vs monthly) and ratings volume (131 vs 3). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MT sells 3 in-app purchases, starting at $0.99 per month and Bookkeeping・熊猫记账・PandaBook sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Bookkeeping・熊猫记账・PandaBook holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MT has 131 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 91% of MT's written reviews are positive against 100% of Bookkeeping・熊猫记账・PandaBook's.

UpkeepUpdate frequency

MT ships an update weekly, Bookkeeping・熊猫记账・PandaBook monthly. The most recent releases landed on October 15, 2026 and October 17, 2026 respectively.

Scorecard6 real differences · 4 level
MT versus Bookkeeping・熊猫记账・PandaBook: the parameters behind the verdict, then further details
ParameterMTBookkeeping・熊猫记账・PandaBook
PriceFreeFree
Rating4.8 (131 ratings)5.0 (3 ratings) — better
Positive reviews90.9% of reviews100.0% of reviews — better
Number of ratings131 — better3
Update frequencyWeekly — betterMonthly
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.614 — better
Further details — not scored
Size56 MB84 MB
Age rating4+4+
Developer金 郭怡静 郭

Customer experience

MT

All ratings131 ratings
Positive95.4%
Neutral1.5%
Negative3.1%
Written reviews33 reviews
Positive90.9%
Neutral0.0%
Negative9.1%

Bookkeeping・熊猫记账・PandaBook

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews40 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

MT

Subscriptions2
  • Monthly Premium$0.991 Month
  • Annual Membership$4.991 Year
One-time1
  • Lifetime Access$19.99
4 purchases

Bookkeeping・熊猫记账・PandaBook

One-time4
  • 月度会员$1.99
  • 年度会员$4.99
  • 3年会员$9.99
Show 1 more
  • 永久会员$14.99

Questions

Is MT free?
MT is free to download, with in-app purchases available.
Is Bookkeeping・熊猫记账・PandaBook free?
Bookkeeping・熊猫记账・PandaBook is free to download, with in-app purchases available.
Which has better reviews, MT or Bookkeeping・熊猫记账・PandaBook?
Bookkeeping・熊猫记账・PandaBook is rated higher. MT averages 4.8 out of 5 from 131 ratings, while Bookkeeping・熊猫记账・PandaBook averages 5.0 from 3 ratings.
Do MT or Bookkeeping・熊猫记账・PandaBook have ads?
MT shows ads; Bookkeeping・熊猫记账・PandaBook does not.
Which is updated more often, MT or Bookkeeping・熊猫记账・PandaBook?
MT ships an update weekly, and Bookkeeping・熊猫记账・PandaBook monthly. Most recently, MT was updated on October 15, 2026 and Bookkeeping・熊猫记账・PandaBook on October 17, 2026.

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