Comparison

MT vs 口袋记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MT

Easily track all your income and expenses to gain full financial visibility. This app helps you optimize spending, set budgets, and achieve your financial goals with detailed analysis and secure data protection.

Highlights
  • Bill snapshot entry with calculator
  • Intelligent import from Alipay/WeChat
  • Detailed income/expense analysis charts
  • Real-time budget tracking
  • Face ID/password data protection
  • Automatic iCloud cloud sync
  • Customizable income/expense categories
Features
Read full description

Take control of your income and spending and keep your personal finances organised. MTracker is a simple money management app designed to help you record transactions, manage budgets and understand where your money goes. Its clear and practical interface makes managing your everyday finances easier. KEY FEATURES • Quick income and expense tracking Add each transaction with an amount, category, date and note. • Personalised budgets Set an overall budget or individual limits for each category and see how much you have left to spend. • Charts and statistics Understand your income and spending with clear charts and summaries across different periods. • Recurring transactions Schedule regular income and expenses such as rent, subscriptions, household bills and salary. • Search and filters Quickly find previous transactions by keyword, category, date or other criteria. • Data import Import transactions from compatible files and manage your financial records in one place. • Export and backup Export your data in compatible formats for safekeeping, analysis or transfer. • iCloud synchronisation Keep your data in sync across your Apple devices using your personal iCloud account. • Privacy and data control Your financial records are stored on your device and, when synchronisation is enabled, in your private iCloud storage. You remain in control of your information. MTRACKER IS IDEAL FOR: • tracking everyday spending; • controlling your monthly budget; • organising household finances; • managing personal income and expenses; • understanding your spending habits; • saving towards your financial goals. Start recording your transactions today and make better decisions about your money. Privacy Policy: https://f.n-years.com/docs/mtracker/privacy_statement/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

口袋记账

This app helps you track your expenses, manage savings, and organize financial records like reimbursements and gifts. It offers detailed reports, multi-account management, and loan tracking. Get personalized financial advice from experts to improve your money management skills.

Highlights
  • Quick expense logging
  • Import credit card and Alipay bills
  • Generate income/expense reports
  • Multi-account management
  • Loan and IOU tracking
  • Asset balance overview
  • Financial expert advice
Features
Read full description

应用简介: • 苹果商店热门免费财务记账APP • 新浪、搜狐、36氪、今日头条等知名媒体报道 • 知乎、豆瓣、简书、最美应用用户多次推荐 1)想知道钱花哪儿了? 2)想存钱却总也存不下钱? 3)每次记报销、记人情红包和友情周转最后总是一团糟? 4)想学理财却无从下手? 口袋记账专为解决以上难题诞生,超千万用户都在使用这款超棒的软件! 1、2秒随手记账,支持信用卡账单、支付宝账单导入; 2、自动生成收支统计图、年收支曲线图等报表,可导出excel; 3、支持多账本:分账本记录公司账、装修、旅游、报销、结婚等; 4、支持借条欠条管理,详细记录接入借出记录,人情往来不马虎; 5、提供资产管理,随时展示信用卡、支付宝等账户余额情况; 6、力哥、简七、越女等理财大V每日分享精彩观点,帮你从理财小白变资深达人。 如果关于产品你有任何疑问或者建议,都可以直接通过下列方式联系我们,和我们一起优化产品! 联系我们: 反馈邮箱:kdjz@qeeniao.com 会员订阅服务和连续包月说明: -连续包月会员:16元/月(首月9元特惠) -连续包年会员:88元/年 其他说明:-付款:将在确认购买时从itunes账户中扣除 -取消付款:如需取消订阅,请在当前订阅周期到期前24小时以前,您可以在苹果手机“设置”-“itunes store与App Store”-选择“Apple ID”-点击“查看 Apple ID”-在账户设置页面点击“订阅”-管理自动订阅服务,如需取消订阅,到期前24小时前关闭即可,到期前24小时内将不再扣费 -续费:苹果itunes账户会在到期前24小时内扣费,扣费成功后订阅周期顺延一个订阅周期 -隐私权政策:https://m.ikoudai.cc/h5/article/webshow/28 -会员服务协议:https://m.ikoudai.cc/h5/article/webshow/27 -自动订阅服务协议:https://m.ikoudai.cc/h5/article/webshow/38

Screenshots

MT4 screens
口袋记账4 screens

Verdict

The call

The clearest difference is update cadence: MT at weekly against 口袋记账's every 2 months. MT also leads on review sentiment (91% vs 77%). 口袋记账's advantage is ratings volume (560 vs 131) and iOS requirement (12 vs 15.6). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MT sells 3 in-app purchases, starting at $0.99 per month and 口袋记账 sells 13 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for MT against 4.7 for 口袋记账. Both are backed by a comparable volume of ratings — 131 and 560 respectively. Written reviews are what separate them: 91% of MT's written reviews are positive against 77% of 口袋记账's.

UpkeepUpdate frequency

MT ships an update weekly, 口袋记账 every 2 months. Both last shipped on October 19, 2026.

Scorecard4 real differences · 6 level
MT versus 口袋记账: the parameters behind the verdict, then further details
ParameterMT口袋记账
PriceFreeFree
Rating4.8 (131 ratings) — better4.7 (560 ratings)
Positive reviews90.9% of reviews — better77.2% of reviews
Number of ratings131560 — better
Update frequencyWeekly — betterEvery 2 months
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.612 — better
Further details — not scored
Size56 MB190 MB
Age rating4+4+
Developer金 郭Shanghai Peng Data Co., Ltd.

Customer experience

MT

All ratings131 ratings
Positive95.4%
Neutral1.5%
Negative3.1%
Written reviews33 reviews
Positive90.9%
Neutral0.0%
Negative9.1%

口袋记账

All ratings560 ratings
Positive92.0%
Neutral3.9%
Negative4.1%
Written reviews303 reviews
Positive77.2%
Neutral5.9%
Negative16.8%

Bugs and requests

MT

Not enough reviews yet to summarise bugs or requests.

口袋记账

Reported bugs

4 issues
  • Frequent app crashes
  • Incorrect date/time display
  • Syncing issues between devices
  • Compatibility problems with newer devices

Requested features

5 requests
  • Support for multiple currencies
  • Ability to schedule recurring transactions
  • Option to set future dated transactions
  • Improved syncing and backup functionality
  • More detailed reporting and analytics

In-app purchases

3 purchases

MT

Subscriptions2
  • Monthly Premium$0.991 Month
  • Annual Membership$4.991 Year
One-time1
  • Lifetime Access$19.99
13 purchases

口袋记账

Subscriptions3
  • 连续包月1 Month trial$1.991 Month
  • 连续包月3 variants$1.991 Month
  • 连续包年2 variants$12.991 Year
One-time10
  • 口袋记账金币$0.99
  • 口袋VIP一个月$2.99
  • 口袋记账金币$3.99
Show 7 more
  • 口袋VIP6个月$7.99
  • 口袋VIP六个月$9.99
  • 口袋记账金币$9.99
  • 口袋VIP12个月$11.99
  • 口袋VIP12个月$14.99
  • 口袋记账金币$19.99
  • 口袋记账金币$39.99

Questions

Is MT free?
MT is free to download, with in-app purchases available.
Is 口袋记账 free?
口袋记账 is free to download, with in-app purchases available.
Which has better reviews, MT or 口袋记账?
MT is rated higher. MT averages 4.8 out of 5 from 131 ratings, while 口袋记账 averages 4.7 from 560 ratings.
Do MT or 口袋记账 have ads?
Both MT and 口袋记账 show ads.
Which is updated more often, MT or 口袋记账?
MT ships an update weekly, and 口袋记账 every 2 months. Most recently, MT was updated on October 19, 2026 and 口袋记账 on October 19, 2026.

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