Comparison

Debt Manager vs Debt Fix

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debt Manager

This app helps users pay off their debts faster and more efficiently. It utilizes the Debt Snowball method and offers various strategies, tracking tools, and 'what-if' scenarios to visualize progress and savings.

Highlights
  • Debt Snowball method
  • Multiple payoff strategies
  • Progress tracking and summary
  • Unlimited debt entry
  • 'What-If' scenario planning
  • Exportable reports and schedules
  • Interactive visualizations
Currently charting
Read full description

*** No. 1 Ranked Finance App in the US & UK *** 'Debt Manager' has one aim - To help you GET OUT OF DEBT FAST! 5-Stars - "By Far, This is one of the best Money Apps that I have seen. Fantastic, Great Job" 5-Stars - "This app is worth every penny.. Great info and breakdown.. I am so looking forward to being debt free!!" 5-Stars - "This app is three things: Simple. Effective. Spot On." 5-Stars - "The details, features and thought that went into creating this app are endless." 5-Stars - "Super easy to use; choice of strategies to choose for to pay off debts. Most helpful app for paying down debt I've come across." Debt Manager helps you to organize, track and pay off all your debts in the cheapest and fastest possible way. It does this using the Debt Snowball method, which is recognised by leading financial advisors as the most effective way to pay off multiple debts. You will be amazed at how much time and money you could save by applying this simple strategy, and this app will show you how. So if you want to become debt free, get started now! *** Features *** -------------------- √ Simple and intuitive user interface - helps you see results quickly and clearly √ Hints and tips - don't worry, we will guide you through the process √ Summary shows your payoff progress - includes progress bar, your debt free date and your interest/time savings √ Choose from multiple pay off Strategies - Lowest Balance First - Highest Interest First - Highest Balance First - Custom Order √ An unlimited number of debts can be entered - each debt can be individually analysed - payments may be entered as a percentage of balance - support for introductory rates e.g. 0% for 6 months √ Monthly Payments may be recorded - either automatic or manual recording - allows you to keep track of your progress √ Backup & Restore - use popular Dropbox service for online storage - keep your data safe - manually sync between devices √ Choice of payment periods - handles monthly, weekly and fortnightly payments √ Extra Payments can be entered against each debt - helps pay off your debts even faster - can be entered Monthly, Yearly or as a One Off √ Transactions can be entered against each debt - allows you to take into account expenses/purchases - can be entered Monthly, Yearly or as a One Off - will increase the debt balance √ Try out various 'What-If' scenarios e.g. - a change in interest rate - increased monthly payments √ Export the debt details via Email - professionally formatted PDF or HTML - export individual debts or overall summary - includes full amortization schedules - charts are attached to the email export √ Interactive reports - easy visualisation of the debt breakdown - compare debts side by side - press, hold and slide to see the costs per month - pinch to zoom √ Set of Calculators are included to help you compute: - monthly payments - extra payments - payoff date - refinance benefits √ Notification of payments due - so you never forget to record a payment √ Passcode protection - keep your data safe √ Full manual is embedded within the app - has all the info you will ever need

About

Debt Fix

Easily track your debts and create a personalized payoff plan. Get a clear financial breakdown, analyze your progress with a report page, and utilize an amortized schedule to see all your payments. Start your journey to financial freedom.

Highlights
  • Debt tracking
  • Financial breakdown
  • Payoff plan development
  • Amortized payment schedule
  • Progress analysis report
Features
Read full description

Debt Fix is the debt payoff planner that shows you exactly when you'll be debt-free. Pay off credit cards, student loans, auto loans, medical bills, and personal loans faster with the snowball method, the avalanche method, or either one tuned with your own extra payments. No account. No bank connection. Start in seconds. CHOOSE YOUR STRATEGY • Avalanche: pay the least interest by attacking your highest rates first • Snowball: build momentum by knocking out your smallest balances first • Side-by-side comparison shows the interest saved and the time difference at a glance STAY ON TRACK EVERY MONTH • A monthly checklist tells you exactly what to pay and where • Total balance, payoff date, and progress on one dashboard • Categories for credit card, student loan, auto, medical, personal, and mortgage debt • 0% APR promotional periods, so interest-free balances calculate correctly • Add a lump sum any month, or a recurring extra payment every month SEE YOUR PROGRESS • Charts that update the moment you log a payment • A full amortization schedule for every debt • Savings report shows interest saved and months cut from your payoff date • Export your payoff schedule to PDF or CSV ON YOUR HOME SCREEN • Home Screen and Lock Screen widgets keep your payoff date one glance away • Reminders so you never miss a due date • Built for iPhone and iPad, with full Dark Mode support YOUR DEBT DATA STAYS YOURS • Works fully offline. Your debt details live on your device. • iCloud sync keeps your iPhone and iPad in step through your own private iCloud account • No account or signup required to use the app • Your debts and balances are never sold or shared DEBT FIX PREMIUM Supported by ads. Premium unlocks unlimited debts, full PDF and CSV exports, every theme color, and an ad-free experience. One purchase, lifetime access. No subscriptions. Not ready to buy? You can still unlock a single export by watching a short video. Your money should work for you, not your lenders. Download Debt Fix and start your payoff plan today.

Screenshots

Debt Manager4 screens
Debt Fix4 screens

Verdict

The call

The clearest difference is price: Debt Fix at Free against Debt Manager's $0.99. Debt Fix also leads on update cadence (weekly vs every 6 weeks). Debt Manager's advantage is rating (4.6 vs 4.0) and in-app purchases (none vs 1). On device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Debt Fix is free to download; Debt Manager costs $0.99 up front. Debt Fix sells 1 one-off in-app purchase. Debt Manager asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Debt Manager holds the better App Store score, 4.6 against 4.0. That said, the two scores are not equally well evidenced: Debt Manager has 554 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 85% of Debt Manager's written reviews are positive against 75% of Debt Fix's.

UpkeepUpdate frequency

Debt Manager ships an update every 6 weeks, Debt Fix weekly. The most recent releases landed on September 22, 2026 and September 10, 2026 respectively.

Scorecard10 real differences · 1 level
Debt Manager versus Debt Fix: the parameters behind the verdict, then further details
ParameterDebt ManagerDebt Fix
Price$0.99Free — better
Rating4.6 (554 ratings) — better4.0 (11 ratings)
Positive reviews85.5% of reviews — better75.0% of reviews
Number of ratings554 — better11
Update frequencyEvery 6 weeksWeekly — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationPaidFree with in-app purchases — better
Best chart rank#135 — better—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.5 — better17.0
Further details — not scored
Size34 MB10 MB
Age rating4+4+
DeveloperMH Riley LtdChristopher Donoso

Customer experience

Debt Manager

All ratings554 ratings
Positive89.7%
Neutral5.1%
Negative5.2%
Written reviews220 reviews
Positive85.5%
Neutral6.4%
Negative8.2%

Debt Fix

All ratings11 ratings
Positive72.7%
Neutral0.0%
Negative27.3%
Written reviews8 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

Bugs and requests

Debt Manager

Reported bugs

3 issues
  • Calendar and date issues causing problems
  • Minimum payment restrictions that don't work as expected
  • Debt balances not updating correctly after payments

Requested features

4 requests
  • Ability to add debt start dates
  • Monthly payment summary view
  • Profiles to manage multiple people's debt
  • More customization options for layout and visuals

Debt Fix

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Debt Manager

No in-app purchases

1 purchases

Debt Fix

One-time1
  • Debt Fix Premium$4.99

Questions

Is Debt Manager free?
Debt Manager costs $0.99, with no in-app purchases.
Is Debt Fix free?
Debt Fix is free to download, with in-app purchases available.
Which has better reviews, Debt Manager or Debt Fix?
Debt Manager is rated higher. Debt Manager averages 4.6 out of 5 from 554 ratings, while Debt Fix averages 4.0 from 11 ratings.
Do Debt Manager or Debt Fix have ads?
Debt Fix shows ads; Debt Manager does not.
Which is updated more often, Debt Manager or Debt Fix?
Debt Manager ships an update every 6 weeks, and Debt Fix weekly. Most recently, Debt Manager was updated on September 22, 2026 and Debt Fix on September 10, 2026.

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