Debt Manager vs Budgeted
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Debt Manager
This app helps users pay off their debts faster and more efficiently. It utilizes the Debt Snowball method and offers various strategies, tracking tools, and 'what-if' scenarios to visualize progress and savings.
- Debt Snowball method
- Multiple payoff strategies
- Progress tracking and summary
- Unlimited debt entry
- 'What-If' scenario planning
- Exportable reports and schedules
- Interactive visualizations
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*** No. 1 Ranked Finance App in the US & UK *** 'Debt Manager' has one aim - To help you GET OUT OF DEBT FAST! 5-Stars - "By Far, This is one of the best Money Apps that I have seen. Fantastic, Great Job" 5-Stars - "This app is worth every penny.. Great info and breakdown.. I am so looking forward to being debt free!!" 5-Stars - "This app is three things: Simple. Effective. Spot On." 5-Stars - "The details, features and thought that went into creating this app are endless." 5-Stars - "Super easy to use; choice of strategies to choose for to pay off debts. Most helpful app for paying down debt I've come across." Debt Manager helps you to organize, track and pay off all your debts in the cheapest and fastest possible way. It does this using the Debt Snowball method, which is recognised by leading financial advisors as the most effective way to pay off multiple debts. You will be amazed at how much time and money you could save by applying this simple strategy, and this app will show you how. So if you want to become debt free, get started now! *** Features *** -------------------- √ Simple and intuitive user interface - helps you see results quickly and clearly √ Hints and tips - don't worry, we will guide you through the process √ Summary shows your payoff progress - includes progress bar, your debt free date and your interest/time savings √ Choose from multiple pay off Strategies - Lowest Balance First - Highest Interest First - Highest Balance First - Custom Order √ An unlimited number of debts can be entered - each debt can be individually analysed - payments may be entered as a percentage of balance - support for introductory rates e.g. 0% for 6 months √ Monthly Payments may be recorded - either automatic or manual recording - allows you to keep track of your progress √ Backup & Restore - use popular Dropbox service for online storage - keep your data safe - manually sync between devices √ Choice of payment periods - handles monthly, weekly and fortnightly payments √ Extra Payments can be entered against each debt - helps pay off your debts even faster - can be entered Monthly, Yearly or as a One Off √ Transactions can be entered against each debt - allows you to take into account expenses/purchases - can be entered Monthly, Yearly or as a One Off - will increase the debt balance √ Try out various 'What-If' scenarios e.g. - a change in interest rate - increased monthly payments √ Export the debt details via Email - professionally formatted PDF or HTML - export individual debts or overall summary - includes full amortization schedules - charts are attached to the email export √ Interactive reports - easy visualisation of the debt breakdown - compare debts side by side - press, hold and slide to see the costs per month - pinch to zoom √ Set of Calculators are included to help you compute: - monthly payments - extra payments - payoff date - refinance benefits √ Notification of payments due - so you never forget to record a payment √ Passcode protection - keep your data safe √ Full manual is embedded within the app - has all the info you will ever need
Budgeted
This app automatically creates your budget based on your savings goals and income. It provides daily and weekly spending plans, tracks your adherence, and predicts your financial future. Manage income, bills, and special purchases with this intuitive budgeting tool.
- Automatic budget creation
- Daily and weekly spending plans
- Financial future prediction
- Income and bill management
- Personalized WishList integration
- Budget adherence tracking
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Creates your budget automatically and shows you your financial future before it happens! 5 STARS "This app is the holy grail!" - Felmont 5 STARS "Wonderfully simple" - olibh76 5 STARS "At last an app to help manage my budget that I can actually understand!" - Evadstoor Ever wondered why budgeting apps seem to make you do all the work? Wouldn't it be more useful if an app could create your budget for you? That's where Budgeted comes in. All Budgeted needs is a period of time to budget for, and the amount you would like to have saved at the end of that period. Budgeted will then create daily and weekly spending plans for you, completely automatically, and tracks your adherence to your budget over time. Simply put, Budgeted handles your finances, while you get on with your life. Once your budget has been created for you, the Budget Health feature analyses your past spending to give you an accurate prediction of how likely you are to be able to keep to your budget. Budget Health gives you the kind of certainty over your financial future never before seen in a budgeting app, and allows you to make smart adjustments to you spending to maximise your budgeting success. As well as all of this, Budgeted also helps you manage your income and bills. This ensures that your budget is created with all of your income and outgoings taken in to account, and helps you to plan ahead with clarity. Budgeted also includes your own personal WishList, to which you can add any special purchases you are planning during your budget period. Budgeted will then adjust your daily and weekly budget to take account of these items, so there's no need to worry about a nasty shock to your finances after buying that special treat. Budgeted has it all taken care of. So what are you waiting for? Download Budgeted today to take back control of your finances, and see just how simple budgeting can be.
Screenshots
Verdict
The clearest difference is price: Debt Manager at $0.99 against Budgeted's $2.99. Debt Manager also leads on iOS requirement (15.5 vs 18.0). On review sentiment, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Debt Manager costs $0.99 and Budgeted $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 6 weeks. The most recent releases landed on October 17, 2026 and October 12, 2026 respectively.
| Parameter | Debt Manager | Budgeted |
|---|---|---|
| Price | $0.99 — better | $2.99 |
| Rating | 4.6 (554 ratings) — better | — |
| Positive reviews | 85.5% of reviews — better | 80.0% of reviews |
| Number of ratings | 554 — better | — |
| Update frequency | Every 6 weeks | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Paid | Paid |
| Best chart rank | #113 | #78 — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.5 — better | 18.0 |
| Further details — not scored | ||
| Size | 34 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | MH Riley Ltd | Stephen Anthony |
Customer experience
Debt Manager
Budgeted
Bugs and requests
Debt Manager
Reported bugs
3 issues- Calendar and date issues causing problems
- Minimum payment restrictions that don't work as expected
- Debt balances not updating correctly after payments
Requested features
4 requests- Ability to add debt start dates
- Monthly payment summary view
- Profiles to manage multiple people's debt
- More customization options for layout and visuals
Budgeted
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Debt Manager
No in-app purchases
Budgeted
No in-app purchases
Questions
Is Debt Manager free?
Is Budgeted free?
Do Debt Manager or Budgeted have ads?
Which is updated more often, Debt Manager or Budgeted?
Which is more popular, Debt Manager or Budgeted?
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