Comparison

Ace Money Lite vs Accounts 3 Lite

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ace Money Lite

Manage your cash, credit cards, and bank accounts with this easy-to-use finance tracker. Monitor assets, set budgets by category, and visualize spending with graphs and charts. Features include installment plan management and data backup.

Highlights
  • Cash, credit card, and bank account management
  • Asset and budget tracking by category
  • Income and expense management
  • Real-time balance and reports
  • Graph and chart visualizations
  • Credit card installment plan management
  • Data backup and sync
Features
Read full description

Ace Money Pro is a very easy cash management software which can keep your record of cash, credit cards and bank accounts. * Easy User Interface The registration page is very simple so you can use it easily. List is also consisted of monthly and daily so you can manage them in simple way. * Credit card management If you register credit cards, you can choose them in the account list. And if you set instalment plan, the payment of the instalment plan will be created automatically and you can see the details of bill and unpaid amounts. * Bank account management If you register bank accounts, you can choose them in the account list. When you deposit or withdraw money, the data of cash will be created automatically. Money transfer is also available. * Asset management You can check your asset easily in the asset page. Monthly sum of cash and credit cards, bank accounts is supported. * Category management & Budget You can add categories and set base budget of each category. The base budget will be used to create monthly budget automatically. * Graph and Chart Bar graph shows monthly cash flows and Pie chart shows sum of each category. * * Key Features * Easy and simple user interface * manage income and expense by category * support realtime balance and reports * Show total amount by account (Cash, Card, Account and Total) * Setting category * Browsing calendar * Managing credit card * Managing bank account * Passcode * iTunes data backup and restore * Monthly note of special events * Currency set * Instalment plan management of credit cards * Data search * iPhone / iPad Data Auto Sync (Data upload/download with Dropbox) * * Ace Money Lite is free version of Ace Money Pro for testing and it has limitation of 30 transactions. * * Please send emails to brownapps@gmail.com if any questions.

About

Accounts 3 Lite

Manage your personal finances with this intuitive checkbook replacement app. Track daily transactions, schedule recurring payments, and capture photo receipts. Visualize your spending with detailed reports and graphs, and export your data for desktop use.

Highlights
  • Schedule recurring transactions
  • Capture photo receipts
  • Generate financial reports and graphs
  • Reconcile transactions with bank statements
  • Export data in CSV, QIF, and HTML
  • Supports Touch and Face ID
  • Split transactions across categories
Features
Read full description

Accounts 3 Lite is an easy to use application to replace your paper checkbook. With the Accounts 3 Lite application, you will have a quicker and more convenient way to track your daily finances. You can schedule transactions, transfer funds, capture photo receipts, reconcile, export data, view reports, graphs, and much more. * If you like this app, then please support us with a positive rating. Thank you! FEATURES * Touch and Face ID Support Use Touch ID to authenticate and launch the app quicker and more conveniently. * Optimized for Multitasking and Retina Display Supports fast app switching and higher resolution Retina display. * Universal Binary Designed for iPhone, iPod Touch, and iPad devices. No need to buy separate apps for each device. * Graphs and Reports Review your monthly income vs. expense, spending by category, or income by category summaries with beautiful graphs and reports. * AirPrint Support Print reports directly from your iPhone or iPad (that have multitasking capability) to any AirPrint-enabled printer. * Photo Receipts Capture and store photo receipt as part of a transaction. * Search Quickly search for transactions and edit them from the same screen. * Recurring Transactions Schedule transactions to repeat weekly, biweekly, monthly, semimonthly, quarterly, biannually, or yearly on a start date that you choose. * Reconcile Transactions Reconcile by checking off cleared transactions and comparing the actual and outstanding balances against a bank statement. Accounts 3 now includes a running total for even easier reconciliation. * Split Transactions Split a transaction among several categories for more precise tracking. * Transfers Make a one-time transfer between accounts or set up recurring transfers to automatically repeat. * Multiple Accounts Track as many accounts as you need. * Export in CSV, QIF & HTML Formats Export transactions via email attachments for used with desktop applications such Numbers, Excel, or MS Money. * Description, Category, Memo, and Check # Fields All the necessary fields to track your transactions. * Smart Autocomplete As you type, a list will show you your previously entered descriptions and corresponding category. Selecting an entry from the list will fill both fields of the transaction. * Auto-increment Check # Field Accounts 3 will suggest the next check number for you based on the previously entered number. If you replace your checkbook, just enter the new starting number and Accounts 3 will auto-increment from there. * Customization Settings & Themes Configurable settings and themes to customize the Accounts 3 application based on your preferences. * Transaction Sorting/Hiding Sort transactions by date in either ascending or descending order. You can also hide reconciled transactions to keep your current list from being cluttered. * Accounts Reordering Reorder the accounts from the account list in any order you choose. * Accounts Delete Lock Prevents accidental deletion of all the transactions under an account. * Backup / Restore Backup your data to your computer for safekeeping. Then restore it to your device when you need to via email or iTunes file sharing interface. * Passcode Security Keep your accounts information private. * Sync Data via iCloud Sync your data across iPhone, iPad, and iPod Touch devices (available when upgraded to full version) * Accounts 3 Lite is limited to 100 transactions.   At anytime, you can transfer all your data to the Full version by touching on the 'Export to Full Version' button from the Settings screen.

Screenshots

Ace Money Lite4 screens
Accounts 3 Lite4 screens

Verdict

The call

The clearest difference is rating: Accounts 3 Lite at 4.7 against Ace Money Lite's 3.0. Accounts 3 Lite also leads on in-app purchases (none vs 4) and ratings volume (225 vs 2). Ace Money Lite's advantage is iOS requirement (9.0 vs 26.0). On price, ads, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Ace Money Lite sells 4 one-off in-app purchases. Accounts 3 Lite asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Accounts 3 Lite holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: Accounts 3 Lite has 225 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 29% of Ace Money Lite's written reviews are positive against 47% of Accounts 3 Lite's.

UpkeepUpdate frequency

Ace Money Lite ships an update every 2 months, Accounts 3 Lite every 3 weeks. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

Scorecard6 real differences · 4 level
Ace Money Lite versus Accounts 3 Lite: the parameters behind the verdict, then further details
ParameterAce Money LiteAccounts 3 Lite
PriceFreeFree
Rating3.0 (2 ratings)4.7 (225 ratings) — better
Positive reviews29.2% of reviews46.8% of reviews — better
Number of ratings2225 — better
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS9.0 — better26.0
Further details — not scored
Size20 MB10 MB
Age rating4+4+
Developercheolhyun wangSVT Software

Customer experience

Ace Money Lite

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews24 reviews
Positive29.2%
Neutral8.3%
Negative62.5%

Accounts 3 Lite

All ratings225 ratings
Positive93.8%
Neutral4.0%
Negative2.2%
Written reviews47 reviews
Positive46.8%
Neutral12.8%
Negative40.4%

Bugs and requests

Ace Money Lite

Not enough reviews yet to summarise bugs or requests.

Accounts 3 Lite

Reported bugs

4 issues
  • Pop-ups for paid versions
  • Sync issues deleting transactions
  • Recurring transaction memos not updating correctly
  • Recurring screen starting date/time squished

Requested features

15 requests
  • Add total outstanding balance with recurring charges
  • Import PDF files for checks
  • Add sub-accounts
  • Add PDF support for checks
  • Add recurring transfers between accounts
Show 10 more
  • Schedule recurring transactions on a specific date
  • Hide specific accounts from main view
  • Clear delineation between past and future transactions
  • Option to turn off auto check number
  • Fix recurring screen starting date/time issue
  • Import QIF or CSV files
  • Allow changing memo on recurring transfers without re-creation
  • Manually pay monthly bills instead of automatic
  • Recurring transactions that shift date for weekends/holidays
  • Option to select app icon color

In-app purchases

4 purchases

Ace Money Lite

One-time4
  • Graph & chart function$0.99
  • Theme function$0.99
  • Budget function$1.99
Show 1 more
  • Pro version$3.99
None

Accounts 3 Lite

No in-app purchases

Questions

Is Ace Money Lite free?
Ace Money Lite is free to download, with in-app purchases available.
Is Accounts 3 Lite free?
Accounts 3 Lite is free to download, with no in-app purchases.
Which has better reviews, Ace Money Lite or Accounts 3 Lite?
Accounts 3 Lite is rated higher. Ace Money Lite averages 3.0 out of 5 from 2 ratings, while Accounts 3 Lite averages 4.7 from 225 ratings.
Do Ace Money Lite or Accounts 3 Lite have ads?
Neither Ace Money Lite nor Accounts 3 Lite shows ads.
Which is updated more often, Ace Money Lite or Accounts 3 Lite?
Ace Money Lite ships an update every 2 months, and Accounts 3 Lite every 3 weeks. Most recently, Ace Money Lite was updated on October 30, 2026 and Accounts 3 Lite on October 28, 2026.

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