Checkbook vs Nudget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Checkbook
Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.
- Multiple account tracking
- Recurring transaction saving
- Fund transfers between accounts
- Export data in CSV, QIF, HTML
- Calendar view of transactions
- Reports and charts for expenses/income
- Passcode protection
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An easy & quick way to manage your daily finances, Checkbook keeps track of your credit card charges, cash expenditures...etc. With the Checkbook application, it can totally replace your paper checkbook. You can create multiple accounts, save recurring transactions, transfer funds, view reports & graphs, export data...etc. You can even search the transaction by crossing your finger on the calendar! All details of the Checkbook are well designed to provide an excellent experience. Designed and developed by polycents! FEATURES ※Export in CSV, QIF & HTML Formats -Export your transactions by email for use of desktop applications such as Excel, Quicken...etc. ※Calendar -Show all your monthly transactions as points on the calendar. -Filter transactions by tapping a date or selecting multiple dates on the calendar. ※Recurring Transactions -Save a transaction to be used repeatedly(daily, weekly, 2 weeks, monthly, tire monthly), without retyping all the details. ※Multiple Accounts -Track as many accounts as you need. ※Categories -Supports multiple categories with beautiful icons to choose from. ※Payee & Note -All the details you need to keep track of your transactions are including. ※Search -Quickly search for transactions by dates, name, payee, and category. -Search and edit transactions on the same screen. ※Transfer -Transfer funds from one account to another. ※Reconcile Transactions -Reconcile your transactions by editing cleared/un-cleared status ※Reports & Charts -Review all your expenses & income by category or account with beautiful graphs and reports. -Supports both bar and pie charts. -You can set the time period to daily, weekly, monthly & yearly. ※Passcode -Protects your private information. ※Currency -Supports multiple currencies. ※Elegant, Powerful & User-friendly interface # Subscription Details # - Monthly and annual subscriptions are available. - Payment will be charged to your iTunes account at confirmation of purchase. - Your subscription will automatically renew unless auto-renew is disabled at least 24 hours before the end of the current subscription period. - Automatic renewals will be charged at the same price you were originally charged for the subscription. - Subscriptions can be managed by going to Account Settings on the App Store after purchase. Terms of Use: https://www.iubenda.com/terms-and-conditions/42835851 Privacy Policy: https://www.iubenda.com/privacy-policy/42835851 Developer website:https://www.polycents.com If you have any problems or suggestions please send a mail to checkbook@appxy.com, you will get the response in a short time.
Nudget
This app simplifies expense tracking and budgeting with a focus on speed and ease of use. It offers quick expense entry, insightful spending analysis, and recurring expense management. Enjoy a private and customizable budgeting experience with iCloud sync and home screen widgets.
- Quick expense entry
- Spending insights and analysis
- Recurring expense management
- iCloud sync
- Home screen widgets
- Customizable app icons
- Siri support
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Finally. A budgeting app for the rest of us. A focus on speed & simplicity transform the daunting task of budgeting into a fun and insightful experience. OUR AMAZING REVIEWS SAY IT ALL “Nudget makes it easier than most budgeting apps to get started and keep up with expense tracking.” - John Voorhees from MacStories “Boom. Done. I just launch the app, type that in, and then move on with my day.” - Mikah Sargent from iOS Today “A budgeting app for people who hate budgeting.” - Angelica Leicht from Komando “Nudget’s clean and seamless interface makes it easy to input the numbers and figure out how much you can be spending every day, without the hassle.” - Christine Romero-Chan from iMore “Nudget is a simple yet powerful budgeting app with a unique take on helping you track your spending and save for the future” - Chance Miller from 9to5Mac *** CORE FEATURES *** ENTER AN EXPENSE IN SECONDS Manually entering your expenses can be a huge chore with other apps, requiring tons of swiping and tapping through different screens. Nudget makes recording an expense fast and fluid, so you can quickly open the app, record your purchase, and get on with your day. UNDERSTAND YOUR SPENDING WITHOUT A SPREADSHEET Understanding your spending habits shouldn’t require the use of complex spreadsheet software. That’s why Nudget analyzes your spending for you in the Insights tab. Insights take all the guesswork out of where your money is going and lets you know if your spending is off track and which categories you should keep an eye on. Tap to expand any insight for a gorgeous chart which gives even more detail. ICLOUD SYNC Use Nudget on your iPhone or iPad. Your data automatically syncs so you never skip a beat. MANAGE YOUR RECURRING EXPENSES Tired of subscription charges you can’t keep track of? Us too. That’s why Nudget supports adding recurring expenses, so you can easily keep a list of which subscriptions you have ongoing and compare them against each other. ALWAYS PRIVATE We strongly believe that your data is yours. Because of this, we do not collect any identifiable information about our users, only tracking the bare minimum needed to hunt down bugs and crashes. We do not share any data with third parties. GORGEOUS WIDGETS Viewing your budget has never been easier. With spending insights right on your home screen, you never have to worry you’ll accidentally go over budget. SUPPORT FOR EVERY CURRENCY Nudget supports every currency, meaning no matter where you live, you’ll have a great experience. CUSTOM APP ICONS Customize your experience with a new app icon. Dark mode optimized icons, seasonal festivities, and stacks of bills from different currencies are among the selection—with many more to come in the future! SIRI SUPPORT Add a new expense entirely handsfree with Siri. You can even ask Siri to check any of your spending insights! Set up these custom commands in Apple’s Shortcuts app. FACE ID & TOUCH ID Require authentication from Face ID / Touch ID when opening Nudget. Just enable this in settings. Setup takes less than a minute, so what’re you waiting for? Start saving with Nudget today. Privacy Policy: https://nudgetapp.com/privacy-policy Terms: https://nudgetapp.com/terms
Screenshots
Verdict
The clearest difference is monetization model: Nudget at free with in-app purchases against Checkbook's subscription. Nudget also leads on ads (none vs shown) and update cadence (weekly vs every 6 weeks). Checkbook's advantage is ratings volume (14K vs 378) and chart position (#173 vs unranked). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Checkbook sells 5 in-app purchases, starting at $0.99 per month and Nudget sells 5 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Nudget holds the better App Store score, 4.5 against 4.3. That said, the two scores are not equally well evidenced: Checkbook has 14K ratings behind it against 378, so its average is the more settled of the two. Written reviews point the same way: 56% of Checkbook's written reviews are positive against 69% of Nudget's.
Checkbook ships an update every 6 weeks, Nudget weekly. The most recent releases landed on September 24, 2026 and September 20, 2026 respectively.
| Parameter | Checkbook | Nudget |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (14K ratings) | 4.5 (378 ratings) — better |
| Positive reviews | 55.5% of reviews | 69.2% of reviews — better |
| Number of ratings | 14K — better | 378 |
| Update frequency | Every 6 weeks | Weekly — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Subscription | Free with in-app purchases — better |
| Best chart rank | #173 — better | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 122 MB | 73 MB |
| Age rating | 4+ | 4+ |
| Developer | Beesoft Apps | Sawyer Blatz |
Customer experience
Checkbook
Nudget
User reviews
Checkbook
From 14K App Store ratingsWhat we love
- 💻 Easy to use
- 📊 Helpful charts and reports
- 🔄 Seamless sync across devices
- 🧮 Convenient built-in calculator
- 🗂️ Ability to manage multiple accounts
Room to improve
- 🔍 Lacking advanced search/filtering
- 🔁 Recurring transactions issues
- 🔒 Concerns about data security
- 💰 Subscription model too expensive
- 📢 Intrusive ads in free version
Nudget
From 378 App Store ratingsWhat we love
- 🚀 Fast and easy to use
- 👍 Simple and intuitive UI
- 💡 Customizable tags and categories
- 🔒 Respects user privacy
- 🎨 Beautiful design and widgets
Room to improve
- 🐛 Bugs and glitches (e.g. crashes, sync issues)
- 🔍 Lacking advanced budgeting features (e.g. category budgets, pie charts)
- ⏱️ Difficulty editing past transactions and budgets
- 💰 Subscription model for some features
Bugs and requests
Checkbook
Reported bugs
4 issues- Account balances not updating correctly
- Transactions disappearing or duplicating
- Sync issues between devices
- App crashes or freezes after updates
Requested features
5 requests- Custom categories and icons
- Budgeting and forecasting tools
- Ability to attach receipts/photos
- Improved account organization options
- Automatic balance reconciliation
Nudget
Reported bugs
3 issues- Widgets not refreshing correctly
- Issues with decimal input
- Budgeting calculations not working as expected
Requested features
5 requests- Add biweekly/semimonthly income/expense options
- Improve insights and spending breakdown (e.g. pie charts, category totals)
- Ability to import/export data
- Sync across devices
- Apple Watch app
In-app purchases
Checkbook
- Premium - 1 Month$0.991 Month
- Premium - 1 Year7 Days trial$7.991 Year
- Premium - 1 Year7 Days trial$8.991 Year
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- Premium - 1 Year7 Days trial$9.991 Year
- Upgrade to Checkbook Pro$9.99
Nudget
- Nudget Pro (Monthly)$1.991 Month
- Nudget Pro (Yearly)7 Days trial$9.991 Year
- Kind Tip$1.99
- Generous Tip$4.99
- Superfan Tip$9.99








