Comparison

BOM vs CarterMobile24

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BOM

Manage your bank accounts on the go with this mobile banking application. Access balances, view transaction history, and transfer funds securely. Find branch locations and ATMs using your device's GPS.

Highlights
  • Access account balances
  • View transaction history
  • Transfer funds between accounts
  • Find branch and ATM locations
  • Access contact information
Features
Read full description

Enjoy banking anywhere, anytime with BOM's mobile banking app for the iPhone, iPod Touch, and iPad devices. The application allows you to safely and securely access your BOM account(s) using your mobile device. Features: •Access account balances •View transaction history •Transfer funds between BOM accounts •Utilize the device GPS to get directions and access to branch locations and ATMs •Contact Us! Get current contact information for BOM directly from your device BOM is an Equal Housing Lender and Member FDIC.

About

CarterMobile24

Manage your finances on the go with this mobile banking application. Access account balances, review recent transactions, transfer funds between accounts, and pay existing bills directly from your smartphone. Secure login ensures your financial information remains protected.

Highlights
  • Check account balances
  • View recent transactions
  • Transfer funds
  • Pay bills to existing payees
  • Secure login and device confirmation
Features
Read full description

"Great News! Carter has gone Mobile. Can’t get to the branch? Not a problem….Take the branch with you. Our iPhone web-app CarterMobile24 gives users the ability to: Check Balances View Recent Transactions Transfer Funds Pay Bills to Existing Payees To get started, you’ll need to be an existing user of Internet Banking and opt into Mobile Banking from that system. It’s easy to do and takes seconds. Once you’ve allowed “Mobile Access” you can begin to login to Mobile Banking from your iPhone. The system will confirm your login information along with your device to ensure it’s really you. Once you are logged in, you can view your information and make transactions safely and securely."

Screenshots

BOM4 screens
CarterMobile244 screens

Verdict

The call

The clearest difference is review sentiment: CarterMobile24 at 71% against BOM's 0%. CarterMobile24 also leads on rating (4.9 vs 2.7) and ratings volume (6.4K vs 38). BOM's advantage is monetization model (free vs free with in-app purchases) and device support (4 vs 2). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CarterMobile24 holds the better App Store score, 4.9 against 2.7. That said, the two scores are not equally well evidenced: CarterMobile24 has 6.4K ratings behind it against 38, so its average is the more settled of the two. Written reviews point the same way: 0% of BOM's written reviews are positive against 71% of CarterMobile24's.

UpkeepUpdate frequency

BOM ships an update every 4 months, CarterMobile24 monthly. The most recent releases landed on October 3, 2026 and October 10, 2026 respectively.

Scorecard7 real differences · 3 level
BOM versus CarterMobile24: the parameters behind the verdict, then further details
ParameterBOMCarterMobile24
PriceFreeFree
Rating2.7 (38 ratings)4.9 (6.4K ratings) — better
Positive reviews0.0% of reviews70.6% of reviews — better
Number of ratings386.4K — better
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad
Requires iOS14.1 — better16.0
Further details — not scored
Size131 MB119 MB
Age rating4+4+
DeveloperBOM BankCarter Federal Credit Union

Customer experience

BOM

All ratings38 ratings
Positive34.2%
Neutral7.9%
Negative57.9%
Written reviews4 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

CarterMobile24

All ratings6,405 ratings
Positive97.5%
Neutral1.8%
Negative0.7%
Written reviews51 reviews
Positive70.6%
Neutral3.9%
Negative25.5%

Bugs and requests

BOM

Not enough reviews yet to summarise bugs or requests.

CarterMobile24

Reported bugs

3 issues
  • Login issues after app updates
  • App not working on certain devices/networks
  • Frequent app crashes and downtime

Requested features

5 requests
  • Mobile check deposit
  • Apple Pay integration
  • Easier login process (Touch/Face ID)
  • Improved app layout and balance display
  • ATM/branch location search

In-app purchases

None

BOM

No in-app purchases

None

CarterMobile24

No in-app purchases

Questions

Is BOM free?
BOM is free to download, with no in-app purchases.
Is CarterMobile24 free?
CarterMobile24 is free to download, with no in-app purchases.
Which has better reviews, BOM or CarterMobile24?
CarterMobile24 is rated higher. BOM averages 2.7 out of 5 from 38 ratings, while CarterMobile24 averages 4.9 from 6.4K ratings.
Do BOM or CarterMobile24 have ads?
Neither BOM nor CarterMobile24 shows ads.
Which is updated more often, BOM or CarterMobile24?
BOM ships an update every 4 months, and CarterMobile24 monthly. Most recently, BOM was updated on October 3, 2026 and CarterMobile24 on October 10, 2026.

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