Standard Life vs Simply Invoice
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Standard Life
Manage your pension, top up funds, and view plan performance on the go. Securely message support, update beneficiaries, and explore retirement income options. Essential for existing customers to oversee their financial future.
- Manage pension payments
- Top up pension funds
- View plan value and performance
- Update beneficiaries and retirement date
- Transfer in other pensions
- Secure messaging with support
- Retirement income planning tool
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The Standard Life app includes great features which can help you manage your money on the go. Our App provides the ability to: - Manage your pension payments: increase, setup, stop & reduce - Top up your pension - View recent transactions - View the value of your plan(s), fund performance and daily fund changes - Manage your beneficiaries - Update your retirement date - Transfer in other pensions - Change your investments - Withdraw cash if aged 55 or over - View charges & discounts on your pension plan Send and receive secure messages with attachments via the mailbox and there is an option to be notified when you receive a new message. Why not try our retirement income tool to see what your retirement could look like in 5 minutes and explore your options. We aim to provide access to the features listed wherever possible, but not all products are supported Help and support You can access FAQs from our Help page or send us a secure message about your plan from our Mailbox page. If you run into any issues with the App let us know at: mobile-app@standardlife.com Feedback We are always updating the App with new features and tools. We want to hear from you - you can leave us a review or leave feedback in the App within the help section. Getting started You must be a customer with us to use the App. If you are not registered for online servicing you can do this on the App. Once you are logged in you can choose to set a passcode, fingerprint or facial recognition if your device allows. Additional information The Standard Life app is not available for WRAP products and Aberdeen Standard Capital customers. Some With Profits Policies, along with some of our Bonds and Investment Fund products cannot be viewed. Transferring other pensions won’t be right for everyone. Payments and withdrawals Not all products support payments through the app and you may be prompted to contact us or your employer if you have a workplace pension. Any changes to regular payments will come from the bank account that you have set up with us. When making payments, topping up or amending a regular payment it’s important to note that investment returns aren't guaranteed. The value of your investment can go down as well as up and may be worth less than you paid in. Cookie policy Cookies do many different jobs like storing your preferences, helping you navigate effectively, and improving your overall experience of a website or app. Cookies make the interaction between you and the app quicker and easier. For example, a cookie might store information so you don't have to keep entering it. Some cookies are needed to make our app work and keep it secure so they can't be turned off. These are classed as 'essential cookies'. Others are optional and you can change your preferences, these are classed as 'experience and insight cookies'. Who we are Phoenix Life Limited, trading name as Standard Life, is registered in England and Wales (1016269) at 10 Brindleyplace, Birmingham, B1 2JB. Phoenix Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Simply Invoice
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Invoice in seconds. Pay once, keep it forever. Simply Invoices is the cleanest, fastest invoicing app for freelancers and small businesses on iPhone, iPad, and Mac. One small payment unlocks everything — no subscription, no tiers, no per-invoice fees. Everything included, nothing held back There is no Pro plan, no upgrade prompt, and no renewal date. Every feature below is in the app from the moment you buy it, on iPhone, iPad, and Mac. Buy it once and it stays yours. Built for freelancers, contractors, and small businesses Whether you're a designer billing clients, a consultant tracking retainers, a tradesperson writing up jobs, or a sole trader who just needs to get paid — Simply Invoices handles it cleanly. Your business details prefill automatically on every new invoice so you never retype your name, email, or contact info. Create an invoice in under a minute • Add line items with quantities and unit prices • Automatic tax calculation — set your rate once, Simply Invoices does the maths • VAT, GST, and any tax rate supported — just enter the percentage • Bank transfer and cash payment methods built in • Currency shown in your local format automatically — no setup needed Always know where you stand Outstanding and collected totals are always visible on the main screen. Track every invoice from Draft through Sent, Paid, and Overdue. Archive old invoices to keep a clean list without losing the record. Your data, your way Export all your invoices to a backup file and save it to Google Drive, iCloud, Dropbox, or anywhere you store things. Import it on any other device — your data travels with you. Sort, search, and filter everything Find any invoice instantly. Filter by client, status, date range, or amount. Sort by newest, due date, or value. Nothing slips through the cracks. Cleaner than FreshBooks. Simpler than QuickBooks. Simply Invoices was designed from scratch to cut out the noise. No dashboards you don't need. No menus buried three levels deep. No plan you have to upgrade to. Just your invoices, right in front of you. One payment. Every platform. Yours to keep. Works natively on iPhone, iPad, and Mac including Apple Silicon — one purchase covers all three. Your invoices stay privately on your device. No account required to keep them, no renewal to forget, and no data held hostage behind a lapsed plan. Simply Invoices. Send it. Get paid.
Screenshots
Verdict
The clearest difference is price: Standard Life at Free against Simply Invoice's $0.99. Standard Life also leads on update cadence (fortnightly vs every 5 weeks) and iOS requirement (15.1 vs 17.0). On ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Standard Life is free to download; Simply Invoice costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.
Standard Life ships an update fortnightly, Simply Invoice every 5 weeks. The most recent releases landed on November 10, 2026 and October 31, 2026 respectively.
| Parameter | Standard Life | Simply Invoice |
|---|---|---|
| Price | Free — better | $0.99 |
| Rating | 4.3 (25 ratings) — better | — |
| Positive reviews | 84.5% of reviews | — |
| Number of ratings | 25 — better | — |
| Update frequency | Fortnightly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Requires iOS | 15.1 — better | 17.0 |
| Further details — not scored | ||
| Size | 78 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | Standard Life Assets and Employee Services Limited | Stephen Mooney |
Bugs and requests
Standard Life
Reported bugs
3 issues- Login screen freezes
- App crashes on startup
- Pension balance disappearing from web app
Requested features
3 requests- Add ability to update beneficiary details
- Provide investment growth statistics
- Improve compatibility with tablet landscape mode
Simply Invoice
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Standard Life
No in-app purchases
Simply Invoice
No in-app purchases






