Standard Life vs Dosh Pot

The Standard Life app includes great features which can help you manage your money on the go. Our App provides the ability to: - Manage your pension payments: increase, setup, stop & reduce - Top up your pension - View recent transactions - View the value of your plan(s), fund performance and daily fund changes - Manage your beneficiaries - Update your retirement date - Transfer in other pensions - Change your investments - Withdraw cash if aged 55 or over - View charges & discounts on your pension plan Send and receive secure messages with attachments via the mailbox and there is an option to be notified when you receive a new message. Why not try our retirement income tool to see what your retirement could look like in 5 minutes and explore your options. We aim to provide access to the features listed wherever possible, but not all products are supported Help and support You can access FAQs from our Help page or send us a secure message about your plan from our Mailbox page. If you run into any issues with the App let us know at: mobile-app@standardlife.com Feedback We are always updating the App with new features and tools. We want to hear from you - you can leave us a review or leave feedback in the App within the help section. Getting started You must be a customer with us to use the App. If you are not registered for online servicing you can do this on the App. Once you are logged in you can choose to set a passcode, fingerprint or facial recognition if your device allows. Additional information The Standard Life app is not available for WRAP products and Aberdeen Standard Capital customers. Some With Profits Policies, along with some of our Bonds and Investment Fund products cannot be viewed. Transferring other pensions won’t be right for everyone. Payments and withdrawals Not all products support payments through the app and you may be prompted to contact us or your employer if you have a workplace pension. Any changes to regular payments will come from the bank account that you have set up with us. When making payments, topping up or amending a regular payment it’s important to note that investment returns aren't guaranteed. The value of your investment can go down as well as up and may be worth less than you paid in. Cookie policy Cookies do many different jobs like storing your preferences, helping you navigate effectively, and improving your overall experience of a website or app. Cookies make the interaction between you and the app quicker and easier. For example, a cookie might store information so you don't have to keep entering it. Some cookies are needed to make our app work and keep it secure so they can't be turned off. These are classed as 'essential cookies'. Others are optional and you can change your preferences, these are classed as 'experience and insight cookies'. Who we are Phoenix Life Limited, trading name as Standard Life, is registered in England and Wales (1016269) at 10 Brindleyplace, Birmingham, B1 2JB. Phoenix Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Dosh Pot answers one everyday money question: how much of your current balance is really available after the rest of this month’s payments? Enter your current balance and regular payments once. Dosh Pot subtracts payments due today or later this month, then shows what’s left, how many days remain, and a whole-pound daily allowance that never rounds up. PLAN WITH CLARITY • See your available balance after upcoming payments • Separate payments still to go from payments already gone • See your suggested daily allowance for the remaining days of the month • Make one-off changes to payment dates or amounts without losing your regular setup • Reset temporary changes whenever you need to MAKE IT FIT YOUR LIFE • Create separate pots for the accounts, budgets, or spending plans you want to track • Give each pot its own name, icon, and colour • Add individual payments or group related payments into a single summary • Choose which pots appear in your widget KEEP IT CLOSE • Add a Dosh Pot widget to your Home Screen or Today View • Check your amount left on Apple Watch and use an amount-left complication • Ask Siri or use App Shortcuts to open Dosh Pot or check what’s left SHARE A HOUSEHOLD POT Invite family members with iCloud accounts to share a household balance and regular-payment list. Everyone can help keep the same plan up to date. YOUR DATA, YOUR CONTROL Dosh Pot does not connect to your bank or move money. You enter the balance and payments yourself. Your data is stored on your devices and, when household sharing is enabled, synchronised using Apple’s iCloud services. An internet connection and iCloud sign-in are required for sharing. Dosh Pot is a planning tool and does not provide financial advice. DOSH POT PRO One purchase unlocks the complete Dosh Pot experience, including multiple pots and Apple Watch support. Restore your purchase on any device signed in to the same Apple Account.