Comparison

Standard Life vs Cheque Ledger | دفتر چک

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Standard Life

Manage your pension and investments on the go. Increase, top up, or stop pension payments, view plan values, and track transactions. Secure messaging and a retirement income tool are also available.

Highlights
  • Manage pension payments
  • Top up pension
  • View plan value and performance
  • Secure messaging
  • Retirement income tool
  • Update beneficiaries
Features
Read full description

The Standard Life app includes great features which can help you manage your money on the go. Our App provides the ability to: - Manage your pension payments: increase, setup, stop & reduce - Top up your pension - View recent transactions - View the value of your plan(s), fund performance and daily fund changes - Manage your beneficiaries - Update your retirement date - Transfer in other pensions - Change your investments - Withdraw cash if aged 55 or over - View charges & discounts on your pension plan Send and receive secure messages with attachments via the mailbox and there is an option to be notified when you receive a new message. Why not try our retirement income tool to see what your retirement could look like in 5 minutes and explore your options. We aim to provide access to the features listed wherever possible, but not all products are supported Help and support You can access FAQs from our Help page or send us a secure message about your plan from our Mailbox page. If you run into any issues with the App let us know at: mobile-app@standardlife.com Feedback We are always updating the App with new features and tools. We want to hear from you - you can leave us a review or leave feedback in the App within the help section. Getting started You must be a customer with us to use the App. If you are not registered for online servicing you can do this on the App. Once you are logged in you can choose to set a passcode, fingerprint or facial recognition if your device allows. Additional information The Standard Life app is not available for WRAP products and Aberdeen Standard Capital customers. Some With Profits Policies, along with some of our Bonds and Investment Fund products cannot be viewed. Transferring other pensions won’t be right for everyone. Payments and withdrawals Not all products support payments through the app and you may be prompted to contact us or your employer if you have a workplace pension. Any changes to regular payments will come from the bank account that you have set up with us. When making payments, topping up or amending a regular payment it’s important to note that investment returns aren't guaranteed. The value of your investment can go down as well as up and may be worth less than you paid in. Cookie policy Cookies do many different jobs like storing your preferences, helping you navigate effectively, and improving your overall experience of a website or app. Cookies make the interaction between you and the app quicker and easier. For example, a cookie might store information so you don't have to keep entering it. Some cookies are needed to make our app work and keep it secure so they can't be turned off. These are classed as 'essential cookies'. Others are optional and you can change your preferences, these are classed as 'experience and insight cookies'. Who we are Phoenix Life Limited, trading name as Standard Life, is registered in England and Wales (1016269) at 10 Brindleyplace, Birmingham, B1 2JB. Phoenix Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

About

Cheque Ledger | دفتر چک

Manage your incoming and outgoing checks, contacts, and their financial balances. Track check statuses, receive due date reminders, and organize your financial transactions efficiently. Ideal for individuals and small businesses with check-based transactions.

Highlights
  • Manage incoming and outgoing checks
  • Track check statuses
  • Manage contacts and their balances
  • Receive due date reminders
  • Define check templates for auto-completion
  • Search and browse checks and contacts
Read full description

دفتر چک یک برنامه کاربردی برای مدیریت دقیق چک‌های دریافتی و پرداختی و حساب مخاطبین است. این برنامه به شما این امکان را می‌دهد که اطلاعات چک‌های خود را به صورت منظم ثبت کنید، وضعیت آن‌ها را پیگیری نمایید و تراز مالی هر شخص را مشاهده کنید. - ثبت و مدیریت چک‌های دریافتی و پرداختی - امکان تعریف دسته‌چک به عنوان الگو برای تکمیل خودکار جزئیات چک‌های جدید - مدیریت طرف حساب ها و مشاهده لحظه‌ای تراز مالی هر حساب - پیگیری وضعیت چک‌ها شامل پاس شده، برگشتی و موارد مشابه - ارسال اعلان یادآوری پیش از فرا رسیدن تاریخ سررسید هر چک - جستجو و مرور سریع در فهرست چک‌ها و طرف حساب ها این برنامه ابزاری مناسب برای کسب‌وکارهای کوچک و اشخاصی است که تراکنش‌های مالی مبتنی بر چک دارند. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Standard Life4 screens
Cheque Ledger | دفتر چک4 screens

Verdict

The call

The clearest difference is rating: Cheque Ledger | دفتر چک at 5.0 against Standard Life's 4.3. Cheque Ledger | دفتر چک also leads on review sentiment (100% vs 84%). Standard Life's advantage is in-app purchases (none vs 2) and ratings volume (25 vs 2). On price, update cadence, ads and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cheque Ledger | دفتر چک sells 2 in-app purchases, starting at $0.99 per month. Standard Life asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Cheque Ledger | دفتر چک holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Standard Life has 25 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 84% of Standard Life's written reviews are positive against 100% of Cheque Ledger | دفتر چک's.

UpkeepUpdate frequency

Standard Life ships an update fortnightly, Cheque Ledger | دفتر چک weekly. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.

Scorecard6 real differences · 4 level
Standard Life versus Cheque Ledger | دفتر چک: the parameters behind the verdict, then further details
ParameterStandard LifeCheque Ledger | دفتر چک
PriceFreeFree
Rating4.3 (25 ratings)5.0 (2 ratings) — better
Positive reviews84.4% of reviews100.0% of reviews — better
Number of ratings25 — better2
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better26.5
Further details — not scored
Size78 MB4 MB
Age rating4+4+
DeveloperStandard Life Assets and Employee Services LimitedMohammad Najafzadeh

Customer experience

Standard Life

All ratings25 ratings
Positive84.0%
Neutral0.0%
Negative16.0%
Written reviews405 reviews
Positive84.4%
Neutral1.7%
Negative13.8%

Cheque Ledger | دفتر چک

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Standard Life

Reported bugs

3 issues
  • Login screen freezes
  • App crashes on startup
  • Pension balance disappearing from web app

Requested features

3 requests
  • Add ability to update beneficiary details
  • Provide investment growth statistics
  • Improve compatibility with tablet landscape mode

Cheque Ledger | دفتر چک

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Standard Life

No in-app purchases

2 purchases

Cheque Ledger | دفتر چک

Subscriptions2
  • Monthly7 Days trial$0.991 Month
  • Yearly1 Month trial$4.991 Year

Questions

Is Standard Life free?
Standard Life is free to download, with no in-app purchases.
Is Cheque Ledger | دفتر چک free?
Cheque Ledger | دفتر چک is free to download, with in-app purchases available.
Which has better reviews, Standard Life or Cheque Ledger | دفتر چک?
Cheque Ledger | دفتر چک is rated higher. Standard Life averages 4.3 out of 5 from 25 ratings, while Cheque Ledger | دفتر چک averages 5.0 from 2 ratings.
Do Standard Life or Cheque Ledger | دفتر چک have ads?
Neither Standard Life nor Cheque Ledger | دفتر چک shows ads.
Which is updated more often, Standard Life or Cheque Ledger | دفتر چک?
Standard Life ships an update fortnightly, and Cheque Ledger | دفتر چک weekly. Most recently, Standard Life was updated on November 1, 2026 and Cheque Ledger | دفتر چک on October 31, 2026.

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