Comparison

Live Expenses vs SpendWave Expense tracker App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Live Expenses

Track expenses and manage cash flow easily on your iPhone or iPad. Record income and outgoings, attach receipt photos, and categorize transactions by project, currency, or payment type. Export detailed reports via email in HTML or CSV format.

Highlights
  • Expense tracking
  • Cash flow management
  • Receipt photo attachment
  • Project-based tracking
  • Multi-currency support
  • Email reporting (HTML/CSV)
Features
Read full description

Easy, fast and intuitive application for iPhone / iPod touch and iPad to track your expenses. Imagine: - You are far from your company and you want to track your expenses ... or simply inform your company how are you spending the money... you can email you receips… so you don’t have to wait your return to deliver them. With LIVE EXPENSES you can do it! - You want to manage a budget and keep track of all the flows (day by day or month by month). With LIVE EXPENSES you can do it! - You want to manage inputs and outputs for each Project and store the documents of each operation. With LIVE EXPENSES you can do it! Using a simple “user interface” you can add your inputs (for ex. your expense budget) and outputs (hotels, restaurants, car rental, etc. ...). Each movement (in or out) can be related to: - A project: you can create new projects to connect with your inputs and outputs; - A picture of your receipt / invoice / bill / document. In this way, the company will have a printout while the are waiting you deliver the original document; - A currency: use foreign currencies and the exchange rates; - A type of expense/income: you can specify the type of input or output, such as restaurant, taxi, train, plane, etc...; - A type of payment: such as cash, credit cards, etc...; And finally, email eveything in HTML format and/or CSV (Microsoft Excel © compatible and all common spreadsheets) with all the pictures(documents) taken attached to your email. Easy, fast and intuitive... With LIVE EXPENSES you can do it!

About

SpendWave Expense tracker App

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

Highlights
  • Multiple accounts and currencies
  • Quick transaction recording
  • Financial calendar overview
  • Customizable spending categories
  • Savings goal tracking
  • Detailed financial analysis
  • Data encryption for security
Features
Read full description

SpendWave - Your personal income and expenditure manager Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for. Features that make the SpendWave stand out: - Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you. - Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track. - Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs. - Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes. - Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true. - Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions. - Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology. Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom! Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.

Screenshots

Live Expenses4 screens
SpendWave Expense tracker App4 screens

Verdict

The call

The clearest difference is review sentiment: Live Expenses at 89% against SpendWave Expense tracker App's 70%. Live Expenses also leads on ratings volume (210 vs 9) and iOS requirement (8.0 vs 17.6). SpendWave Expense tracker App's advantage is rating (4.8 vs 4.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Live Expenses sells 4 one-off in-app purchases and SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

SpendWave Expense tracker App holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Live Expenses has 210 ratings behind it against 9, so its average is the more settled of the two. Written reviews complicate that: 89% of Live Expenses's written reviews are positive against 70% of SpendWave Expense tracker App's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Live Expenses ships an update monthly, SpendWave Expense tracker App fortnightly. The most recent releases landed on October 15, 2026 and October 19, 2026 respectively.

Scorecard4 real differences · 6 level
Live Expenses versus SpendWave Expense tracker App: the parameters behind the verdict, then further details
ParameterLive ExpensesSpendWave Expense tracker App
PriceFreeFree
Rating4.6 (210 ratings)4.8 (9 ratings) — better
Positive reviews88.6% of reviews — better70.0% of reviews
Number of ratings210 — better9
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPodiPhone, iPad, Mac, Apple Watch — better
Requires iOS8.0 — better17.6
Further details — not scored
Size13 MB19 MB
Age rating+44+
DeveloperBonazzi S.r.l. con Socio unicoRobin Guido Schmidt

Customer experience

Live Expenses

All ratings210 ratings
Positive95.7%
Neutral2.4%
Negative1.9%
Written reviews184 reviews
Positive88.6%
Neutral3.8%
Negative7.6%

SpendWave Expense tracker App

All ratings9 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews10 reviews
Positive70.0%
Neutral0.0%
Negative30.0%

Bugs and requests

Live Expenses

Reported bugs

2 issues
  • Temporary display of incorrect information when tapping on an existing entry
  • App crashes on certain iOS versions

Requested features

6 requests
  • Ability to import photos from camera roll
  • Option to sort expenses by reimbursement status
  • Live exchange rate support for multi-currency tracking
  • Landscape mode support
  • Sync data across devices
Show 1 more
  • More customization options for categories and icons

SpendWave Expense tracker App

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Live Expenses

One-time4
  • Multi-project feature$0.99
  • Multi-currency feature$1.99
  • CSV email attachment$2.99
Show 1 more
  • Accounting field enable$3.99
4 purchases

SpendWave Expense tracker App

Subscriptions3
  • SpendWave+ Monthly7 Days trial$0.991 Month
  • SpendWave+ Monthly3 Days trial$0.991 Month
  • SpendWave+ Yearly7 Days trial$8.991 Year
One-time1
  • SpendWave+ one-time purchase$29.99

Questions

Is Live Expenses free?
Live Expenses is free to download, with in-app purchases available.
Is SpendWave Expense tracker App free?
SpendWave Expense tracker App is free to download, with in-app purchases available.
Which has better reviews, Live Expenses or SpendWave Expense tracker App?
SpendWave Expense tracker App is rated higher. Live Expenses averages 4.6 out of 5 from 210 ratings, while SpendWave Expense tracker App averages 4.8 from 9 ratings.
Do Live Expenses or SpendWave Expense tracker App have ads?
Neither Live Expenses nor SpendWave Expense tracker App shows ads.
Which is updated more often, Live Expenses or SpendWave Expense tracker App?
Live Expenses ships an update monthly, and SpendWave Expense tracker App fortnightly. Most recently, Live Expenses was updated on October 15, 2026 and SpendWave Expense tracker App on October 19, 2026.

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