Comparison

First County Mobile Banking vs MSCU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First County Mobile Banking

Manage your finances on the go with this banking app. Access account details, deposit checks, make transfers, and pay bills. Features include credit score monitoring and secure login options.

Highlights
  • Account management
  • Mobile check deposit
  • Fund transfers
  • Bill payment
  • Credit score monitoring
  • Biometric login
Features
Read full description

Easily access all of your accounts and features right at your fingertips with our mobile app. Manage your accounts, deposit checks, make transfers, pay bills and more! Manage Your Accounts [+] Monitor your checking and savings accounts (current and available) [+] View mortgage, auto loan and other account balances [+] Set up Account Alerts and adjust your preferences [+] Check and get updates on your credit score with Credit Sense® Quick Access [+] Enable Touch ID® or Face ID® for a fast and safe way to access your account [+] View your balances on the go with Fast Balances Enhanced Navigation [+] My profile menu to manage notifications and personal preferences [+] Navigation tray with quick access to our top used features [+] Hamburger menu with all of the transactional tools needed to stay on top of your finances Deposit Funds [+] Deposit checks by taking photos of checks to deposit them [+] Instantly view the processing deposit in your account Make Transfers and Payments [+] Transfer funds between your accounts and to other financial institutions [+] View and manage your bills and recurring payments in one place Disclosure [+] Our mobile app is Free, mobile carrier message and data rates may apply [+] Some features are only available for eligible account holders and/or accounts.

About

MSCU Mobile

Manage your finances securely and conveniently from your mobile device. Check balances, view account details, make payments, transfer funds, and deposit checks with ease. Stay informed with customizable alerts and control your cards directly through the app.

Highlights
  • Account dashboard
  • Transaction history
  • Bill pay system
  • Person-to-person payments
  • Fund transfers
  • Mobile check deposit
  • Card control
  • Account alerts
Read full description

Manage your MSCU accounts securely and conveniently from anywhere, using the MSCU Digital Banking App. Whether you want to check your account balance, view your account info, or make and edit payments – you can do it all from your mobile device. Dashboard - Manage all of your MSCU accounts in one easy to view dashboard. View available funds, the progress of savings goals, upcoming payments, how much you’ve deposited, and personal recommendations all in one simple and easy to read screen. Accounts - Review recent transactions, see current balances, and search for specific payments or deposits. Bill Pay - Schedule recurring or one time payments on your bills through our easy-to-use bill pay system. P2P - Person to Person payments for anyone with an email address. Fund Transfers - Send funds to and from your connected accounts easily and securely. Deposit Checks - Just snap a picture of your properly endorsed check for quick and easy deposits. Card Control - Cancel or suspend your lost or stolen card. Alerts - Keep tabs on account activity by receiving text alerts.

Screenshots

First County Mobile Banking4 screens
MSCU Mobile4 screens

Verdict

The call

First County Mobile Banking and MSCU Mobile are too close to call on the numbers: across 10 compared parameters — price, rating, review sentiment and ratings volume among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for First County Mobile Banking against 4.8 for MSCU Mobile. Both are backed by a comparable volume of ratings — 1.3K and 1.7K respectively. Written reviews are what separate them: 46% of First County Mobile Banking's written reviews are positive against 52% of MSCU Mobile's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. Both last shipped on September 25, 2026.

ScorecardNo meaningful differences
First County Mobile Banking versus MSCU Mobile: the parameters behind the verdict, then further details
ParameterFirst County Mobile BankingMSCU Mobile
PriceFreeFree
Rating4.8 (1.3K ratings) — better4.8 (1.7K ratings)
Positive reviews45.9% of reviews52.4% of reviews — better
Number of ratings1.3K1.7K — better
Update frequencyEvery 3 monthsEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better16.0
Further details — not scored
Size106 MB30 MB
Age rating4+4+
DeveloperFirst County BankMutual Security Credit Union Inc

Customer experience

First County Mobile Banking

All ratings1,137 ratings
Positive95.7%
Neutral1.7%
Negative2.6%
Written reviews37 reviews
Positive45.9%
Neutral10.8%
Negative43.2%

MSCU Mobile

All ratings1,630 ratings
Positive97.4%
Neutral1.8%
Negative0.9%
Written reviews21 reviews
Positive52.4%
Neutral0.0%
Negative47.6%

User reviews

First County Mobile Banking

From 1.3K App Store ratings

What we love

  • 👍 Easy to navigate
  • 👍 Useful features
  • 👍 Excellent customer service
  • 👍 Smooth online banking experience
  • 👍 User-friendly app

Room to improve

  • 🐛 Glitchy app with crashes and loading issues
  • 🐛 Mobile deposit not available on the app
  • 💰 Ticky tack fees like inactivity fees
  • 🔌 App requires WiFi to function properly

MSCU Mobile

From 1.7K App Store ratings

What we love

  • 🚀 Easy to access accounts
  • 👍 Helpful and friendly staff
  • 👍 User-friendly app design
  • 👍 Excellent banking experience

Room to improve

  • 🐛 Frequent app crashes
  • 🐛 Buggy functionality
  • 🔒 Security and privacy concerns
  • 🔍 Difficulty accessing account details

Bugs and requests

First County Mobile Banking

Reported bugs

3 issues
  • App refuses to connect to the bank
  • Deposit check feature not working
  • App crashing and freezing issues

Requested features

4 requests
  • Check image deposit
  • Faster loading times
  • Face ID support
  • Quick access to recent transactions

MSCU Mobile

Reported bugs

3 issues
  • Login screen issues
  • Inability to access rewards points
  • Bill pay not working

Requested features

3 requests
  • Restore account transfer functionality
  • Improve mobile deposit process
  • Optimize app performance for older devices

In-app purchases

None

First County Mobile Banking

No in-app purchases

None

MSCU Mobile

No in-app purchases

Questions

Is First County Mobile Banking free?
First County Mobile Banking is free to download, with no in-app purchases.
Is MSCU Mobile free?
MSCU Mobile is free to download, with no in-app purchases.
Which has better reviews, First County Mobile Banking or MSCU Mobile?
First County Mobile Banking is rated higher. First County Mobile Banking averages 4.8 out of 5 from 1.3K ratings, while MSCU Mobile averages 4.8 from 1.7K ratings.
Do First County Mobile Banking or MSCU Mobile have ads?
Neither First County Mobile Banking nor MSCU Mobile shows ads.
Which is updated more often, First County Mobile Banking or MSCU Mobile?
First County Mobile Banking ships an update every 3 months, and MSCU Mobile every 3 months. Most recently, First County Mobile Banking was updated on September 25, 2026 and MSCU Mobile on September 25, 2026.

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