First County Mobile Banking vs MSCU Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
First County Mobile Banking
Manage your finances on the go with this banking app. Access account details, deposit checks, make transfers, and pay bills. Features include credit score monitoring and secure login options.
- Account management
- Mobile check deposit
- Fund transfers
- Bill payment
- Credit score monitoring
- Biometric login
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Easily access all of your accounts and features right at your fingertips with our mobile app. Manage your accounts, deposit checks, make transfers, pay bills and more! Manage Your Accounts [+] Monitor your checking and savings accounts (current and available) [+] View mortgage, auto loan and other account balances [+] Set up Account Alerts and adjust your preferences [+] Check and get updates on your credit score with Credit Sense® Quick Access [+] Enable Touch ID® or Face ID® for a fast and safe way to access your account [+] View your balances on the go with Fast Balances Enhanced Navigation [+] My profile menu to manage notifications and personal preferences [+] Navigation tray with quick access to our top used features [+] Hamburger menu with all of the transactional tools needed to stay on top of your finances Deposit Funds [+] Deposit checks by taking photos of checks to deposit them [+] Instantly view the processing deposit in your account Make Transfers and Payments [+] Transfer funds between your accounts and to other financial institutions [+] View and manage your bills and recurring payments in one place Disclosure [+] Our mobile app is Free, mobile carrier message and data rates may apply [+] Some features are only available for eligible account holders and/or accounts.
MSCU Mobile
Manage your finances securely and conveniently from your mobile device. Check balances, view account details, make payments, transfer funds, and deposit checks with ease. Stay informed with customizable alerts and control your cards directly through the app.
- Account dashboard
- Transaction history
- Bill pay system
- Person-to-person payments
- Fund transfers
- Mobile check deposit
- Card control
- Account alerts
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Manage your MSCU accounts securely and conveniently from anywhere, using the MSCU Digital Banking App. Whether you want to check your account balance, view your account info, or make and edit payments – you can do it all from your mobile device. Dashboard - Manage all of your MSCU accounts in one easy to view dashboard. View available funds, the progress of savings goals, upcoming payments, how much you’ve deposited, and personal recommendations all in one simple and easy to read screen. Accounts - Review recent transactions, see current balances, and search for specific payments or deposits. Bill Pay - Schedule recurring or one time payments on your bills through our easy-to-use bill pay system. P2P - Person to Person payments for anyone with an email address. Fund Transfers - Send funds to and from your connected accounts easily and securely. Deposit Checks - Just snap a picture of your properly endorsed check for quick and easy deposits. Card Control - Cancel or suspend your lost or stolen card. Alerts - Keep tabs on account activity by receiving text alerts.
Screenshots
Verdict
First County Mobile Banking and MSCU Mobile are too close to call on the numbers: across 10 compared parameters — price, rating, review sentiment and ratings volume among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for First County Mobile Banking against 4.8 for MSCU Mobile. Both are backed by a comparable volume of ratings — 1.3K and 1.7K respectively. Written reviews are what separate them: 46% of First County Mobile Banking's written reviews are positive against 52% of MSCU Mobile's.
Both ship on a similar rhythm, roughly every 3 months. Both last shipped on September 25, 2026.
| Parameter | First County Mobile Banking | MSCU Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.3K ratings) — better | 4.8 (1.7K ratings) |
| Positive reviews | 45.9% of reviews | 52.4% of reviews — better |
| Number of ratings | 1.3K | 1.7K — better |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 106 MB | 30 MB |
| Age rating | 4+ | 4+ |
| Developer | First County Bank | Mutual Security Credit Union Inc |
Customer experience
First County Mobile Banking
MSCU Mobile
User reviews
First County Mobile Banking
From 1.3K App Store ratingsWhat we love
- 👍 Easy to navigate
- 👍 Useful features
- 👍 Excellent customer service
- 👍 Smooth online banking experience
- 👍 User-friendly app
Room to improve
- 🐛 Glitchy app with crashes and loading issues
- 🐛 Mobile deposit not available on the app
- 💰 Ticky tack fees like inactivity fees
- 🔌 App requires WiFi to function properly
MSCU Mobile
From 1.7K App Store ratingsWhat we love
- 🚀 Easy to access accounts
- 👍 Helpful and friendly staff
- 👍 User-friendly app design
- 👍 Excellent banking experience
Room to improve
- 🐛 Frequent app crashes
- 🐛 Buggy functionality
- 🔒 Security and privacy concerns
- 🔍 Difficulty accessing account details
Bugs and requests
First County Mobile Banking
Reported bugs
3 issues- App refuses to connect to the bank
- Deposit check feature not working
- App crashing and freezing issues
Requested features
4 requests- Check image deposit
- Faster loading times
- Face ID support
- Quick access to recent transactions
MSCU Mobile
Reported bugs
3 issues- Login screen issues
- Inability to access rewards points
- Bill pay not working
Requested features
3 requests- Restore account transfer functionality
- Improve mobile deposit process
- Optimize app performance for older devices
In-app purchases
First County Mobile Banking
No in-app purchases
MSCU Mobile
No in-app purchases
Questions
Is First County Mobile Banking free?
Is MSCU Mobile free?
Which has better reviews, First County Mobile Banking or MSCU Mobile?
Do First County Mobile Banking or MSCU Mobile have ads?
Which is updated more often, First County Mobile Banking or MSCU Mobile?
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