财智快账 vs 蚂蚁财富
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
财智快账
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财智快账,由财智软件出品,逾10年个人理财行业经验。 财智软件,国内理财软件市场的领航员,上千万理财用户的首选。 财智软件,多年来为国内数百家银行与金融机构提供优秀的理财软件产品与服务。服务过的银行及其他金融机构包括:中国银行、工商银行、建设银行、农业银行、招商银行、民生银行、交通银行、光大银行、浦发银行、兴业银行、中信银行、中国平安、工银瑞信等。 产品特点: 1, 永久免费,财智专业品牌保障。 2, 数据同步,财智快账与财智7(财智软件电脑客户端)、财智在线理财(网页端)三方数据完美同步。 3, 简单易用,保证新手快速入门。 4, 界面精致,图文并茂,生动有趣,使记账变得不再枯燥乏味。 财智公司官方网站: http://www.moneywise.com.cn
蚂蚁财富
A comprehensive financial management platform offering a wide range of investment products, including funds, gold, and fixed deposits. It provides real-time market data, personalized watchlists, and a community for investors to share insights and experiences. Manage your assets clearly with daily income tracking and custom grouping.
- Diverse investment products (funds, gold, fixed deposits)
- Real-time market data and analysis
- Personalized watchlists for stocks and funds
- Professional financial community for interaction
- Clear asset management with daily income tracking
- Fund subscription discounts
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蚂蚁财富APP是蚂蚁集团旗下一站式理财平台。包含各类理财产品、理财服务、社区互动等特色功能，平台覆盖超9300支基金，申购费用1折起，致力为投资者提供更安全更全面的一站式理财平台。 【核心页面】 1、首页 余额宝、基金、黄金、定期等理财品类齐全，全面覆盖实时财经资讯、行情信息、市场解读。 2、自选 呈现自选股票&基金实时信息，提供全面及时的自选资讯、大事件、异动提醒等服务。 3、行情 沪深、港股、美股市场行情一应俱全，快速获取股票涨跌排行，了解市场动态。 4、社区 专业金融理财社区，机构大V在线互动，交流投资理念和实战经验，理财路上不再孤单。 5、资产 资产结构简单明了，每日收益一目了然，支持自定义创建资产分组，资产管理更清晰。
Screenshots
Verdict
The clearest difference is update cadence: 蚂蚁财富 at fortnightly against 财智快账's every 4 months. 蚂蚁财富 also leads on ratings volume (358 vs 2) and review sentiment (55% vs 40%). 财智快账's advantage is rating (4.5 vs 4.2). On price, ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
财智快账 holds the better App Store score, 4.5 against 4.2. That said, the two scores are not equally well evidenced: 蚂蚁财富 has 358 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 40% of 财智快账's written reviews are positive against 55% of 蚂蚁财富's, so the app with the better star average is not the one people write more warmly about.
财智快账 ships an update every 4 months, 蚂蚁财富 fortnightly. The most recent releases landed on October 17, 2026 and October 24, 2026 respectively.
| Parameter | 财智快账 | 蚂蚁财富 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2 ratings) — better | 4.2 (358 ratings) |
| Positive reviews | 40.0% of reviews | 54.8% of reviews — better |
| Number of ratings | 2 | 358 — better |
| Update frequency | Every 4 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, iPod, Apple Watch — better |
| Requires iOS | 14.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 10 MB | 391 MB |
| Age rating | 4+ | 4+ |
| Developer | 成都财智软件有限公司 | Ant Wealth (Shanghai) Technology Co., Ltd. |
Customer experience
财智快账
蚂蚁财富
In-app purchases
财智快账
No in-app purchases
蚂蚁财富
No in-app purchases
