Comparison

财智快账 vs 平安口袋银行

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

财智快账

Features
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财智快账,由财智软件出品,逾10年个人理财行业经验。 财智软件,国内理财软件市场的领航员,上千万理财用户的首选。 财智软件,多年来为国内数百家银行与金融机构提供优秀的理财软件产品与服务。服务过的银行及其他金融机构包括:中国银行、工商银行、建设银行、农业银行、招商银行、民生银行、交通银行、光大银行、浦发银行、兴业银行、中信银行、中国平安、工银瑞信等。 产品特点: 1, 永久免费,财智专业品牌保障。 2, 数据同步,财智快账与财智7(财智软件电脑客户端)、财智在线理财(网页端)三方数据完美同步。 3, 简单易用,保证新手快速入门。 4, 界面精致,图文并茂,生动有趣,使记账变得不再枯燥乏味。 财智公司官方网站: http://www.moneywise.com.cn

About

平安口袋银行

This app offers a comprehensive financial management experience, covering investments, savings, and banking services. It also provides exclusive lifestyle and travel benefits, aiming to simplify daily life and offer greater value. Designed with user experience in mind, it includes features for enhanced accessibility and security.

Highlights
  • One-stop financial services (wealth management, funds, deposits, gold)
  • Exclusive travel and lifestyle benefits (airport transfers, hotels, golf, fitness)
  • Simplified interface with optimized layout
  • Multi-account and cross-platform capabilities
  • Large font mode and anti-fraud resources for seniors
  • Cross-border remittance and account security
Features
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简单一点 省心・省时・省钱 【多赚一点】 覆盖理财、基金、存款、黄金等产品,打造一站式金融服务。 【多省一点】 涵盖接送机、贵宾厅、高端酒店等商旅出行权益;视频音乐、高尔夫、健身等休闲娱乐权益;跨境汇款、账户安全保障等基础服务权益,还有购票、打车、外卖等第三方生活类权益。 【轻松一点】 界面大幅降噪,优化布局、提高体验。全新多账户、跨平台能力,实现搜索、收藏和服务的一触即达。 【关爱多一点】 大字版全面优化,易理解、好操作,同时提供防骗宝典专区,为老年客户的金融生活保驾护航。

Screenshots

财智快账4 screens
平安口袋银行4 screens

Verdict

The call

The clearest difference is update cadence: 平安口袋银行 at fortnightly against 财智快账's every 4 months. 平安口袋银行 also leads on ratings volume (1.6K vs 2) and rating (4.7 vs 4.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

平安口袋银行 holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: 平安口袋银行 has 1.6K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 40% of 财智快账's written reviews are positive against 50% of 平安口袋银行's.

UpkeepUpdate frequency

财智快账 ships an update every 4 months, 平安口袋银行 fortnightly. The most recent releases landed on October 17, 2026 and October 21, 2026 respectively.

Scorecard4 real differences · 6 level
财智快账 versus 平安口袋银行: the parameters behind the verdict, then further details
Parameter财智快账平安口袋银行
PriceFreeFree
Rating4.5 (2 ratings)4.7 (1.6K ratings) — better
Positive reviews40.0% of reviews50.0% of reviews — better
Number of ratings21.6K — better
Update frequencyEvery 4 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.013.0 — better
Further details — not scored
Size10 MB474 MB
Age rating4+17+
Developer成都财智软件有限公司PingAn Bank

Customer experience

财智快账

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive40.0%
Neutral20.0%
Negative40.0%

平安口袋银行

All ratings1,593 ratings
Positive94.1%
Neutral0.5%
Negative5.4%
Written reviews62 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

财智快账

Not enough reviews yet to summarise bugs or requests.

平安口袋银行

Reported bugs

3 issues
  • Unable to log in due to verification image not loading
  • Account balance not updating properly
  • App freezing and becoming unresponsive

Requested features

2 requests
  • Monthly/yearly calendar view for account analytics
  • Simplified and less cluttered interface

In-app purchases

None

财智快账

No in-app purchases

None

平安口袋银行

No in-app purchases

Questions

Is 财智快账 free?
财智快账 is free to download, with no in-app purchases.
Is 平安口袋银行 free?
平安口袋银行 is free to download, with no in-app purchases.
Which has better reviews, 财智快账 or 平安口袋银行?
平安口袋银行 is rated higher. 财智快账 averages 4.5 out of 5 from 2 ratings, while 平安口袋银行 averages 4.7 from 1.6K ratings.
Do 财智快账 or 平安口袋银行 have ads?
Neither 财智快账 nor 平安口袋银行 shows ads.
Which is updated more often, 财智快账 or 平安口袋银行?
财智快账 ships an update every 4 months, and 平安口袋银行 fortnightly. Most recently, 财智快账 was updated on October 17, 2026 and 平安口袋银行 on October 21, 2026.

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