Comparison

财智快账 vs 鲨鱼记账本

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

财智快账

Features
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财智快账,由财智软件出品,逾10年个人理财行业经验。 财智软件,国内理财软件市场的领航员,上千万理财用户的首选。 财智软件,多年来为国内数百家银行与金融机构提供优秀的理财软件产品与服务。服务过的银行及其他金融机构包括:中国银行、工商银行、建设银行、农业银行、招商银行、民生银行、交通银行、光大银行、浦发银行、兴业银行、中信银行、中国平安、工银瑞信等。 产品特点: 1, 永久免费,财智专业品牌保障。 2, 数据同步,财智快账与财智7(财智软件电脑客户端)、财智在线理财(网页端)三方数据完美同步。 3, 简单易用,保证新手快速入门。 4, 界面精致,图文并茂,生动有趣,使记账变得不再枯燥乏味。 财智公司官方网站: http://www.moneywise.com.cn

About

鲨鱼记账本

Effortlessly track your spending with a user-friendly interface designed for quick entry. Analyze your financial habits through clear charts and secure cloud synchronization. Stay on top of your budget with customizable reminders and convenient widget access.

Highlights
  • 3-second quick entry
  • Consumption trend charts
  • Secure cloud data sync
  • Smart note prompts
  • Customizable reminders
  • Widget for fast entry
Features
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【产品功能】 3秒钟记账:极简的操作流程,让你3秒钟即可完成一笔记账操作 消费趋势:一目了然的图表,帮你快速分析消费情况 数据超安全:登录账号后,记账数据实时同步在云端 备注提示:强大的备注智能提示系统,让你记账的过程越来越简单 记账提醒:自定义每日提醒时间,再也不用担心忘记记账了 小组件:可以通过小组件来快速记账啦 【自动续费VIP套餐说明】 -- 订阅周期:1个月(连续包月产品),3个月(连续包季产品),12个月(连续包年产品)。 -- 订阅价格:连续包月产品为每月15元;连续包季产品为每季38元;连续包年产品为每年148元。 -- 付款:通过用户的iTunes账户扣款,用户确认购买后即付款。 -- 取消续订:如需取消续订,请在当前订阅周期到期前24小时以前,手动在iTunes/Apple ID设置管理中关闭自动续订功能。 -- 续订:苹果iTunes账户会在到期前24小时内扣费,扣费成功后订阅周期顺延一个订阅周期。 --订阅可以由用户管理,并且可以在购买后在用户的账户设置里关闭自动订阅。 --免费试用期的任何未使用部分(如果提供)将在用户购买该出版物时被回收。 -- 隐私政策:http://www.shayujizhang.com/about/vip.html -- 自动续费会员服务协议:http://www.shayujizhang.com/about/auto_buy.html 【创始人说】 为什么要做鲨鱼记账? 鲨鱼记账的创始人有着多年的记账习惯,我们想基于用户的需求去设计产品,想为大家做一款贴心的记账软件,只为你用着爽!我们的一切功能都以方便用户使用为出发点。看似简单的操作流程背后,却能通过图表功能,帮你分析消费状况,让你能够对自己的消费行为做出改善。记账虽然不能直接帮你实现财务自由,但是我们相信,只要你坚持记账,不断改善自己的消费情况,积极开源节流,一定能够实现财务自由!

Screenshots

财智快账4 screens
鲨鱼记账本4 screens

Verdict

The call

The clearest difference is review sentiment: 鲨鱼记账本 at 85% against 财智快账's 40%. 鲨鱼记账本 also leads on update cadence (weekly vs every 4 months) and rating (4.9 vs 4.5). 财智快账's advantage is in-app purchases (none vs 16) and ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 鲨鱼记账本 sells 16 in-app purchases, starting at $0.99 per 7 days. 财智快账 asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

鲨鱼记账本 holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: 鲨鱼记账本 has 8.3K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 40% of 财智快账's written reviews are positive against 85% of 鲨鱼记账本's.

UpkeepUpdate frequency

财智快账 ships an update every 4 months, 鲨鱼记账本 weekly. The most recent releases landed on October 17, 2026 and October 27, 2026 respectively.

Scorecard6 real differences · 4 level
财智快账 versus 鲨鱼记账本: the parameters behind the verdict, then further details
Parameter财智快账鲨鱼记账本
PriceFreeFree
Rating4.5 (2 ratings)4.9 (8.3K ratings) — better
Positive reviews40.0% of reviews85.4% of reviews — better
Number of ratings28.3K — better
Update frequencyEvery 4 monthsWeekly — better
AdsNo — betterYes
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.013.0 — better
Further details — not scored
Size10 MB109 MB
Age rating4+4+
Developer成都财智软件有限公司Beijing Shark Pioneer Network Technology Co.,Ltd

Customer experience

财智快账

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive40.0%
Neutral20.0%
Negative40.0%

鲨鱼记账本

All ratings8,340 ratings
Positive97.3%
Neutral1.0%
Negative1.7%
Written reviews670 reviews
Positive85.4%
Neutral3.1%
Negative11.5%

Bugs and requests

财智快账

Not enough reviews yet to summarise bugs or requests.

鲨鱼记账本

Reported bugs

2 issues
  • Incorrect weekly/monthly expense calculations
  • Inability to delete all data at once

Requested features

4 requests
  • Ability to set recurring expenses
  • Integration with banking/financial apps
  • More customization options for categories
  • Sync across multiple devices

In-app purchases

None

财智快账

No in-app purchases

16 purchases

鲨鱼记账本

Subscriptions6
  • 1周VIP(自动续费)7 Days trial$0.997 Days
  • 免广告连续包月(自动订阅)$0.991 Month
  • 免广告连续包年(自动订阅)$1.991 Year
Show 3 more
  • 1个月VIP(自动续费)$2.491 Month
  • 3个月VIP(自动续费)$5.493 Months
  • 12个月VIP(自动续费)$17.991 Year
One-time10
  • 30天VIP$0.99
  • 1个月VIP$2.99
  • 1年VIP会员$5.99
Show 7 more
  • 3个月VIP$6.99
  • 2年VIP会员$12.99
  • 1年鲨鱼记账VIP$12.99
  • 12个月VIP$14.99
  • 2年会员$14.99
  • 24个月VIP$17.99
  • 3年会员$17.99

Questions

Is 财智快账 free?
财智快账 is free to download, with no in-app purchases.
Is 鲨鱼记账本 free?
鲨鱼记账本 is free to download, with in-app purchases available.
Which has better reviews, 财智快账 or 鲨鱼记账本?
鲨鱼记账本 is rated higher. 财智快账 averages 4.5 out of 5 from 2 ratings, while 鲨鱼记账本 averages 4.9 from 8.3K ratings.
Do 财智快账 or 鲨鱼记账本 have ads?
鲨鱼记账本 shows ads; 财智快账 does not.
Which is updated more often, 财智快账 or 鲨鱼记账本?
财智快账 ships an update every 4 months, and 鲨鱼记账本 weekly. Most recently, 财智快账 was updated on October 17, 2026 and 鲨鱼记账本 on October 27, 2026.

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