Comparison

fastPay vs Subly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

fastPay

Manage all your financial transactions easily from anywhere. Load balance, send money 24/7, pay bills, top up transportation cards, and make contactless QR code payments with instant cashback. Easily pay credit card debt and mobile phone credit.

Highlights
  • Load balance via bank card or EFT
  • 24/7 money transfers
  • Top up public transportation cards
  • Contactless QR code payments with cashback
  • Pay bills securely
  • Pay credit card debt
  • Mobile top-up
Read full description

Payments Are Now Easier and Faster with DenizPay! With its practical use and advanced features, DenizPay allows you to manage all your financial transactions easily from anywhere, whenever you want. You can load balance into your DenizPay wallet using any bank card or via EFT. You can deposit money without a card at DenizBank ATMs or quickly top up your wallet via EFT from any bank. With 24/7 money transfers, you can send money without time restrictions. Simply enter the recipient’s IBAN or mobile phone number to transfer money at any time of the day. You can top up public transportation cards such as Istanbulkart and Kentkart without waiting in line. Use any bank or credit card linked to DenizPay, or load balance instantly from your DenizPay wallet whenever you want. You can pay your electricity, water, natural gas, mobile phone, and telecommunication bills securely and quickly. Complete your payments in just a few seconds using your DenizPay balance or your bank/credit card. At locations that accept MetropolCard, you can enjoy faster shopping with contactless QR code payments. Moreover, when you pay using your DenizPay balance, you earn instant cashback! Simply scan the QR code at checkout and pay instantly—no cash or card needed. You can easily pay your credit card debt from any bank via DenizPay. Link your card to DenizPay to speed up the payment process or add a new card to complete your transaction. Mobile Top-Up You can easily top up mobile phone credit using your DenizPay balance or your linked cards. Whether it’s your own number or another number, just top up anytime you want. Download DenizPay now, speed up your financial transactions, and simplify your life. Because great things happen with DenizPay!

About

Subly

Features
Read full description

Take control of recurring expenses with Subly — a flexible subscription and bill tracker that helps you see what’s leaving your wallet before it becomes a surprise. TRACK EVERYTHING IN ONE PLACE • Add subscriptions, bills, memberships and other recurring payments in seconds. • Organize payments with built-in or custom categories. • Personalize every entry with a custom name, icon, photo and color. • Record the amount, currency, billing cycle, due date, reminder timing and installment details. STAY AHEAD OF EVERY PAYMENT • View upcoming and overdue payments in a clear calendar or list. • Open any day to see exactly what is due. • Mark payment periods as paid and follow your monthly progress. • Use flexible reminders so important renewals don’t go unnoticed. UNDERSTAND WHERE YOUR MONEY GOES • See monthly and annual totals at a glance. • Review estimated weekly and daily costs. • Explore spending trends by app or category. • Compare payment activity across different periods. • Track price history, starting price, latest price and net changes so increases are easier to spot. MAKE SUBLY YOURS • Choose from four accent colors for a consistent experience. • Customize subscriptions with categories, icons, photos and colors. • Add Home Screen widgets that match your preferred accent and keep essential totals visible. CREATE AND SHARE REPORTS • Generate a detailed PDF report of active subscriptions and spending. • Review summaries, annual spending flow, budget usage and category breakdowns. • Share or save reports whenever you need a clearer record. BUILT FOR REAL-LIFE RECURRING COSTS Use Subly for streaming services, productivity tools, cloud storage, gaming, education, finance, insurance, internet and phone bills, memberships, or any custom recurring payment. Some features require a Subly Pro subscription. Available plans and prices are displayed in the app and may vary by country or region. Important: Subly is an independent tracking tool. It records and organizes the information you enter; it does not connect to third-party providers, cancel subscriptions automatically, or modify your provider accounts. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

fastPay4 screens
Subly4 screens

Verdict

The call

The clearest difference is in-app purchases: fastPay at none against Subly's 2. fastPay also leads on iOS requirement (13.0 vs 18.0). Subly's advantage is ads (none vs shown) and update cadence (every 9 days vs monthly). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subly sells 2 in-app purchases, starting at $2.99 per month. fastPay asks for nothing beyond the download.

UpkeepUpdate frequency

fastPay ships an update monthly, Subly every 9 days. The most recent releases landed on October 17, 2026 and October 8, 2026 respectively.

Scorecard4 real differences · 6 level
fastPay versus Subly: the parameters behind the verdict, then further details
ParameterfastPaySubly
PriceFreeFree
Rating3.8 (47 ratings) — better—
Positive reviews38.1% of reviews—
Number of ratings47 — better—
Update frequencyMonthlyEvery 9 days — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPod — betteriPhone
Requires iOS13.0 — better18.0
Further details — not scored
Size269 MB15 MB
Age rating12+4+
DeveloperfastPay Elektronik Para ve Odeme Hizmetleri Anonim Sirketimert sahin

In-app purchases

None

fastPay

No in-app purchases

2 purchases

Subly

Subscriptions2
  • Subly Monthly7 Days trial$2.991 Month
  • Subly Annual7 Days trial$19.991 Year

Questions

Is fastPay free?
fastPay is free to download, with no in-app purchases.
Is Subly free?
Subly is free to download, with in-app purchases available.
Do fastPay or Subly have ads?
fastPay shows ads; Subly does not.
Which is updated more often, fastPay or Subly?
fastPay ships an update monthly, and Subly every 9 days. Most recently, fastPay was updated on October 17, 2026 and Subly on October 8, 2026.

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