CUBC mBanking vs Ly Hour
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CUBC mBanking
Manage your bank accounts, transfer funds, and make payments conveniently from your mobile device. Access your finances 24/7 with a secure login and receive instant transaction notifications.
- Open CUBC Digital Account
- Manage Bank Accounts (Savings, Current, Credit Card, Loans)
- View Transaction History
- Fund Transfers (Local & Overseas)
- QR Code Payments (KHQR)
- Bill Payments & Scheduled Transfers
- Online Fixed Deposits
- Find Nearby Branches & ATMs
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Discover the quick, simple and easy way to take command of your bank account from your mobile phone. We would like to introduce you to the safe and personal mbanking function with a high security system that you can access around the clock and on to go. Our mBanking service works with all types of handsets to help you access your CUBC Accounts easily and securely. With CUBC mBanking in hand, there are many things you can do: -Open CUBC Digital Account: faster and easier to register and manage your account and transaction, get account instantly just few clicks. -Manage Your Bank Accounts: check your account balance, including saving account, current account, fixed deposit account, credit card accounts and loan. -Transaction: view recent account and credit/debit card transaction history, search for customize period by date. -Fund Transfer: transfer between CUBC bank account, local bank and oversea Bank. -QR code: send and receive fund via KHQR. -Payment: pay the mobile top up and others without going to the counter. -Pay Bills or Transfer on Schedule: set up your own one-time or future billing payment or transfer. -Online Fixed Deposit: fast and easy way to manage your future financial goals by save your money with high interest rate. -Location: giving you the access to an easy way to find Cathay United Bank and ATM near you in Cambodia. -Instant Push Notification: receive instant transaction notification 24/7, master your every cash flow. -Secure Quick Log-in: by using biometric authentications or username and password. Friendly Reminder：To improve data security, you can install antivirus application. For more information, please visit at any branches of Cathay United Bank (Cambodia) PLC. or please contact us (855) 23 88 55 00.
Ly Hour
Manage your finances with this all-in-one digital platform. Access your balance, view transaction statements, and link loyalty cards. Facilitates fund transfers, QR payments, phone top-ups, and cash-in/out services.
- Balance & transaction statement access
- Link loyalty member card
- Fund transfer
- QR payment (WePay)
- Phone top-up
- Cash-in/out at agents
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All-in-one convenient digital platform for your daily need. It’s more than a Wallet. It’s Lyfestyle. Features: a. Easy access to your balance & transaction statement b. Link your Ly Hour Veluy Member Card c. Fund Transfer d. WePay (QR payment at Merchants) e. Phone Topup f. Cash-in & Cash-out at Ly Hour Veluy Agents nation-wide
Screenshots
Verdict
The clearest difference is rating: CUBC mBanking at 3.6 against Ly Hour's 2.5. CUBC mBanking also leads on update cadence (fortnightly vs every 2 months). Ly Hour's advantage is iOS requirement (11.4 vs 15.0). On price, review sentiment, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CUBC mBanking holds the better App Store score, 3.6 against 2.5. Both are backed by a comparable volume of ratings — 7 and 4 respectively. Written reviews split almost evenly too, at 0% and 0% positive.
CUBC mBanking ships an update fortnightly, Ly Hour every 2 months. The most recent releases landed on September 21, 2026 and September 10, 2026 respectively.
| Parameter | CUBC mBanking | Ly Hour |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (7 ratings) — better | 2.5 (4 ratings) |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 7 — better | 4 |
| Update frequency | Fortnightly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 11.4 — better |
| Further details — not scored | ||
| Size | 169 MB | 159 MB |
| Age rating | 4+ | 17+ |
| Developer | CATHAY UNITED BANK (CAMBODIA) PLC | Ly Hour Paypro Plc |
Customer experience
CUBC mBanking
Ly Hour
In-app purchases
CUBC mBanking
No in-app purchases
Ly Hour
No in-app purchases
Questions
Is CUBC mBanking free?
Is Ly Hour free?
Which has better reviews, CUBC mBanking or Ly Hour?
Do CUBC mBanking or Ly Hour have ads?
Which is updated more often, CUBC mBanking or Ly Hour?
Other comparisons
