CUBC mBanking vs Payculator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CUBC mBanking
Manage your bank accounts, transfer funds, and make payments conveniently from your mobile device. Access your finances 24/7 with a secure login and receive instant transaction notifications.
- Open CUBC Digital Account
- Manage Bank Accounts (Savings, Current, Credit Card, Loans)
- View Transaction History
- Fund Transfers (Local & Overseas)
- QR Code Payments (KHQR)
- Bill Payments & Scheduled Transfers
- Online Fixed Deposits
- Find Nearby Branches & ATMs
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Discover the quick, simple and easy way to take command of your bank account from your mobile phone. We would like to introduce you to the safe and personal mbanking function with a high security system that you can access around the clock and on to go. Our mBanking service works with all types of handsets to help you access your CUBC Accounts easily and securely. With CUBC mBanking in hand, there are many things you can do: -Open CUBC Digital Account: faster and easier to register and manage your account and transaction, get account instantly just few clicks. -Manage Your Bank Accounts: check your account balance, including saving account, current account, fixed deposit account, credit card accounts and loan. -Transaction: view recent account and credit/debit card transaction history, search for customize period by date. -Fund Transfer: transfer between CUBC bank account, local bank and oversea Bank. -QR code: send and receive fund via KHQR. -Payment: pay the mobile top up and others without going to the counter. -Pay Bills or Transfer on Schedule: set up your own one-time or future billing payment or transfer. -Online Fixed Deposit: fast and easy way to manage your future financial goals by save your money with high interest rate. -Location: giving you the access to an easy way to find Cathay United Bank and ATM near you in Cambodia. -Instant Push Notification: receive instant transaction notification 24/7, master your every cash flow. -Secure Quick Log-in: by using biometric authentications or username and password. Friendly Reminder:To improve data security, you can install antivirus application. For more information, please visit at any branches of Cathay United Bank (Cambodia) PLC. or please contact us (855) 23 88 55 00.
Payculator
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No more awkward money conversations. Payculator makes splitting bills, tracking balances, and settling up with friends simple and stress-free. SPLIT ANY BILL Split expenses equally, by exact amounts, percentages, or shares. Every split type for every situation — from a quick coffee to a multi-day trip. LIVE BALANCES Always know who owes whom. Balances update instantly across all your groups, so everyone stays on the same page. GROUPS & FRIENDS Create groups for trips, roommates, dinners, or any occasion. Invite anyone with a simple link — no app download required to join. SETTLE UP EASILY Record payments and clear debts with a single tap. No more mental math or spreadsheets. MULTI-CURRENCY Traveling with friends? Split expenses in any currency without the headache. STAY IN THE LOOP Get notified when expenses are added or when someone settles up with you. Never miss a shared expense again. Payculator is free to use. Start splitting your first bill in under a minute.
Screenshots
Verdict
The clearest difference is update cadence: Payculator at every 2 days against CUBC mBanking's fortnightly. CUBC mBanking's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CUBC mBanking ships an update fortnightly, Payculator every 2 days. The most recent releases landed on October 8, 2026 and October 5, 2026 respectively.
| Parameter | CUBC mBanking | Payculator |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (7 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 7 — better | — |
| Update frequency | Fortnightly | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 169 MB | 46 MB |
| Age rating | 4+ | 4+ |
| Developer | CATHAY UNITED BANK (CAMBODIA) PLC | Hanlin Wang |
In-app purchases
CUBC mBanking
No in-app purchases
Payculator
No in-app purchases









