Comparison

CUBC mBanking vs Payculator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CUBC mBanking

Manage your bank accounts, transfer funds, and make payments conveniently from your mobile device. Access your finances 24/7 with a secure login and receive instant transaction notifications.

Highlights
  • Open CUBC Digital Account
  • Manage Bank Accounts (Savings, Current, Credit Card, Loans)
  • View Transaction History
  • Fund Transfers (Local & Overseas)
  • QR Code Payments (KHQR)
  • Bill Payments & Scheduled Transfers
  • Online Fixed Deposits
  • Find Nearby Branches & ATMs
Features
Read full description

Discover the quick, simple and easy way to take command of your bank account from your mobile phone. We would like to introduce you to the safe and personal mbanking function with a high security system that you can access around the clock and on to go. Our mBanking service works with all types of handsets to help you access your CUBC Accounts easily and securely. With CUBC mBanking in hand, there are many things you can do: -Open CUBC Digital Account: faster and easier to register and manage your account and transaction, get account instantly just few clicks. -Manage Your Bank Accounts: check your account balance, including saving account, current account, fixed deposit account, credit card accounts and loan. -Transaction: view recent account and credit/debit card transaction history, search for customize period by date. -Fund Transfer: transfer between CUBC bank account, local bank and oversea Bank. -QR code: send and receive fund via KHQR. -Payment: pay the mobile top up and others without going to the counter. -Pay Bills or Transfer on Schedule: set up your own one-time or future billing payment or transfer. -Online Fixed Deposit: fast and easy way to manage your future financial goals by save your money with high interest rate. -Location: giving you the access to an easy way to find Cathay United Bank and ATM near you in Cambodia. -Instant Push Notification: receive instant transaction notification 24/7, master your every cash flow. -Secure Quick Log-in: by using biometric authentications or username and password. Friendly Reminder:To improve data security, you can install antivirus application. For more information, please visit at any branches of Cathay United Bank (Cambodia) PLC. or please contact us (855) 23 88 55 00.

About

Payculator

Features
Read full description

No more awkward money conversations. Payculator makes splitting bills, tracking balances, and settling up with friends simple and stress-free. SPLIT ANY BILL Split expenses equally, by exact amounts, percentages, or shares. Every split type for every situation — from a quick coffee to a multi-day trip. LIVE BALANCES Always know who owes whom. Balances update instantly across all your groups, so everyone stays on the same page. GROUPS & FRIENDS Create groups for trips, roommates, dinners, or any occasion. Invite anyone with a simple link — no app download required to join. SETTLE UP EASILY Record payments and clear debts with a single tap. No more mental math or spreadsheets. MULTI-CURRENCY Traveling with friends? Split expenses in any currency without the headache. STAY IN THE LOOP Get notified when expenses are added or when someone settles up with you. Never miss a shared expense again. Payculator is free to use. Start splitting your first bill in under a minute.

Screenshots

CUBC mBanking4 screens
Payculator4 screens

Verdict

The call

The clearest difference is update cadence: Payculator at every 2 days against CUBC mBanking's fortnightly. CUBC mBanking's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CUBC mBanking ships an update fortnightly, Payculator every 2 days. The most recent releases landed on October 8, 2026 and October 5, 2026 respectively.

Scorecard2 real differences · 8 level
CUBC mBanking versus Payculator: the parameters behind the verdict, then further details
ParameterCUBC mBankingPayculator
PriceFreeFree
Rating3.6 (7 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings7 — better—
Update frequencyFortnightlyEvery 2 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size169 MB46 MB
Age rating4+4+
DeveloperCATHAY UNITED BANK (CAMBODIA) PLCHanlin Wang

In-app purchases

None

CUBC mBanking

No in-app purchases

None

Payculator

No in-app purchases

Questions

Is CUBC mBanking free?
CUBC mBanking is free to download, with no in-app purchases.
Is Payculator free?
Payculator is free to download, with no in-app purchases.
Do CUBC mBanking or Payculator have ads?
Neither CUBC mBanking nor Payculator shows ads.
Which is updated more often, CUBC mBanking or Payculator?
CUBC mBanking ships an update fortnightly, and Payculator every 2 days. Most recently, CUBC mBanking was updated on October 8, 2026 and Payculator on October 5, 2026.

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