Comparison

TapToTrack App vs Budget Flow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TapToTrack App

Effortlessly track your spending and manage your finances with this intuitive expense tracker. Visualize your financial flow with clear charts and timelines, and keep your sensitive data secure with an optional passcode lock.

Highlights
  • Expense tracking
  • Futuristic pie-chart visualization
  • Timeline view of financial flows
  • Optional passcode lock
  • Category-based expense sorting
  • Quick expense entry
Features
Read full description

Money - arguably the single most important material possession on Earth. We live by it and can’t without it... so why are we always so confused to where we keep it? TapToTrack is the revolutionary expense tracker that just works, it’s always in your pocket and always up-to-date. Money management is so 19th Century, TapToTrack is for the 21st Century. The minimalistic, easy to navigate user interface will always keep you in the know about the whereabout of your money - just by glancing at the screen. You can simply input your bank accounts and external income - to which you can add your expenses... so everyday you know where you money is and where it’s going - all at your fingertips. • Expenses - arguable the most frustrating thing to manage on Earth. Now, simplified with TapToTrack. You can see all of your expenses in a futuristic pie-chart and even view your top expense, within a few seconds. • Timeline view is another outstanding and revolutionary feature within TapToTrack. This handy tools lets you see all incoming and outcoming flows for the days of the year. You can also see your yearly balance and income... it’s simple yet astonishingly effective. • Obviously, there are prying eyes that you do not want seeing your finance, that’s why we have included an optional passcode lock to keep all of your information safe - for your peace of mind. • Also, we knew that no expense is the same - therefore, we allow easy, category based sorting for all of your expenses. When you are inputting a new expense, you can easily sort your optional bills from essential bills, one-off charges from recurring charges; the possibilities are endless. • In a rush? No worries! TapToTrack has your back. Let the app know how much you’ve spent and continue with your day - you can add additional details later, if need-be. Manage your expenses today, get rid of receipts and more - with TapToTrack. With TapToTrack: • You will know where you have spent your money. • You will no longer forget to track expenses. • Your wallet will be receipt free. • You can have the confidence knowing that everything is where it should be. • You can keep your finance away from prying eyes.

About

Budget Flow

This personal finance app helps you manage your money privately. Track accounts, set custom budget buckets, and monitor your progress towards financial goals. Your data is end-to-end encrypted and only accessible with your PIN.

Highlights
  • Multi-account tracking
  • Smart budget buckets
  • Fixed expense management
  • Multiple income streams
  • Goal tracking
  • Category progress overview
  • Manual expense logging
Features
Read full description

Budget Flow — private budgeting that grows your money. Plant your habits. Grow your money tree. Budget Flow is a personal finance app built around a simple idea: every dollar should have a job, and no one but you should ever see where it goes. Track all of your accounts in one place. Sort each paycheck into Needs, Wants, and Savings buckets. Watch your goals fill in as the months go by. Get an at-a-glance picture of what's on track and what needs attention — without handing your financial life to a tech company. PRIVACY BY DESIGN — YOUR DATA IS YOURS ALONE Budget Flow is end-to-end encrypted. Your financial data is encrypted on your device with a key derived from a PIN you set. We use industry-standard algorithms (NaCl XSalsa20-Poly1305 + PBKDF2-HMAC-SHA512), and our server only ever sees ciphertext. Not Budget Flow staff, not our hosting provider, not anyone without your PIN can decrypt your numbers. We don't sell your data, share it, or run analytics on it. A NOTE ON THE PIN Because Budget Flow is truly end-to-end encrypted, your PIN is the only thing that can decrypt your data. If you forget it while you're still signed in, you can reset it with a code sent to your email and your data stays intact. But if you're locked out entirely, your data cannot be recovered — not by us, not by anyone. This is the cost of true privacy. Keep your PIN somewhere safe. FEATURES • Log an expense in one line — Type "coffee 12" and you're done. Budget Flow works out the amount, the date, and the right bucket, and learns how you categorize as you go. Dates work too: "gas 40 monday" or "vacation 800 june." Prefer to talk? Tap the microphone on your keyboard and say it instead. • Smart budget buckets — Create custom buckets like "Rent," "Groceries," "Vacation fund," or "Emergency savings." Allocate by percentage of income or fixed dollar amount. Link each bucket to the account it pulls from. • See the shape of your budget — Buckets render as a pie chart, biggest share first, each slice labelled with its percentage. Tap a slice to open that bucket. Prefer a list? Show either view, or both. • Multi-account tracking — Checking, savings, cash, as many as you like. Balances update as paychecks land and money moves between accounts. • Fixed expenses, handled — Add subscriptions, loans, and recurring bills with their pay frequency. They're applied to your buckets each month based on actual payment dates. • Multiple income streams — Track recurring paychecks (weekly, bi-weekly, semi-monthly, monthly, annual) and one-off variable income for freelance or side gigs. • Goals you'll actually hit — Set a target amount and a date, and Budget Flow projects whether your linked savings bucket will get you there, then tells you how much more you'd need each month if you're short. • Category coverage at a glance — The home screen shows overall progress for Needs, Wants, and Savings, and flags any account that's fallen short of what its buckets have accrued. Tap any category for an item-level breakdown. • Reminders that keep you honest — A daily, weekly, or monthly nudge to log what you spent, at whatever time you choose. Scheduled on your phone, so nothing about your spending leaves it. • Account transfers — Record transfers between your own accounts, and balances stay accurate without double-counting. • Your data on every device — Sign in on a new phone, enter your PIN, and your budget is there. Your PIN still never leaves your device. • CSV export — Download a full record of your accounts, transactions, transfers, income, and goals as a CSV any time. Your data is always portable. • Face ID unlock — Optional biometric access after your first PIN. • Hide-balances mode — One tap masks every dollar amount across the app. Great for using it in public. • Light, dark, or system — Comes in emerald green. Defaults to dark mode. Built for people who want to actually understand where their money is going without any hassles.

Screenshots

TapToTrack App3 screens
Budget Flow4 screens

Verdict

The call

The clearest difference is rating: Budget Flow at 5.0 against TapToTrack App's 2.3. Budget Flow also leads on review sentiment (100% vs 58%) and in-app purchases (none vs 1). TapToTrack App's advantage is update cadence (monthly vs every 2 months) and iOS requirement (12.0 vs 15.1). On price, ratings volume, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TapToTrack App sells 1 one-off in-app purchase. Budget Flow asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Budget Flow holds the better App Store score, 5.0 against 2.3. Both are backed by a comparable volume of ratings — 4 and 2 respectively. Written reviews point the same way: 58% of TapToTrack App's written reviews are positive against 100% of Budget Flow's.

UpkeepUpdate frequency

TapToTrack App ships an update monthly, Budget Flow every 2 months. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.

Scorecard6 real differences · 4 level
TapToTrack App versus Budget Flow: the parameters behind the verdict, then further details
ParameterTapToTrack AppBudget Flow
PriceFreeFree
Rating2.3 (4 ratings)5.0 (2 ratings) — better
Positive reviews57.8% of reviews100.0% of reviews — better
Number of ratings4 — better2
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.0 — better15.1
Further details — not scored
Size17 MB43 MB
Age rating4+4+
DeveloperTomas TalandisPEARLE MANISH SHAH

Customer experience

TapToTrack App

All ratings4 ratings
Positive25.0%
Neutral0.0%
Negative75.0%
Written reviews128 reviews
Positive57.8%
Neutral10.2%
Negative32.0%

Budget Flow

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

TapToTrack App

Reported bugs

15 issues
  • App crashes on launch or during use
  • Freezing screens preventing navigation
  • Broken scroll functionality
  • Edit entry function causes crashes
  • Delete entry function unreliable
Show 10 more
  • Category reordering not saving properly
  • Duplicate categories appearing
  • Data loss after updates
  • Pending transactions not reflecting in balance
  • Export to email function broken
  • Sync feature losing data
  • Mathematical errors in balance calculations
  • Date picker displaying wrong language
  • Badge notifications appearing without content
  • App restarting when switching between apps

Requested features

19 requests
  • Monthly and yearly expense reports (not just weekly)
  • Ability to sync across multiple devices
  • Recurring/automatic expense entry
  • Edit multiple entries at once
  • Bill reminders and budget alerts
Show 14 more
  • Advanced analytics and insights
  • PDF/Excel export capability
  • Multiple account management
  • Account-to-account transfer feature
  • Pin/password lock protection
  • Receipt photo attachment
  • Subcategories for expenses
  • Customizable week start day (Monday vs Sunday)
  • More category icons
  • One-time purchase option (instead of subscription)
  • Pending transaction visibility in balance
  • Ability to view annual and overall totals
  • Payment method tracking (cash vs credit card)
  • Preset descriptions for quick entry

Budget Flow

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

TapToTrack App

One-time1
  • Yearly subscription$2.99
None

Budget Flow

No in-app purchases

Questions

Is TapToTrack App free?
TapToTrack App is free to download, with in-app purchases available.
Is Budget Flow free?
Budget Flow is free to download, with no in-app purchases.
Which has better reviews, TapToTrack App or Budget Flow?
Budget Flow is rated higher. TapToTrack App averages 2.3 out of 5 from 4 ratings, while Budget Flow averages 5.0 from 2 ratings.
Do TapToTrack App or Budget Flow have ads?
Neither TapToTrack App nor Budget Flow shows ads.
Which is updated more often, TapToTrack App or Budget Flow?
TapToTrack App ships an update monthly, and Budget Flow every 2 months. Most recently, TapToTrack App was updated on November 1, 2026 and Budget Flow on October 31, 2026.

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