Monaeo vs GS PWM

**This is a companion app for those travelers who utilize Monaeo's broader residency / tax compliance platform built for individuals (Personal Edition) and companies (Enterprise Edition).** Manage travel-related tax exposures and defend against audits with Monaeo’s technology solutions. Monaeo’s platform helps companies and individuals analyze their travel data (for e.g., from this companion app, travel booking, credit card transactions, etc.) to better manage and prove multi-location tax exposures including: Statutory Residency, Domicile Change, Payroll Withholding, Nexus/Permanent Establishment, Corporate Income Allocation, among others. This *companion app* can help Monaeo subscribers automatically track and review the number of days they spend in different locations for personal or work purposes. If you are a business traveler you should check with your HR/Mobility team whether you are approved to use this app as part of Monaeo’s Enterprise Edition. If you are a Personal Edition subscriber, this app can help make for a stronger audit defense. Monaeo’s customers include thousands of wealthy individuals and over 50 global enterprise clients across the technology, software, media, transportation, and financial services sectors. HOW THE MONAEO APP WORKS Monaeo’s companion app can enhance the experience by providing an easy way for travelers to automatically log their trips on the mobile device of their choice (phone, tablet or laptop). The app can run in the background to help you effortlessly and securely track the number of days spent in different tax jurisdictions. This travel data is then encrypted and sent securely to our servers where Monaeo’s proprietary computation engines generate the relevant reports, alerts, data feeds, and calculations you need for confident compliance and audit defense. KEY BENEFITS OF THE APP * Convenience: Automated travel logging. Search trips and travel in the calendar. * Visibility: Early alerts help you plan travel to avoid unnecessary exposures or penalties * Reliability: Audit-tested reports with hard data help protect you in case of an audit PROTECTING YOUR PRIVACY Monaeo has carefully designed every part of the platform including this app to ensure the highest levels of individual privacy and security: * You own your data in Monaeo and control access to it * This app only accesses information absolutely needed for compliance * All app data is encrypted before being sent to our servers and remains encrypted in storage SYSTEM REQUIREMENTS * Available on iPhone, iPad, iPad Mini, and iPod * OS 10.3 and above Note: continued use of GPS running in the background may dramatically decrease battery life. Having trouble logging in? You can reach our support team at support@monaeo.com

Access your Goldman Sachs account anytime on the new GS PWM app. Available for Goldman Sachs Private Wealth Management (PWM) and Goldman Sachs Ayco clients, GS PWM allows you to view your portfolio, contact your team, and keep up with the latest market insights.​ ​ Depending on whether you're a PWM or Goldman Sachs Ayco client and the type of services provided to you, you may have access to: • See your accounts market value, investment results, available cash and recent activity at-a-glance​ • Initiate transfers, approve transactions and deposit checks* without ever leaving the app​ • Scan and attach documents when needed​ ​ This is just the beginning. The GS PWM mobile app will continue to grow and introduce more features to our valued clients.​ ​ *Region-dependent ​ **You must be a client of GS and have a Goldman.com or Goldman.ch username and password to use this app. Please contact your Goldman Sachs team with any questions.​ ​ Goldman Sachs and the Goldman Sachs logo are registered trademarks of Goldman Sachs.