邮储银行 vs 金燕e商
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
邮储银行
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本产品是中国邮政储蓄银行为iPhone用户打造的手机银行。客户通过手机银行可办理账户查询及管理、转账汇款、贷款、信用卡、投资理财、缴费、支付等业务，保证客户足不出户即可享受7*24小时的金融服务。 客户服务热线:95580 信用卡客户服务热线:40088-95580
金燕e商
A mobile platform for merchants to manage payments and transactions. It offers features for receiving payments, querying transactions, managing settlements, and tracking sales reports. Provides a secure and convenient experience for business operations.
- Payment collection
- Transaction query
- Settlement management
- Cashier management
- Report statistics
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河南农商金燕e商是河南农商银）为商户打造的移动收单管理平台，具备收款、交易查询、结算管理、收银员管理、报表统计等功能，随时随地为您提供良好的使用体验、贴心的功能服务和安全的交易保障。
Screenshots
Verdict
The clearest difference is review sentiment: 邮储银行 at 72% against 金燕e商's 20%. 邮储银行 also leads on ratings volume (2.1K vs 1) and update cadence (monthly vs every 4 months). 金燕e商's advantage is rating (5.0 vs 4.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
金燕e商 holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: 邮储银行 has 2.1K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 72% of 邮储银行's written reviews are positive against 20% of 金燕e商's, so the app with the better star average is not the one people write more warmly about.
邮储银行 ships an update monthly, 金燕e商 every 4 months. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.
| Parameter | 邮储银行 | 金燕e商 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (2.1K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 72.2% of reviews — better | 20.0% of reviews |
| Number of ratings | 2.1K — better | 1 |
| Update frequency | Monthly — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 312 MB | 30 MB |
| Age rating | 4+ | 17+ |
| Developer | 中国邮政储蓄银行 | Henan Rural Commercial Bank Co.Ltd |
Customer experience
邮储银行
金燕e商
Bugs and requests
邮储银行
Reported bugs
3 issues- Repeated failed attempts at facial recognition
- Inability to update personal information
- Inconsistent app performance across devices
Requested features
3 requests- Improved biometric identification process
- Simplified login and account management
- Expanded functionality beyond just banking
金燕e商
Not enough reviews yet to summarise bugs or requests.
In-app purchases
邮储银行
No in-app purchases
金燕e商
No in-app purchases
