邮储银行 vs 湖南农信手机银行V3
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
邮储银行
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本产品是中国邮政储蓄银行为iPhone用户打造的手机银行。客户通过手机银行可办理账户查询及管理、转账汇款、贷款、信用卡、投资理财、缴费、支付等业务，保证客户足不出户即可享受7*24小时的金融服务。 客户服务热线:95580 信用卡客户服务热线:40088-95580
湖南农信手机银行V3
This mobile banking application provides clients with access to financial services from Hunan Rural Credit Cooperative. It offers features for account management, balance inquiries, fund transfers, personal loans, and credit card services.
- Account management
- Account inquiry
- Self-service transfers
- Personal loans
- Credit card services
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本软件是湖南省农村信用社专为客户端用户开发的手机银行客户端。该软件提供账户管理、账户查询、自助转账、个人贷款、信用卡业务等多项功能，方便用户使用湖南省农村信用社专业金融服务。
Screenshots
Verdict
The clearest difference is review sentiment: 邮储银行 at 70% against 湖南农信手机银行V3's 12%. 邮储银行 also leads on rating (4.6 vs 2.8) and ratings volume (2K vs 5). 湖南农信手机银行V3's advantage is iOS requirement (11.0 vs 13.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
邮储银行 holds the better App Store score, 4.6 against 2.8. That said, the two scores are not equally well evidenced: 邮储银行 has 2K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 70% of 邮储银行's written reviews are positive against 12% of 湖南农信手机银行V3's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 25, 2026 and September 22, 2026 respectively.
| Parameter | 邮储银行 | 湖南农信手机银行V3 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (2K ratings) — better | 2.8 (5 ratings) |
| Positive reviews | 69.8% of reviews — better | 11.8% of reviews |
| Number of ratings | 2K — better | 5 |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 312 MB | 343 MB |
| Age rating | 4+ | 4+ |
| Developer | 中国邮政储蓄银行 | 湖南省农村信用社 |
Customer experience
邮储银行
湖南农信手机银行V3
Bugs and requests
邮储银行
Reported bugs
3 issues- Repeated failed attempts at facial recognition
- Inability to update personal information
- Inconsistent app performance across devices
Requested features
3 requests- Improved biometric identification process
- Simplified login and account management
- Expanded functionality beyond just banking
湖南农信手机银行V3
Not enough reviews yet to summarise bugs or requests.
In-app purchases
邮储银行
No in-app purchases
湖南农信手机银行V3
No in-app purchases
