邮储银行 vs 湖北农信
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
邮储银行
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本产品是中国邮政储蓄银行为iPhone用户打造的手机银行。客户通过手机银行可办理账户查询及管理、转账汇款、贷款、信用卡、投资理财、缴费、支付等业务，保证客户足不出户即可享受7*24小时的金融服务。 客户服务热线:95580 信用卡客户服务热线:40088-95580
湖北农信
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您只需将手机号码与湖北省农村信用社个人结算账户绑定，即可安全、便捷地享用湖北农信为您提供账户管理、转账汇款等各项金融服务，更提供手机号转账、无卡取款等多种特色功能。开通、交易0费用，随时操作，立即完成。助您足不出户，即可尽享7×24小时全方位金融服务。
Screenshots
Verdict
The clearest difference is rating: 邮储银行 at 4.6 against 湖北农信's 1.0. 邮储银行 also leads on review sentiment (71% vs 30%) and ratings volume (2K vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
邮储银行 holds the better App Store score, 4.6 against 1.0. That said, the two scores are not equally well evidenced: 邮储银行 has 2K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 71% of 邮储银行's written reviews are positive against 30% of 湖北农信's.
邮储银行 ships an update monthly, 湖北农信 every 6 weeks. The most recent releases landed on October 19, 2026 and October 17, 2026 respectively.
| Parameter | 邮储银行 | 湖北农信 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (2K ratings) — better | 1.0 (2 ratings) |
| Positive reviews | 70.6% of reviews — better | 29.7% of reviews |
| Number of ratings | 2K — better | 2 |
| Update frequency | Monthly — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 312 MB | 239 MB |
| Age rating | 4+ | 4+ |
| Developer | 中国邮政储蓄银行 | HUBEI RURAL CREDIT COOPERATIVES |
Customer experience
邮储银行
湖北农信
Bugs and requests
邮储银行
Reported bugs
3 issues- Repeated failed attempts at facial recognition
- Inability to update personal information
- Inconsistent app performance across devices
Requested features
3 requests- Improved biometric identification process
- Simplified login and account management
- Expanded functionality beyond just banking
湖北农信
Not enough reviews yet to summarise bugs or requests.
In-app purchases
邮储银行
No in-app purchases
湖北农信
No in-app purchases
