邮储银行 vs 中国人寿寿险
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
邮储银行
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本产品是中国邮政储蓄银行为iPhone用户打造的手机银行。客户通过手机银行可办理账户查询及管理、转账汇款、贷款、信用卡、投资理财、缴费、支付等业务，保证客户足不出户即可享受7*24小时的金融服务。 客户服务热线:95580 信用卡客户服务热线:40088-95580
中国人寿寿险
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“中国人寿寿险APP”是中国人寿保险股份有限公司唯一官方移动应用，是帮助客户【管保单】【管财富】【管健康】【管养老】的一站式智慧保险服务平台。 中国人寿寿险App新版智启新程，智慧服务为您保驾护航，诚邀下载体验。 【查保单】全新呈现，展现清晰 金融资产，全新上线 可领的、可借的、待缴的、待还的，一目了然，省时省力 【办业务】旅程重构，快捷轻松 保单变更，一键办理 业务办理无感串接，展现更清晰，办理更便捷 语音理赔，温馨快捷 智能交互，轻松省时，人工协办，全程守护 【买保险】精品推荐，保障全面 产品搭配，懂您所需 “省心搭配”“推荐专区”，适配您的保险需求 辅助投保，解您所疑 “选保攻略”“选前必看”，科普答疑有帮助，险种知识早知道 服务经理，联络及时 精简流程，联系更便捷，缩短链路，体验更舒适 【享权益】内容加码，体验丰富 健康权益，及您所及 “康养”新入口，展示更直观，使用更便捷 优质资讯，沉浸阅读 保险、健康、育儿、理财……精选资讯，开卷有益 视频直播，丰富感知 多元主题，予您所想，大咖畅聊，精彩无限
Screenshots
Verdict
The clearest difference is review sentiment: 邮储银行 at 72% against 中国人寿寿险's 13%. 邮储银行 also leads on rating (4.6 vs 2.3) and ratings volume (2.1K vs 59). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
邮储银行 holds the better App Store score, 4.6 against 2.3. That said, the two scores are not equally well evidenced: 邮储银行 has 2.1K ratings behind it against 59, so its average is the more settled of the two. Written reviews point the same way: 72% of 邮储银行's written reviews are positive against 13% of 中国人寿寿险's.
邮储银行 ships an update monthly, 中国人寿寿险 every 3 weeks. Both last shipped on November 6, 2026.
| Parameter | 邮储银行 | 中国人寿寿险 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (2.1K ratings) — better | 2.3 (59 ratings) |
| Positive reviews | 72.2% of reviews — better | 12.5% of reviews |
| Number of ratings | 2.1K — better | 59 |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 312 MB | 356 MB |
| Age rating | 4+ | 4+ |
| Developer | 中国邮政储蓄银行 | 中国人寿保险股份有限公司 |
Customer experience
邮储银行
中国人寿寿险
Bugs and requests
邮储银行
Reported bugs
3 issues- Repeated failed attempts at facial recognition
- Inability to update personal information
- Inconsistent app performance across devices
Requested features
3 requests- Improved biometric identification process
- Simplified login and account management
- Expanded functionality beyond just banking
中国人寿寿险
Not enough reviews yet to summarise bugs or requests.
In-app purchases
邮储银行
No in-app purchases
中国人寿寿险
No in-app purchases
