邮储银行 vs 我爱金
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
邮储银行
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本产品是中国邮政储蓄银行为iPhone用户打造的手机银行。客户通过手机银行可办理账户查询及管理、转账汇款、贷款、信用卡、投资理财、缴费、支付等业务，保证客户足不出户即可享受7*24小时的金融服务。 客户服务热线:95580 信用卡客户服务热线:40088-95580
我爱金
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我爱金-中金鼎晟旗下年轻人的线上黄金服务品牌 作为中金鼎晟旗下12年品牌背书的互联网黄金服务品牌，我爱金专注线上攒黄金、定制打金饰品服务。 依托去中间化模式，在我爱金用户定制黄金饰品，平均节省20%-30%费用，金价透明、工费合理，真正实现高性价比、高品质、好服务的线上黄金消费新选择。 通过严选头部工厂，从原料到成品严格把控，每日过万款式周周更新，工艺精湛、品质可靠，完善的售后服务体系，用户购金更放心、售后有保障。 我们口号：赚钱不易！省钱容易！黄金券后买金更实惠！
Screenshots
Verdict
邮储银行 and 我爱金 are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
邮储银行 ships an update monthly, 我爱金 every 2 months. The most recent releases landed on November 6, 2026 and November 1, 2026 respectively.
| Parameter | 邮储银行 | 我爱金 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (2.1K ratings) — better | — |
| Positive reviews | 72.2% of reviews | — |
| Number of ratings | 2.1K — better | — |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 312 MB | 38 MB |
| Age rating | 4+ | 17+ |
| Developer | 中国邮政储蓄银行 | 中金鼎晟买金网 |
Bugs and requests
邮储银行
Reported bugs
3 issues- Repeated failed attempts at facial recognition
- Inability to update personal information
- Inconsistent app performance across devices
Requested features
3 requests- Improved biometric identification process
- Simplified login and account management
- Expanded functionality beyond just banking
我爱金
Not enough reviews yet to summarise bugs or requests.
In-app purchases
邮储银行
No in-app purchases
我爱金
No in-app purchases
