Pay Up Sucka vs Finlot
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pay Up Sucka
This app helps you get paid back for money owed by sending photo reminders. Capture the moment of debt and send persistent notifications until the payment is settled. It offers a lighthearted approach to a potentially awkward financial conversation.
- Send photo reminders
- Track outstanding payments
- Lighthearted debt collection
- Invoice reminders
- Record payment moments
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An app to make sure you get paid back when someone says, "I'll pay you later." Use this app to take a picture of the moment and send reminders with that image until it's paid back. It doesn't matter if it's a drink, a meal, an invoice reminder or anything else you can take a picture of. This is a fun way to ask what's not always a fun question of "Hey, can you pay me for that one thing?"
Finlot
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Finlot is a modern savings manager built to simplify community-based financial management. Whether you’re managing a savings pool, rotating contribution plan, or shared investment fund, Finlot helps you stay organized, transparent, and stress-free.
Screenshots
Verdict
The clearest difference is update cadence: Finlot at every 2 months against Pay Up Sucka's every 37 months. Pay Up Sucka's advantage is iOS requirement (12.0 vs 16.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pay Up Sucka ships an update every 37 months, Finlot every 2 months. The most recent releases landed on November 1, 2026 and November 5, 2026 respectively.
| Parameter | Pay Up Sucka | Finlot |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 37 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 12.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 7 MB | 62 MB |
| Age rating | 4+ | 4+ |
| Developer | Omega Ortega | Urbanhub Innovations |
In-app purchases
Pay Up Sucka
No in-app purchases
Finlot
No in-app purchases
