Comparison

Finlot vs PayTogether

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finlot

Features
Read full description

Finlot is a modern savings manager built to simplify community-based financial management. Whether you’re managing a savings pool, rotating contribution plan, or shared investment fund, Finlot helps you stay organized, transparent, and stress-free.

About

PayTogether

Effortlessly divide shared costs for trips, household bills, or dining out. Automatically extract items from receipts, calculate fair splits, and simplify settling up with smart transaction suggestions. Organize expenses by occasion and manage recurring payments with ease.

Highlights
  • Receipt scanning with item extraction
  • Flexible splitting options (equal, custom, percentage)
  • Smart settle-up to minimize transactions
  • Group creation for various occasions
  • Recurring expense management
  • Real-time cross-device sync
Features
Read full description

PayTogether makes splitting group expenses simple and fair. Whether you're dining out, sharing a vacation rental, or managing household costs, PayTogether handles the math so you don't have to. SCAN & SPLIT RECEIPTS Take a photo of any receipt and PayTogether extracts every line item automatically. Group members claim what they ordered, and splits are calculated down to the cent, including tax and tip. FLEXIBLE SPLITTING Split expenses equally, by custom amounts, or by percentage. PayTogether handles the rounding so every penny is accounted for. SMART SETTLE-UP See exactly who owes who at a glance. PayTogether minimizes the number of payments needed to settle the group, so everyone pays or gets paid in as few transactions as possible. GROUPS FOR EVERY OCCASION Create groups for trips, roommates, dinners, or recurring shared expenses. RECURRING EXPENSES Save your recurring expenses as favorites which can be created with a single tap - perfect for shared subscriptions, rent, or utilities. KEY FEATURES • Receipt scanning with automatic item extraction • Equal, custom, and percentage-based splits • Smart settle-up with minimal transactions • Guest access via shareable links • Recurring expense tracking • Category organization that grows with your spending • Real-time sync across all devices PayTogether Plus unlocks premium features including receipt scanning and detailed spending statistics. Terms of Use: https://paytogether.io/terms/ Privacy Policy: https://paytogether.io/privacy/

Screenshots

Finlot3 screens
PayTogether4 screens

Verdict

The call

The clearest difference is in-app purchases: Finlot at none against PayTogether's 2. PayTogether's advantage is update cadence (every 4 days vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PayTogether sells 2 in-app purchases, starting at $2.99 per month. Finlot asks for nothing beyond the download.

UpkeepUpdate frequency

Finlot ships an update every 2 months, PayTogether every 4 days. Both last shipped on November 5, 2026.

Scorecard2 real differences · 7 level
Finlot versus PayTogether: the parameters behind the verdict, then further details
ParameterFinlotPayTogether
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 2 monthsEvery 4 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.615.0 — better
Further details — not scored
Size62 MB17 MB
Age rating4+4+
DeveloperUrbanhub InnovationsMajaLabs

In-app purchases

None

Finlot

No in-app purchases

2 purchases

PayTogether

Subscriptions2
  • PayTogether Plus$2.991 Month
  • PayTogether Plus$29.991 Year

Questions

Is Finlot free?
Finlot is free to download, with no in-app purchases.
Is PayTogether free?
PayTogether is free to download, with in-app purchases available.
Do Finlot or PayTogether have ads?
Neither Finlot nor PayTogether shows ads.
Which is updated more often, Finlot or PayTogether?
Finlot ships an update every 2 months, and PayTogether every 4 days. Most recently, Finlot was updated on November 5, 2026 and PayTogether on November 5, 2026.

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