Comparison

Lovely Split vs Finlot

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lovely Split

Effortlessly manage shared expenses and payments with friends, family, or roommates. Track who owes what for rent, trips, or meals, and settle up with integrated secure payments. Set up recurring payments and ROSCAs to simplify ongoing financial arrangements.

Highlights
  • Split expenses with friends and family
  • Manage group payments
  • Integrated secure payment system
  • Create pay events
  • Setup recurring payments
  • Setup ROSCA
Features
Read full description

Lovely Split makes splitting expenses and managing payments with friends, family, or roommates effortless. Whether you’re covering rent, planning a group trip, or simply sharing a meal, Lovely Split ensures that everyone’s share is clear, fair, and settled with ease. With fast and secure payments integrated directly into the app, you can instantly send or request money, create a pay event and setup recurring payments and setup ROSCA. Keep track of expenses, balances, and reimbursements without the hassle of manual calculations. Lovely Split ensures that no one forgets who owes what, helping you avoid awkward conversations about money.

About

Finlot

Features
Read full description

Finlot is a modern savings manager built to simplify community-based financial management. Whether you’re managing a savings pool, rotating contribution plan, or shared investment fund, Finlot helps you stay organized, transparent, and stress-free.

Screenshots

Lovely Split4 screens
Finlot3 screens

Verdict

The call

The clearest difference is iOS requirement: Lovely Split at 13.4 against Finlot's 16.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Lovely Split ships an update every 5 weeks, Finlot every 2 months. The most recent releases landed on October 3, 2026 and October 5, 2026 respectively.

Scorecard1 real difference · 9 level
Lovely Split versus Finlot: the parameters behind the verdict, then further details
ParameterLovely SplitFinlot
PriceFreeFree
Rating5.0 (14 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings14 — better—
Update frequencyEvery 5 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.4 — better16.6
Further details — not scored
Size12 MB62 MB
Age rating4+4+
DeveloperLovely Split, Inc.Urbanhub Innovations

In-app purchases

None

Lovely Split

No in-app purchases

None

Finlot

No in-app purchases

Questions

Is Lovely Split free?
Lovely Split is free to download, with no in-app purchases.
Is Finlot free?
Finlot is free to download, with no in-app purchases.
Do Lovely Split or Finlot have ads?
Neither Lovely Split nor Finlot shows ads.
Which is updated more often, Lovely Split or Finlot?
Lovely Split ships an update every 5 weeks, and Finlot every 2 months. Most recently, Lovely Split was updated on October 3, 2026 and Finlot on October 5, 2026.

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