Comparison

Fidelity Bank vs OnPath Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fidelity Bank

Manage your bank accounts, deposit checks, pay bills, and earn rewards on your debit card purchases. Access your finances securely 24/7 from any web-enabled device, with options for app download, web browsing, or text banking.

Highlights
  • Track account balances
  • Review transaction history
  • Deposit checks remotely
  • Pay bills and send money
  • Earn debit card rewards
  • Early direct deposit
  • Find surcharge-free ATMs
Features
Read full description

Enroll today in Fidelity’s Online Banking. Enjoy the features of online banking — right at your fingertips. Track your account, make deposits, and more. BANK WITH CONFIDENCE 24/7 • Secure, simple, easy and fast banking at any time, day or night • Build personalized budgets across all of your accounts, in and not in our bank • Deposit checks from anywhere • Pay bills and send money quickly through Bill Pay • Earn rewards each time you swipe your debit card • Get paid early – 2 days early with direct deposit • Access more than 37,000 surcharge-free ATMs1 OUR FIDELITY BANK APP GIVES YOU: • Fast, free, and secure service for customers enrolled in online banking2 • Easily keep track of your finances — even on the go: o View account balances o Review account and transaction history o Transfer funds between your Fidelity accounts3 o Pay bills o View and activate your cash back offers • Available via any web-enabled cell phone or device • Utilize this service three convenient ways: o Web browsing o App download (see links above) o Text banking • Save valuable time and effort; avoid an extra trip to a branch MOBILE DEPOSIT - Deposit checks in just 1, 2, 3 using the Fidelity mobile app! • Deposit your check in just a few quick clicks: o TAP – Open Fidelity's mobile banking app o SNAP – Take a picture of the front and back of the check you're depositing o DEPOSIT – Securely deposit your check! • Deposit checks anytime, anywhere from your mobile phone • Free service for customers with a Fidelity Bank checking account • Save time, avoid unnecessary trips to a branch • Mobile Deposit is subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. MY REWARDS This rewards program lets you earn rewards by using your Fidelity Bank debit card to purchase merchandise and services. • Available to all debit Cardholders. • There is no limit to the rewards you can earn so the more you use your Fidelity Bank debit card, the more rewards you can earn! When you join, you will be able to: • Activate offers against the checking account you used when joining. • Shop at those merchants – whether online or instore or both – depending on the offer. • After making a qualifying purchase, the offer will automatically be applied, and you will receive cash back in your checking account 30-45 days after the offer is redeemed. • For Hotel offers, the 45 days starts from the time you have completed your stay, not 45 days from the time of booking. FIND US – Locate your nearest Fidelity branch or ATM quickly and easily. CONTACT US – Talk to our customer service representatives; they’re just a touch away. If you do not remember your Online ID or password, simply call 1-800-220-2497 HERE FOR GOOD Our mission, vision and values define Fidelity Bank's foundation. Our core values are our promise to our clients. When we live the mission, “Here for Good”, and our values we enrich our strong heritage and ensure our longevity as a financially stable and operationally sound institution. 1) Includes ATMs on the MoneyPass® and Community Cash networks. 2) Certain restrictions and other limitations apply. Messaging and data rates apply. 3) Transfers are subject to balances available in linked accounts. *Data Service charges may apply through your wireless carrier. Fidelity Bank | Member FDIC | Equal Housing Lender To learn how we protect your privacy, please visit https://www.bankwithfidelity.com/privacy-notice.html#mobile

About

OnPath Mobile

Manage your finances with 24/7 account access. Check balances, deposit checks remotely, and pay bills. Send money instantly with Zelle®, track loans, and monitor your credit score with personalized tips. Connect external accounts and enjoy advanced security features.

Highlights
  • Check balances and transaction history
  • Remote check deposit
  • Instant peer-to-peer payments with Zelle®
  • Bill pay and scheduling
  • Credit score access and improvement tips
  • Connect external financial accounts
  • Biometric login security
Features
Read full description

Effortlessly manage your finances with the OnPath Mobile App. Enjoy the freedom of 24/7 access to your accounts. Key Features: • Check balances and transaction history across all your linked accounts, including checking, savings, and loans. • Deposit Checks with our Remote Deposit Capabilities. View account statements, download transaction history, and set up account alerts. • Send and receive money instantly with Zelle® for fast and secure peer-to-peer payments. • Pay bills with ease using our bill pay features, schedule payments, and manage recurring bills. • Access your credit score directly within the app and get personalized tips on how to improve your credit plus offers on great financial products tailored to you. • Make loan payments, view loan balances and due dates, and track your loan progress. • Connect and manage accounts from other banks and financial institutions in one. • Experience peace of mind with our advanced security features, including fingerprint or facial recognition login.

Screenshots

Fidelity Bank4 screens
OnPath Mobile4 screens

Verdict

The call

The clearest difference is update cadence: OnPath Mobile at every 5 weeks against Fidelity Bank's every 3 months. OnPath Mobile also leads on monetization model (ad-supported vs free with in-app purchases) and ratings volume (18K vs 2.1K). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Fidelity Bank against 4.9 for OnPath Mobile. That said, the two scores are not equally well evidenced: OnPath Mobile has 18K ratings behind it against 2.1K, so its average is the more settled of the two. Written reviews are what separate them: 77% of Fidelity Bank's written reviews are positive against 84% of OnPath Mobile's.

UpkeepUpdate frequency

Fidelity Bank ships an update every 3 months, OnPath Mobile every 5 weeks. Both last shipped on October 29, 2026.

Scorecard3 real differences · 7 level
Fidelity Bank versus OnPath Mobile: the parameters behind the verdict, then further details
ParameterFidelity BankOnPath Mobile
PriceFreeFree
Rating4.8 (2.1K ratings)4.9 (18K ratings) — better
Positive reviews76.9% of reviews84.1% of reviews — better
Number of ratings2.1K18K — better
Update frequencyEvery 3 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.016.0 — better
Further details — not scored
Size132 MB128 MB
Age rating4+4+
DeveloperFidelity Bank - LAOnPath Federal Credit Union

Customer experience

Fidelity Bank

All ratings1,961 ratings
Positive95.6%
Neutral1.9%
Negative2.5%
Written reviews65 reviews
Positive76.9%
Neutral10.8%
Negative12.3%

OnPath Mobile

All ratings17,833 ratings
Positive97.2%
Neutral1.9%
Negative0.9%
Written reviews113 reviews
Positive84.1%
Neutral6.2%
Negative9.7%

User reviews

Fidelity Bank

From 2.1K App Store ratings

What we love

  • 👍 Convenient online banking
  • 👍 Easy to use app
  • 👍 Great customer service
  • 🚀 Fast and simple transactions

Room to improve

  • 🐛 Remote deposit issues
  • 🔒 Lack of two-factor authentication
  • 🚫 Limited features for business accounts

OnPath Mobile

From 18K App Store ratings

What we love

  • 👍 Convenient online banking
  • 🚀 Easy access and quick transactions
  • 💳 Reliable and secure
  • 🤑 Early payroll deposit
  • 🏆 Excellent customer service

Room to improve

  • 🐛 App crashes and compatibility issues
  • 💰 Fees for account transfers
  • 🕰️ Delayed transaction updates
  • 🔒 Difficulty managing accounts and cards

Bugs and requests

Fidelity Bank

Reported bugs

3 issues
  • Remote deposit not working
  • Inconsistent check deposit experience
  • App crashes and errors

Requested features

3 requests
  • Mobile check deposit feature
  • Two-factor authentication option
  • Support for business banking

OnPath Mobile

Reported bugs

2 issues
  • App crashes on iPhone 6 and newer models
  • Inconsistent account balance display between app and website

Requested features

3 requests
  • Ability to lock/unlock debit card from the app
  • Integration with cryptocurrency accounts
  • More detailed transaction history and budgeting tools

In-app purchases

None

Fidelity Bank

No in-app purchases

None

OnPath Mobile

No in-app purchases

Questions

Is Fidelity Bank free?
Fidelity Bank is free to download, with no in-app purchases.
Is OnPath Mobile free?
OnPath Mobile is free to download, with no in-app purchases.
Which has better reviews, Fidelity Bank or OnPath Mobile?
OnPath Mobile is rated higher. Fidelity Bank averages 4.8 out of 5 from 2.1K ratings, while OnPath Mobile averages 4.9 from 18K ratings.
Do Fidelity Bank or OnPath Mobile have ads?
Neither Fidelity Bank nor OnPath Mobile shows ads.
Which is updated more often, Fidelity Bank or OnPath Mobile?
Fidelity Bank ships an update every 3 months, and OnPath Mobile every 5 weeks. Most recently, Fidelity Bank was updated on October 29, 2026 and OnPath Mobile on October 29, 2026.

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