Banana Split, Bill & Expenses vs Spend Together
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Banana Split, Bill & Expenses
Effortlessly track and settle shared expenses for trips, flatmates, or couples. This app automatically calculates who owes what, minimizing paybacks and providing a clear record of all transactions. Supports over 40 currencies and recurring bills for seamless group finance management.
- Automatic calculation of who owes what
- Minimizes paybacks for easy settlement
- Records of all expenses (payer, recipient, amount)
- Multi-currency support for 40+ currencies
- Handles recurring expenses for shared living
- Real-time event sharing via link
- Export accounts via email
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Banana Split — Split group expenses and see who owes what, without the headache. "Don't split your expenses — Banana Split them!" IN SHORT Banana Split automatically works out who owes what after a trip, a shared flat or a night out. You enter the expenses, the app does the maths and tells you exactly who pays back whom — instantly. WHO IT'S FOR For friends going on a trip or a weekend away, flatmates sharing rent and groceries, couples running a shared budget, and any group where people front money for each other. WHAT YOU'LL GET • Clear accounts at the end of the event — no more "wait, who paid for dinner?" • The smallest number of paybacks to settle the whole group • A record of every expense: who paid, for whom, how much • Trips abroad with no currency hassle (40+ currencies) HOW IT WORKS 1) Create an event and add the participants. 2) Add each expense: pick who paid and who it's for. 3) Open the balances: the app shows who owes what to whom and generates the paybacks. KEY FEATURES • Flexible splitting — equally, exact amounts, percentages or shares. • Multi-currency — 40+ currencies converted automatically within a single event. • Optimised balances — the fewest transactions to get everyone back to zero. • Custom categories and payment methods. • Receipt photo, notes and timestamp on every expense. • Recurring expenses (weekly, fortnightly, monthly, yearly) for shared-flat bills. • Share the event by link — everyone adds their expenses in real time. • Export the accounts by email. WHAT PEOPLE USE IT FOR Built first for trips with friends, Banana Split also fits the everyday life of shared flats and couples. Most groups use it for an equal split, but everything stays adjustable the moment one expense stands out. FAQ Q: What is Banana Split, in one line? A: An app that splits a group's expenses and automatically works out who pays back whom. Q: How long does it take to settle up? A: Just the time to enter the expenses — the balances are instant, even abroad with several currencies. Q: Does everyone need the app? A: No. You can manage a whole group on your own, or share the event by link so everyone adds their expenses. Q: Is it free? A: Yes, the essentials are free. The Premium subscription adds no ads, priority support and multiple currencies within a single event. GET STARTED Create your first event and settle up in a minute. Don't split your expenses — Banana Split them! Follow us on Instagram: @bananasplit_app https://www.instagram.com/bananasplit_app/ Keywords: split expenses with friends, split the bill, group kitty, shared flat accounts, travel budget, who owes what, pay friends back, manage shared costs. — Premium subscription (auto-renewable): priority support, no ads and multiple currencies within a single event. Price and duration shown in the app before any purchase. Payment is charged to your Apple account at confirmation of purchase. The subscription renews automatically at the same price unless cancelled at least 24 hours before the end of the current period. You can manage your subscription and turn off auto-renewal in your Apple account settings at any time. Contact: olivier@oworld.fr Terms of use: https://termsfeed.com/terms-conditions/b517f2eac92e8ce6b3b3f09b003675f6 Privacy policy: https://www.bananasplitapp.com/en/privacy/
Spend Together
Effortlessly manage shared expenses and split bills with friends, roommates, or partners. Track personal spending, settle debts with optimal payment suggestions, and support multiple currencies. Enjoy privacy with no registration required and offline functionality.
- Split bills automatically
- Manage group expenses together
- Track personal spending reports
- Support for all currencies
- No registration or personal data required
- Offline functionality with synchronization
- Apple Watch support
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Spend Together is an app dedicated to help you and your friends manage joint expenses painlessly. It’s suitable for trips with friends, roommates, couples or any other IOUs. Get rid off paper bills and spend more time on things that matter, rather than arguing about who owes whom and how much. - SPLIT BILLS Just input bill details and Spend Together will do all the dirty work for you. It will calculate group debts and suggest optimal payments to settle them up. - SHARED ACCESS Send a personal invitation link to your friend to manage group expenses together. Each participant has full access to the group debts and data. - TRACK YOUR PERSONAL EXPENSES A comprehensive report will show your personal share in group expenses, so you can tell where your money goes (eg. on food, housing, transport, etc.). - ALL CURRENCIES Spend Together supports all currencies and forms reports using up-to-date exchange rates. Add expenses and settle debts in any convenient currency. - NO REGISTRATION, NO PERSONAL DATA We care about your privacy. Spend Together requires no registration or personal data. - WORKS OFFLINE All changes made offline will be securely synchronized with the server when internet connection is available. - APPLE WATCH SUPPORT Add expenses and track your group debts on the go with Apple Watch. ==== SPEND TOGETHER PRO Spend Together PRO is an optional paid subscription. Your support tells us we're doing the right thing and helps us improve the app. PRO version unlocks these advanced features: • Detailed statistics of expenses so you can see where your money goes • Unlimited number of groups for every life occasion • Modifiable exchange rates: so you can set your own exchange rate instead of a default one • Color customization: customize your groups with additional colors Payment will be charged to your Apple ID account at the confirmation of purchase. Subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. Subscriptions may be managed and auto-renewal may be turned off by going to the user's Account Settings after purchase. Terms of use: https://spendtogether.app/terms_of_use.html Privacy policy: https://spendtogether.app/privacy_policy.html ====
Screenshots
Verdict
The clearest difference is ads: Spend Together at none against Banana Split, Bill & Expenses's shown. Spend Together also leads on rating (4.8 vs 4.5) and review sentiment (75% vs 57%). On price, ratings volume, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Banana Split, Bill & Expenses sells 9 in-app purchases, starting at $1.99 per month and Spend Together sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Spend Together holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 212 and 255 respectively. Written reviews point the same way: 57% of Banana Split, Bill & Expenses's written reviews are positive against 75% of Spend Together's.
Both ship on a similar rhythm, roughly every 10 days. The most recent releases landed on November 10, 2026 and November 11, 2026 respectively.
| Parameter | Banana Split, Bill & Expenses | Spend Together |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (212 ratings) | 4.8 (255 ratings) — better |
| Positive reviews | 56.7% of reviews | 75.5% of reviews — better |
| Number of ratings | 212 | 255 — better |
| Update frequency | Every 10 days | Every 10 days |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad | iPhone, iPod, Apple Watch — better |
| Requires iOS | 16.0 | 11.4 — better |
| Further details — not scored | ||
| Size | 47 MB | 68 MB |
| Age rating | +4 | 4+ |
| Developer | oWorld Software | Hanna Shylenko |
Customer experience
Banana Split, Bill & Expenses
Spend Together
In-app purchases
Banana Split, Bill & Expenses
- Premium subscription Monthly$1.991 Month
- Split Expenses Premium Yearly7 Days trial$11.991 Year
- Premium - 2 people$15.991 Year
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- Premium - 4 people$24.991 Year
- Friends/Family plan$39.991 Year
- Unlock this event$1.99
- Weekly pass$1.99
- Share event - 5 credits$2.99
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- Split expenses Pro$17.99
Spend Together
- PRO: 1 Month7 Days trial$4.991 Month
- PRO: 1 Year7 Days trial$11.991 Year
- PRO: Lifetime$39.99
Questions
Is Banana Split, Bill & Expenses free?
Is Spend Together free?
Which has better reviews, Banana Split, Bill & Expenses or Spend Together?
Do Banana Split, Bill & Expenses or Spend Together have ads?
Which is updated more often, Banana Split, Bill & Expenses or Spend Together?
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