Comparison

Spend Together vs Shared Expense Tracker & Bills

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spend Together

Effortlessly manage shared expenses and split bills with friends, roommates, or partners. Track personal spending, settle debts with optimal payment suggestions, and support multiple currencies. Enjoy privacy with no registration required and offline functionality.

Highlights
  • Split bills automatically
  • Manage group expenses together
  • Track personal spending reports
  • Support for all currencies
  • No registration or personal data required
  • Offline functionality with synchronization
  • Apple Watch support
Features
Read full description

Spend Together is an app dedicated to help you and your friends manage joint expenses painlessly. It’s suitable for trips with friends, roommates, couples or any other IOUs. Get rid off paper bills and spend more time on things that matter, rather than arguing about who owes whom and how much. - SPLIT BILLS Just input bill details and Spend Together will do all the dirty work for you. It will calculate group debts and suggest optimal payments to settle them up. - SHARED ACCESS Send a personal invitation link to your friend to manage group expenses together. Each participant has full access to the group debts and data. - TRACK YOUR PERSONAL EXPENSES A comprehensive report will show your personal share in group expenses, so you can tell where your money goes (eg. on food, housing, transport, etc.). - ALL CURRENCIES Spend Together supports all currencies and forms reports using up-to-date exchange rates. Add expenses and settle debts in any convenient currency. - NO REGISTRATION, NO PERSONAL DATA We care about your privacy. Spend Together requires no registration or personal data. - WORKS OFFLINE All changes made offline will be securely synchronized with the server when internet connection is available. - APPLE WATCH SUPPORT Add expenses and track your group debts on the go with Apple Watch. ==== SPEND TOGETHER PRO Spend Together PRO is an optional paid subscription. Your support tells us we're doing the right thing and helps us improve the app. PRO version unlocks these advanced features: • Detailed statistics of expenses so you can see where your money goes • Unlimited number of groups for every life occasion • Modifiable exchange rates: so you can set your own exchange rate instead of a default one • Color customization: customize your groups with additional colors Payment will be charged to your Apple ID account at the confirmation of purchase. Subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. Subscriptions may be managed and auto-renewal may be turned off by going to the user's Account Settings after purchase. Terms of use: https://spendtogether.app/terms_of_use.html Privacy policy: https://spendtogether.app/privacy_policy.html ====

About

Shared Expense Tracker & Bills

Organize shared finances and household tasks with this app. It allows groups to budget, track expenses, manage to-do lists, and split bills seamlessly. Perfect for couples, families, and roommates to manage their shared living expenses and responsibilities.

Highlights
  • Shared budgeting and expense tracking
  • Monthly spending limits and real-time balance
  • Customizable income/expense categories
  • Collaborative to-do lists and chore delegation
  • Receipt capture with OCR
  • Flexible expense splitting
  • Automatic backups and settlement options
Features
Read full description

Organize finances with Shareroo — the go-to budgeting and task-management app used by 1,000,000 couples, families, and roommates across the globe who budget, plan, and share expenses and tasks. JOIN RESPONSIBLE HOUSEHOLDS WHO: • Organize your budget with monthly spending limits & real-time balance tracking • Customize income and expense categories & share without linking bank accounts • Assign and manage to-do tasks with customizable completion conditions • Collaborate with up to 10 people on financial & household tasks • Seamlessly delegate household chores & responsibilities • Save by splitting expenses & managing receipts easily • Enhance coordination with deadline notifications • Share shopping lists, to-do lists, & grocery lists • Get automatic backups & settlement options • Achieve financial freedom together [ YOUR BUDGET PLANNER ] • Share expenses and income easily to get a comprehensive view, with beautiful pie charts per category or family member. • View statistics instantly to see a complete picture of your financial life. [ RECEIPT MANAGEMENT ] • Capture receipts by snapping photos and utilize OCR to extract the total amount. • Tailor receipt categories for precise tracking. [ BUDGET PLANNING MADE SIMPLE ] • Set monthly budgets to know your remaining amount and modify the closing day of the month. • Calendar view and sorting options enable you to control your shared living expenses effortlessly. [ CUSTOMIZATION & SHARING ] • Customize expense and income categories at your convenience. • Divide expenses flexibly: equal, ratio, or amounts. • Automatically make settlements with your partner. [ TO-DO LISTS ] • Collaboratively craft grocery lists, allowing your partner to seamlessly add items. • Create events or reminders for your partner. • Get notified when a deadline is set, enhancing task coordination and sharing within the household. • Stay updated with notifications whenever a purchase is completed. [ FLEXIBLE EXPENSE SHARING ] • Use Home Spending Tracker: Shareroo for common wallet management, money splitting, and settlement of advances. • Seamlessly delegate household chores and tasks to make living together more harmonious. [ FAQ ] Q1: What can I do with a shared budget in Shareroo? A1: Share expenses with couples, families, or roommates and handle split bills and settlements in one flow. It goes beyond simple sharing by taking you from tracking to settling in the same app. Q2: How is this different from simply sharing one budget account? A2: Some apps only let others view one account. Shareroo records each person’s share and advances, then supports member‑to‑member settlements. Q3: Do I need to link bank accounts? A3: No. You can share and manage expenses without linking bank accounts. Q4: How many people can collaborate? A4: Up to 10 people can collaborate. It works for couples, co‑living, roommates, and friend groups. Q5: Can I split expenses flexibly? A5: Yes. Split by equal, ratio, or exact amounts, then settle with one tap. Q6: Can I set budgets and see remaining balance? A6: Yes. Set a monthly budget and see your remaining balance. Q7: Does it support receipt capture and OCR? A7: Yes. Take a photo to auto‑input receipts and reduce manual entry. Q8: Can I share to-do and grocery lists? A8: Yes. Share shopping lists and to‑do lists to manage household tasks together. Q9: Is there automatic backup? A9: Yes. Automatic backups are available for your data. Q10: Who is it best for? A10: Couples, families, roommates, or friends who want to share expenses without linking bank accounts. It’s also a good fit if you need multiple budgets or 3+ people in one group. EULA: https://shareroo.firebaseapp.com/shareroo_termofuse_v01_en.pdf

Screenshots

Spend Together4 screens
Shared Expense Tracker & Bills4 screens

Verdict

The call

The clearest difference is ads: Spend Together at none against Shared Expense Tracker & Bills's shown. Spend Together also leads on iOS requirement (11.4 vs 15.0). Shared Expense Tracker & Bills's advantage is update cadence (every 3 days vs every 10 days). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spend Together sells 3 in-app purchases, starting at $4.99 per month and Shared Expense Tracker & Bills sells 5 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Spend Together against 4.7 for Shared Expense Tracker & Bills. Both are backed by a comparable volume of ratings — 254 and 303 respectively. Written reviews are what separate them: 75% of Spend Together's written reviews are positive against 71% of Shared Expense Tracker & Bills's.

UpkeepUpdate frequency

Spend Together ships an update every 10 days, Shared Expense Tracker & Bills every 3 days. Both last shipped on October 25, 2026.

Scorecard3 real differences · 7 level
Spend Together versus Shared Expense Tracker & Bills: the parameters behind the verdict, then further details
ParameterSpend TogetherShared Expense Tracker & Bills
PriceFreeFree
Rating4.8 (254 ratings) — better4.7 (303 ratings)
Positive reviews75.5% of reviews — better70.8% of reviews
Number of ratings254303 — better
Update frequencyEvery 10 daysEvery 3 days — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPod, Apple WatchiPhone, iPad, iPod
Requires iOS11.4 — better15.0
Further details — not scored
Size68 MB160 MB
Age rating4++4
DeveloperHanna Shylenkotakaaki ono

Customer experience

Spend Together

All ratings252 ratings
Positive97.2%
Neutral0.8%
Negative2.0%
Written reviews106 reviews
Positive75.5%
Neutral8.5%
Negative16.0%

Shared Expense Tracker & Bills

All ratings303 ratings
Positive93.4%
Neutral3.3%
Negative3.3%
Written reviews277 reviews
Positive70.8%
Neutral9.0%
Negative20.2%

In-app purchases

3 purchases

Spend Together

Subscriptions2
  • PRO: 1 Month7 Days trial$4.991 Month
  • PRO: 1 Year7 Days trial$11.991 Year
One-time1
  • PRO: Lifetime$39.99
5 purchases

Shared Expense Tracker & Bills

Subscriptions4
  • Use all functions for 1 month.$3.991 Month
  • Use all functions for 3 months$9.993 Months
  • Use all functions for 1 year.$29.991 Year
Show 1 more
  • Try for free. Cancel anytime.7 Days trial$29.991 Year
One-time1
  • Premium Plan$59.99

Questions

Is Spend Together free?
Spend Together is free to download, with in-app purchases available.
Is Shared Expense Tracker & Bills free?
Shared Expense Tracker & Bills is free to download, with in-app purchases available.
Which has better reviews, Spend Together or Shared Expense Tracker & Bills?
Spend Together is rated higher. Spend Together averages 4.8 out of 5 from 254 ratings, while Shared Expense Tracker & Bills averages 4.7 from 303 ratings.
Do Spend Together or Shared Expense Tracker & Bills have ads?
Shared Expense Tracker & Bills shows ads; Spend Together does not.
Which is updated more often, Spend Together or Shared Expense Tracker & Bills?
Spend Together ships an update every 10 days, and Shared Expense Tracker & Bills every 3 days. Most recently, Spend Together was updated on October 25, 2026 and Shared Expense Tracker & Bills on October 25, 2026.

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