Spentable vs Chronicle
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spentable
Effortlessly track your expenses and savings with a user-friendly interface. Visualize your spending habits with monthly charts and customize categories with emoji icons. Supports Apple Watch and Notification Center widgets for quick entry.
- Easy expense tracking
- Monthly spending charts
- Customizable categories with emojis
- Apple Watch app
- Notification Center widget
- Unlimited expense data
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Featured as Best Finance / Productivity / Lifestyle App Spentable Features: - A super easy to use tracking experience: choose a category and input the amount. - A monthly expense chart gives you a glimpse of your monthly spending habits. - Dozens of predefined categories OR create your own categories with Emoji Icons! - Adjust the order of the categories in a way that suits your needs. - Support us and get the following features as well! - The Apple Watch OS App. - The Notification Center Widget. - Keep track of unlimited expense data. - Great future updates! --- "Once upon a time, there was a kid named Steven. Steven graduated from a local university, and applied for a local job. He worked really hard at his job, and made an honest living. However, Steven didn’t know how to manage his spending. Every month he would spend and spend and eventually his income would run out, without saving a dime. “I want to save more money!” He thought to himself. So he set out to turn his financial life around. To his luck, he found an app called Spentable. An app that allowed him to use the notification center to quickly add expenses to a predefined category. No typing, just choose a category, input a number, and press enter, all from the notification center. Steven soon saved up enough money to get himself an Apple Watch, which he used to enter his expenses through the Apple Watch Spentable app. He simply lifted his wrist, and in one single tap, he was in. His phone never left his pocket. Steven went on to get a car, buy a house and marry the guy of his dreams, all thanks to Spentable. Get Spentable. Get the love of your life.
Chronicle
This app helps you manage your bills and subscriptions by sending timely reminders to avoid late payments and credit score damage. It tracks payment history and offers advanced features like future bill forecasting and intelligent amount estimation for variable expenses.
- Bill reminders
- Subscription tracking
- Payment history
- Cloud sync
- Forecast view
- Amount to save calculation
- Intelligent estimated amount due
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The easiest, fastest bill manager in the App Store. A universal app for iPhone & iPad, with multitasking on iPad. Cloud sync works across all iOS devices plus Mac with the available Mac version. If you pay bills, you need Chronicle. Here's why: A single late payment can cost you $30 or more and cause your credit score to plummet by up to 100 points. Chronicle reminds you to pay your bills, so you can just enter them, and forget about them. Plus, Chronicle syncs with the available Mac version, so you can view and pay your bills everywhere. In addition to reminding you to pay your bills, Chronicle keeps track of all your payment history, including confirmation numbers, so you always have proof of payments. New to Chronicle is the Pro version. Available as an in-app purchase, Chronicle Pro gives you access to all new features of Chronicle as they are updated. Currently available features in Chronicle Pro: Forecast View: See the future—see what will be due every month for a year in advance. Amount to Save: Stop bills from sneaking up on you. Many bills don’t repeat every month: for these bills, Chronicle will calculate how much you need to set aside each month so that you have enough to pay it when it comes due. For example, you may have an auto insurance bill of $500 that is due every 6 months. Chronicle will calculate that you need to set aside $83.33 each month in order to have enough to pay the bill each time it is due. Intelligent Estimated Amount Due: Helps you know how much will be due for bills that vary. Using the type of bill, your payment history, and the time of year, Chronicle will intelligently calculate an estimate of how much is due. For example, Chronicle will be able to learn if your electric bills are higher or lower in the winter, and estimate accordingly. Chronicle Cloud: Backup your bills to the cloud, sync across all your iOS devices, and share with a partner, spouse or business associate. Chronicle Pro is an auto-renewing subscription. Subscription automatically renews unless canceled at least 24 hours prior end of the subscription. Payment will be charged to your iTunes Account at confirmation of purchase. You may cancel or disable your subscription by going to your App Store Account Settings after purchase. Chronicle Pro is subject to the terms of use shown here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ You can find the privacy policy for Chronicle Pro here: http://chronicleapp.com/privacy-policy/
Screenshots
Verdict
The clearest difference is price: Chronicle at Free against Spentable's $1.99. Chronicle also leads on rating (4.8 vs 3.3) and ratings volume (3.9K vs 13). Spentable's advantage is iOS requirement (11.0 vs 15.6). On update cadence, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Chronicle is free to download; Spentable costs $1.99 up front. Spentable sells 1 one-off in-app purchase and Chronicle sells 1 in-app purchase, starting at $14.99 per year. Whichever you choose, the download price is not the number that matters.
Chronicle holds the better App Store score, 4.8 against 3.3. That said, the two scores are not equally well evidenced: Chronicle has 3.9K ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 50% of Spentable's written reviews are positive against 68% of Chronicle's.
Spentable ships an update every 2 months, Chronicle every 4 weeks. Both last shipped on October 26, 2026.
| Parameter | Spentable | Chronicle |
|---|---|---|
| Price | $1.99 | Free — better |
| Rating | 3.3 (13 ratings) | 4.8 (3.9K ratings) — better |
| Positive reviews | 50.0% of reviews | 68.1% of reviews — better |
| Number of ratings | 13 | 3.9K — better |
| Update frequency | Every 2 months | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Paid | Free with in-app purchases — better |
| Best chart rank | — | #155 — better |
| Devices | iPhone, iPod, Apple Watch | iPhone, iPad, iPod, Mac — better |
| Requires iOS | 11.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 25 MB | 26 MB |
| Age rating | 4+ | 4+ |
| Developer | Oursky Limited | LittleFin LLC |
Customer experience
Spentable
Chronicle
Bugs and requests
Spentable
Not enough reviews yet to summarise bugs or requests.
Chronicle
Reported bugs
3 issues- Incorrect bill due date calculations
- Unreliable automatic payment logging
- Crashes when navigating payment history
Requested features
5 requests- Allow partial bill payments
- Provide more flexible repeat interval options
- Add income tracking and balance forecasting
- Improve export/reporting capabilities
- Introduce multi-user/family support
In-app purchases
Spentable
- Today Widgets Extension$2.99
Chronicle
- Chronicle Pro$14.991 Year









