Comparison

Spentable vs Chronicle

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spentable

Effortlessly track your expenses and savings with a user-friendly interface. Visualize your spending habits with monthly charts and customize categories with emoji icons. Supports Apple Watch and Notification Center widgets for quick entry.

Highlights
  • Easy expense tracking
  • Monthly spending charts
  • Customizable categories with emojis
  • Apple Watch app
  • Notification Center widget
  • Unlimited expense data
Features
Read full description

Featured as Best Finance / Productivity / Lifestyle App Spentable Features: - A super easy to use tracking experience: choose a category and input the amount. - A monthly expense chart gives you a glimpse of your monthly spending habits. - Dozens of predefined categories OR create your own categories with Emoji Icons! - Adjust the order of the categories in a way that suits your needs. - Support us and get the following features as well! - The Apple Watch OS App. - The Notification Center Widget. - Keep track of unlimited expense data. - Great future updates! --- "Once upon a time, there was a kid named Steven. Steven graduated from a local university, and applied for a local job. He worked really hard at his job, and made an honest living. However, Steven didn’t know how to manage his spending. Every month he would spend and spend and eventually his income would run out, without saving a dime. “I want to save more money!” He thought to himself. So he set out to turn his financial life around. To his luck, he found an app called Spentable. An app that allowed him to use the notification center to quickly add expenses to a predefined category. No typing, just choose a category, input a number, and press enter, all from the notification center. Steven soon saved up enough money to get himself an Apple Watch, which he used to enter his expenses through the Apple Watch Spentable app. He simply lifted his wrist, and in one single tap, he was in. His phone never left his pocket. Steven went on to get a car, buy a house and marry the guy of his dreams, all thanks to Spentable. Get Spentable. Get the love of your life.

About

Chronicle

This app helps you manage your bills and subscriptions by sending timely reminders to avoid late payments and credit score damage. It tracks payment history and offers advanced features like future bill forecasting and intelligent amount estimation for variable expenses.

Highlights
  • Bill reminders
  • Subscription tracking
  • Payment history
  • Cloud sync
  • Forecast view
  • Amount to save calculation
  • Intelligent estimated amount due
Features
Currently charting
Read full description

The easiest, fastest bill manager in the App Store. A universal app for iPhone & iPad, with multitasking on iPad. Cloud sync works across all iOS devices plus Mac with the available Mac version. If you pay bills, you need Chronicle. Here's why: A single late payment can cost you $30 or more and cause your credit score to plummet by up to 100 points. Chronicle reminds you to pay your bills, so you can just enter them, and forget about them. Plus, Chronicle syncs with the available Mac version, so you can view and pay your bills everywhere. In addition to reminding you to pay your bills, Chronicle keeps track of all your payment history, including confirmation numbers, so you always have proof of payments. New to Chronicle is the Pro version. Available as an in-app purchase, Chronicle Pro gives you access to all new features of Chronicle as they are updated. Currently available features in Chronicle Pro: Forecast View: See the future—see what will be due every month for a year in advance. Amount to Save: Stop bills from sneaking up on you. Many bills don’t repeat every month: for these bills, Chronicle will calculate how much you need to set aside each month so that you have enough to pay it when it comes due. For example, you may have an auto insurance bill of $500 that is due every 6 months. Chronicle will calculate that you need to set aside $83.33 each month in order to have enough to pay the bill each time it is due. Intelligent Estimated Amount Due: Helps you know how much will be due for bills that vary. Using the type of bill, your payment history, and the time of year, Chronicle will intelligently calculate an estimate of how much is due. For example, Chronicle will be able to learn if your electric bills are higher or lower in the winter, and estimate accordingly. Chronicle Cloud: Backup your bills to the cloud, sync across all your iOS devices, and share with a partner, spouse or business associate. Chronicle Pro is an auto-renewing subscription. Subscription automatically renews unless canceled at least 24 hours prior end of the subscription. Payment will be charged to your iTunes Account at confirmation of purchase. You may cancel or disable your subscription by going to your App Store Account Settings after purchase.  Chronicle Pro is subject to the terms of use shown here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/  You can find the privacy policy for Chronicle Pro here: http://chronicleapp.com/privacy-policy/

Screenshots

Spentable4 screens
Chronicle4 screens

Verdict

The call

The clearest difference is price: Chronicle at Free against Spentable's $1.99. Chronicle also leads on rating (4.8 vs 3.3) and ratings volume (3.9K vs 13). Spentable's advantage is iOS requirement (11.0 vs 15.6). On update cadence, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Chronicle is free to download; Spentable costs $1.99 up front. Spentable sells 1 one-off in-app purchase and Chronicle sells 1 in-app purchase, starting at $14.99 per year. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Chronicle holds the better App Store score, 4.8 against 3.3. That said, the two scores are not equally well evidenced: Chronicle has 3.9K ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 50% of Spentable's written reviews are positive against 68% of Chronicle's.

UpkeepUpdate frequency

Spentable ships an update every 2 months, Chronicle every 4 weeks. Both last shipped on October 26, 2026.

Scorecard7 real differences · 4 level
Spentable versus Chronicle: the parameters behind the verdict, then further details
ParameterSpentableChronicle
Price$1.99Free — better
Rating3.3 (13 ratings)4.8 (3.9K ratings) — better
Positive reviews50.0% of reviews68.1% of reviews — better
Number of ratings133.9K — better
Update frequencyEvery 2 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationPaidFree with in-app purchases — better
Best chart rank—#155 — better
DevicesiPhone, iPod, Apple WatchiPhone, iPad, iPod, Mac — better
Requires iOS11.0 — better15.6
Further details — not scored
Size25 MB26 MB
Age rating4+4+
DeveloperOursky LimitedLittleFin LLC

Customer experience

Spentable

All ratings13 ratings
Positive53.8%
Neutral15.4%
Negative30.8%
Written reviews40 reviews
Positive50.0%
Neutral30.0%
Negative20.0%

Chronicle

All ratings3,864 ratings
Positive96.4%
Neutral1.8%
Negative1.8%
Written reviews351 reviews
Positive68.1%
Neutral11.7%
Negative20.2%

Bugs and requests

Spentable

Not enough reviews yet to summarise bugs or requests.

Chronicle

Reported bugs

3 issues
  • Incorrect bill due date calculations
  • Unreliable automatic payment logging
  • Crashes when navigating payment history

Requested features

5 requests
  • Allow partial bill payments
  • Provide more flexible repeat interval options
  • Add income tracking and balance forecasting
  • Improve export/reporting capabilities
  • Introduce multi-user/family support

In-app purchases

1 purchases

Spentable

One-time1
  • Today Widgets Extension$2.99
1 purchases

Chronicle

Subscriptions1
  • Chronicle Pro$14.991 Year

Questions

Is Spentable free?
Spentable costs $1.99, and also offers in-app purchases.
Is Chronicle free?
Chronicle is free to download, with in-app purchases available.
Which has better reviews, Spentable or Chronicle?
Chronicle is rated higher. Spentable averages 3.3 out of 5 from 13 ratings, while Chronicle averages 4.8 from 3.9K ratings.
Do Spentable or Chronicle have ads?
Neither Spentable nor Chronicle shows ads.
Which is updated more often, Spentable or Chronicle?
Spentable ships an update every 2 months, and Chronicle every 4 weeks. Most recently, Spentable was updated on October 26, 2026 and Chronicle on October 26, 2026.

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