Comparison

Spentable vs Expense AI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spentable

Effortlessly track your expenses and savings with a user-friendly interface. Visualize your spending habits with monthly charts and customize categories with emoji icons. Supports Apple Watch and Notification Center widgets for quick entry.

Highlights
  • Easy expense tracking
  • Monthly spending charts
  • Customizable categories with emojis
  • Apple Watch app
  • Notification Center widget
  • Unlimited expense data
Features
Read full description

Featured as Best Finance / Productivity / Lifestyle App Spentable Features: - A super easy to use tracking experience: choose a category and input the amount. - A monthly expense chart gives you a glimpse of your monthly spending habits. - Dozens of predefined categories OR create your own categories with Emoji Icons! - Adjust the order of the categories in a way that suits your needs. - Support us and get the following features as well! - The Apple Watch OS App. - The Notification Center Widget. - Keep track of unlimited expense data. - Great future updates! --- "Once upon a time, there was a kid named Steven. Steven graduated from a local university, and applied for a local job. He worked really hard at his job, and made an honest living. However, Steven didn’t know how to manage his spending. Every month he would spend and spend and eventually his income would run out, without saving a dime. “I want to save more money!” He thought to himself. So he set out to turn his financial life around. To his luck, he found an app called Spentable. An app that allowed him to use the notification center to quickly add expenses to a predefined category. No typing, just choose a category, input a number, and press enter, all from the notification center. Steven soon saved up enough money to get himself an Apple Watch, which he used to enter his expenses through the Apple Watch Spentable app. He simply lifted his wrist, and in one single tap, he was in. His phone never left his pocket. Steven went on to get a car, buy a house and marry the guy of his dreams, all thanks to Spentable. Get Spentable. Get the love of your life.

About

Expense AI

Effortlessly track expenses and manage your finances with AI-powered insights. Log spending via voice or text, receive automatic categorizations, and view clear summaries of your daily, weekly, and monthly financial activity. Supports multiple currencies for global users.

Highlights
  • AI-powered expense tracking
  • Voice and text expense logging
  • Automatic expense categorization
  • Daily, weekly, and monthly spending reports
  • Multi-currency support
  • Simple and clean interface
Features
Read full description

Track every dollar, plan smarter budgets, and finally understand where your money goes. Expense AI is the budget planner and spending tracker that does the hard work for you: snap a receipt, type a quick note, or just say what you spent, and AI turns it into clean, organized expense data in seconds. No spreadsheets. No complicated setup. Just a simple money manager that helps you spend less, save more, and stay in control every month. WHY EXPENSE AI? Most budget apps make you do all the work. Expense AI uses smart automation to log expenses, sort them into categories, and show you clear insights, so you spend less time tracking and more time saving. SMART EXPENSE TRACKING • Add expenses in seconds with natural language, like "Lunch 12.50" or "Uber 18 yesterday" • AI auto-categorizes every transaction: food, transport, shopping, bills, rent, entertainment and more • Track income and expenses side by side to see your real cash flow • Multi-currency support for travel and international spending RECEIPT SCANNER • Scan receipts with your camera and let AI read the amount, store, and date automatically • Keep a digital copy of every receipt for returns, warranties, and taxes • Perfect for business expense tracking and reimbursement reports BUDGET PLANNER • Create a monthly budget in under a minute • Set spending limits by category and get alerts before you overspend • See how much is left to spend each day, week, or month • Roll over unused budget or reset fresh every month • Plan savings goals for a trip, an emergency fund, a new phone, or anything else BILL & SUBSCRIPTION TRACKER • Never miss a due date with bill reminders • Track recurring payments and subscriptions in one place • Spot forgotten subscriptions that quietly drain your wallet • See your total monthly fixed costs at a glance SPENDING INSIGHTS & REPORTS • Beautiful charts show where your money goes by category, day, and month • AI insights highlight unusual spending and suggest ways to save money • Compare this month vs last month to track progress • Export your data to CSV or PDF for taxes, accountants, or personal records AI MONEY ASSISTANT • Ask questions like "How much did I spend on food this month?" and get instant answers • Get personalized tips to cut costs and reach your goals faster • Understand your habits without digging through numbers BUILT FOR EVERYONE • Students managing a tight budget • Families organizing household expenses • Freelancers and small business owners tracking business costs • Anyone who wants a simple, free budget tracker that actually works PRIVATE & SECURE Your financial data belongs to you. Expense AI does not require a bank login to work, and your data is protected with Face ID / passcode lock and secure iCloud sync. We never sell your personal information. SIMPLE, CLEAN, FAST A minimal design that makes money management feel easy, not stressful. Dark mode, home screen widgets, and quick-add shortcuts help you log an expense in just a few taps. FREE TO START Download Expense AI for free and start tracking your spending today. Upgrade to Expense AI Premium to unlock unlimited AI receipt scanning, advanced reports, unlimited budgets, and more. SUBSCRIPTION INFORMATION • Expense AI Premium is offered as an auto-renewing subscription. • Payment is charged to your Apple ID account at confirmation of purchase. • The subscription renews automatically unless it is canceled at least 24 hours before the end of the current period. • Your account is charged for renewal within 24 hours before the end of the current period. • You can manage or cancel your subscription anytime in your App Store account settings. • Any unused portion of a free trial is forfeited when you purchase a subscription. Privacy Policy: https://expenseai.io/privacy Terms of Use: https://expenseai.io/terms Download Expense AI and take control of your money today.

Screenshots

Spentable4 screens
Expense AI4 screens

Verdict

The call

The clearest difference is review sentiment: Expense AI at 100% against Spentable's 50%. Expense AI also leads on price (Free vs $1.99) and rating (5.0 vs 3.3). Spentable's advantage is iOS requirement (11.0 vs 18.0). On ratings volume, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Expense AI is free to download; Spentable costs $1.99 up front. Spentable sells 1 one-off in-app purchase and Expense AI sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Expense AI holds the better App Store score, 5.0 against 3.3. Both are backed by a comparable volume of ratings — 13 and 7 respectively. Written reviews point the same way: 50% of Spentable's written reviews are positive against 100% of Expense AI's.

UpkeepUpdate frequency

Spentable ships an update every 2 months, Expense AI every 6 weeks. The most recent releases landed on October 22, 2026 and October 15, 2026 respectively.

Scorecard5 real differences · 5 level
Spentable versus Expense AI: the parameters behind the verdict, then further details
ParameterSpentableExpense AI
Price$1.99Free — better
Rating3.3 (13 ratings)5.0 (7 ratings) — better
Positive reviews50.0% of reviews100.0% of reviews — better
Number of ratings13 — better7
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationPaidFree with in-app purchases — better
DevicesiPhone, iPod, Apple Watch — betteriPhone, iPad
Requires iOS11.0 — better18.0
Further details — not scored
Size25 MB14 MB
Age rating4+4+
DeveloperOursky LimitedAmon Chowdhury

Customer experience

Spentable

All ratings13 ratings
Positive53.8%
Neutral15.4%
Negative30.8%
Written reviews40 reviews
Positive50.0%
Neutral30.0%
Negative20.0%

Expense AI

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Spentable

One-time1
  • Today Widgets Extension$2.99
2 purchases

Expense AI

Subscriptions2
  • Monthly $3.99, 14 Days Trial14 Days trial$3.991 Month
  • Annual $35.90, 14 Days Trial$35.901 Year

Questions

Is Spentable free?
Spentable costs $1.99, and also offers in-app purchases.
Is Expense AI free?
Expense AI is free to download, with in-app purchases available.
Which has better reviews, Spentable or Expense AI?
Expense AI is rated higher. Spentable averages 3.3 out of 5 from 13 ratings, while Expense AI averages 5.0 from 7 ratings.
Do Spentable or Expense AI have ads?
Neither Spentable nor Expense AI shows ads.
Which is updated more often, Spentable or Expense AI?
Spentable ships an update every 2 months, and Expense AI every 6 weeks. Most recently, Spentable was updated on October 22, 2026 and Expense AI on October 15, 2026.

Other comparisons