Comparison

Independence Bank vs TMB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Independence Bank

Manage your bank accounts, cards, and finances securely from anywhere. This app offers features like mobile check deposit, bill pay, and personal finance management tools. It also provides business banking services and online account opening.

Highlights
  • View and manage accounts
  • Card services (on/off toggle)
  • Move money (P2P, bill pay, external transfers)
  • Personal Finance Manager
  • Mobile check deposit (multi-check capture)
  • Business services (payroll, wires)
  • Online account opening
  • View documents and manage alerts
Features
Read full description

Independence Bank offers you even more independence with the freedom to bank your way anytime, anywhere with our streamlined, secure mobile banking application. Experience full functionality with a comprehensive suite of services available on our mobile app. View and Manage Accounts View total loan and deposit information on all of your Independence Bank accounts in one place. Take a deeper dive into specific account activity and balance information with the click of a button. Card Services Manage all Independence Bank debit cards issued to you through one simple platform. Easily toggle your card on and off in real time and control card functionality without disrupting recurring transactions. Move Money Securely move money when and where you want it, without having to write a check or withdraw cash. By establishing payees, you determine how you want to pay either through initiating person to person payments, setting up a bill pay or moving money to an external account. Personal Finance Manager Take charge of your finances with our Personal Finance Manager that allows you to see a complete snapshot of your finances. Combine your Independence Bank accounts with external accounts to understand your overall spending habits, set budgets, create spending categories and calculate your net worth. Mobile Check Deposit Deposit money on the go by snapping a picture of the check on your mobile device. Need to deposit more than one check at a time? Customers can take advantage of multi-check capture within digital banking. Business Services Business customers can take advantage of automated payment processing with set entitlement controls and tasks for team members so you can focus on what’s important. Business users can also experience enhanced payroll solutions allowing you to initiate and approve all activity from your mobile device. Need to wire funds? Not a problem. With the Independence Bank mobile app, businesses can initiate and send domestic or international wires all from your device. Online Account Opening Choose from a variety of Independence Bank accounts to open online anytime, anywhere so you never miss a moment. Select the features you want for each account and customize how you want to fund the account. If you need to leave the application and come back, you will be assigned a unique confirmation number that will allow you to pick up right where you left off. View Documents View important customer documents in one place such as notices, bank statements and tax documents. Manage Alerts Establish custom alerts giving you real-time notification on your account activity. Set up custom security alerts, various account alerts to keep you on track of your spending and savings habits and manage card alerts within the mobile application so you stay on top of your finances. Find Locations The nearest Independence Bank location is just a click away. Search location information, hours of operation, ATM and ITM details within the mobile app. Secure Messaging Need assistance? We’re here to help. Securely send and receive messages to our Customer Service Center through the mobile banking application. In order to take advantage of our seamless banking services, you must be enrolled in Digital Banking and have an Independence Bank checking or savings account. If you are not currently enrolled, please call or visit your nearest Independence Bank location or our website www.1776bank.com to learn more. Once enrolled, download the app to begin managing your finances anytime, anywhere from any mobile device. Touch ID and Face ID are available for supported Apple devices. Once enabled, quickly and securely access your accounts without having to enter your password with Touch ID and Face Recognition. *standard text messaging rates may apply

About

TMB

Access your bank accounts securely from anywhere, anytime. Manage funds, view transactions, pay bills, and contact customer support with ease. Enjoy 24/7 banking convenience and peace of mind.

Highlights
  • View account balances
  • View recent transactions
  • Transfer funds between accounts
  • Manage cards
  • Pay bills
  • Secure email contact
Features
Read full description

The Murray Bank is devoted to showing you….How Banking Should Be. Connectivity – That is what The Murray Bank Mobile Banking App can do for you! The Murray Bank App does just that – it connects you to your Murray Bank account(s) safely and securely anytime, anywhere. The App is FREE and allows you to: - View your account balances - View your recent transactions - View your loan balances - Transfer funds between eligible accounts - Contact us via secure email - Manage your cards - Enjoy the convenience of accessing your account 24 hours a day, 7 days a week! - Enjoy the peace of mind that your account information is safe and secure! - Bill Pay - Pay bills with just a few clicks! More features are coming soon! Download FREE The Murray Bank App directly to your device through the App Store of your device.
 Visit our office and our bankers would be happy to assist you with enrolling in mobile banking. If you have questions about The Murray Bank Mobile Banking App, please contact us at info@themurraybank.com. This is not a secure email address; so please do not include any confidential or personal information when using this address. The Murray Bank is an Equal Housing Lender and Member FDIC.

Screenshots

Independence Bank4 screens
TMB4 screens

Verdict

The call

The clearest difference is rating: TMB at 3.9 against Independence Bank's 3.2. TMB also leads on review sentiment (64% vs 41%). Independence Bank's advantage is ratings volume (65 vs 15) and device support (4 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

TMB holds the better App Store score, 3.9 against 3.2. Both are backed by a comparable volume of ratings — 65 and 15 respectively. Written reviews point the same way: 41% of Independence Bank's written reviews are positive against 64% of TMB's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. Both last shipped on October 23, 2026.

Scorecard4 real differences · 6 level
Independence Bank versus TMB: the parameters behind the verdict, then further details
ParameterIndependence BankTMB
PriceFreeFree
Rating3.2 (65 ratings)3.9 (15 ratings) — better
Positive reviews41.4% of reviews63.6% of reviews — better
Number of ratings65 — better15
Update frequencyEvery 3 monthsEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPod
Requires iOS14.114.1
Further details — not scored
Size169 MB123 MB
Age rating4+4+
DeveloperIndependence BankThe Murray Bank

Customer experience

Independence Bank

All ratings58 ratings
Positive48.3%
Neutral10.3%
Negative41.4%
Written reviews29 reviews
Positive41.4%
Neutral6.9%
Negative51.7%

TMB

All ratings15 ratings
Positive73.3%
Neutral0.0%
Negative26.7%
Written reviews11 reviews
Positive63.6%
Neutral0.0%
Negative36.4%

In-app purchases

None

Independence Bank

No in-app purchases

None

TMB

No in-app purchases

Questions

Is Independence Bank free?
Independence Bank is free to download, with no in-app purchases.
Is TMB free?
TMB is free to download, with no in-app purchases.
Which has better reviews, Independence Bank or TMB?
TMB is rated higher. Independence Bank averages 3.2 out of 5 from 65 ratings, while TMB averages 3.9 from 15 ratings.
Do Independence Bank or TMB have ads?
Neither Independence Bank nor TMB shows ads.
Which is updated more often, Independence Bank or TMB?
Independence Bank ships an update every 3 months, and TMB every 3 months. Most recently, Independence Bank was updated on October 23, 2026 and TMB on October 23, 2026.

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