Comparison

Independence Bank vs OurCCB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Independence Bank

Manage your bank accounts, cards, and finances securely from anywhere. This app offers features like mobile check deposit, bill pay, and personal finance management tools. It also provides business banking services and online account opening.

Highlights
  • View and manage accounts
  • Card services (on/off toggle)
  • Move money (P2P, bill pay, external transfers)
  • Personal Finance Manager
  • Mobile check deposit (multi-check capture)
  • Business services (payroll, wires)
  • Online account opening
  • View documents and manage alerts
Features
Read full description

Independence Bank offers you even more independence with the freedom to bank your way anytime, anywhere with our streamlined, secure mobile banking application. Experience full functionality with a comprehensive suite of services available on our mobile app. View and Manage Accounts View total loan and deposit information on all of your Independence Bank accounts in one place. Take a deeper dive into specific account activity and balance information with the click of a button. Card Services Manage all Independence Bank debit cards issued to you through one simple platform. Easily toggle your card on and off in real time and control card functionality without disrupting recurring transactions. Move Money Securely move money when and where you want it, without having to write a check or withdraw cash. By establishing payees, you determine how you want to pay either through initiating person to person payments, setting up a bill pay or moving money to an external account. Personal Finance Manager Take charge of your finances with our Personal Finance Manager that allows you to see a complete snapshot of your finances. Combine your Independence Bank accounts with external accounts to understand your overall spending habits, set budgets, create spending categories and calculate your net worth. Mobile Check Deposit Deposit money on the go by snapping a picture of the check on your mobile device. Need to deposit more than one check at a time? Customers can take advantage of multi-check capture within digital banking. Business Services Business customers can take advantage of automated payment processing with set entitlement controls and tasks for team members so you can focus on what’s important. Business users can also experience enhanced payroll solutions allowing you to initiate and approve all activity from your mobile device. Need to wire funds? Not a problem. With the Independence Bank mobile app, businesses can initiate and send domestic or international wires all from your device. Online Account Opening Choose from a variety of Independence Bank accounts to open online anytime, anywhere so you never miss a moment. Select the features you want for each account and customize how you want to fund the account. If you need to leave the application and come back, you will be assigned a unique confirmation number that will allow you to pick up right where you left off. View Documents View important customer documents in one place such as notices, bank statements and tax documents. Manage Alerts Establish custom alerts giving you real-time notification on your account activity. Set up custom security alerts, various account alerts to keep you on track of your spending and savings habits and manage card alerts within the mobile application so you stay on top of your finances. Find Locations The nearest Independence Bank location is just a click away. Search location information, hours of operation, ATM and ITM details within the mobile app. Secure Messaging Need assistance? We’re here to help. Securely send and receive messages to our Customer Service Center through the mobile banking application. In order to take advantage of our seamless banking services, you must be enrolled in Digital Banking and have an Independence Bank checking or savings account. If you are not currently enrolled, please call or visit your nearest Independence Bank location or our website www.1776bank.com to learn more. Once enrolled, download the app to begin managing your finances anytime, anywhere from any mobile device. Touch ID and Face ID are available for supported Apple devices. Once enabled, quickly and securely access your accounts without having to enter your password with Touch ID and Face Recognition. *standard text messaging rates may apply

About

OurCCB

Manage all your financial accounts, including those from other institutions, in one secure place. Organize transactions with tags and notes, set balance alerts, make payments, transfer funds, and deposit checks remotely. It also offers card management and branch/ATM locator features.

Highlights
  • Aggregate all financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • Find branches and ATMs
Features
Read full description

Cornerstone Community Bank is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with Cornerstone Community Bank: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the OurCCB app, you must be enrolled as a Cornerstone Community Bank Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

Independence Bank4 screens
OurCCB4 screens

Verdict

The call

The clearest difference is rating: OurCCB at 5.0 against Independence Bank's 3.2. OurCCB also leads on update cadence (monthly vs every 3 months). Independence Bank's advantage is monetization model (free vs ad-supported) and ratings volume (65 vs 7). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

OurCCB holds the better App Store score, 5.0 against 3.2. That said, the two scores are not equally well evidenced: Independence Bank has 65 ratings behind it against 7, so its average is the more settled of the two.

UpkeepUpdate frequency

Independence Bank ships an update every 3 months, OurCCB monthly. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard6 real differences · 4 level
Independence Bank versus OurCCB: the parameters behind the verdict, then further details
ParameterIndependence BankOurCCB
PriceFreeFree
Rating3.2 (65 ratings)5.0 (7 ratings) — better
Positive reviews41.4% of reviews—
Number of ratings65 — better7
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad
Requires iOS14.1 — better18.4
Further details — not scored
Size169 MB197 MB
Age rating4+4+
DeveloperIndependence BankCornerstone Community Bank, Inc.

Customer experience

Independence Bank

All ratings58 ratings
Positive48.3%
Neutral10.3%
Negative41.4%
Written reviews29 reviews
Positive41.4%
Neutral6.9%
Negative51.7%

OurCCB

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Independence Bank

No in-app purchases

None

OurCCB

No in-app purchases

Questions

Is Independence Bank free?
Independence Bank is free to download, with no in-app purchases.
Is OurCCB free?
OurCCB is free to download, with no in-app purchases.
Which has better reviews, Independence Bank or OurCCB?
OurCCB is rated higher. Independence Bank averages 3.2 out of 5 from 65 ratings, while OurCCB averages 5.0 from 7 ratings.
Do Independence Bank or OurCCB have ads?
Neither Independence Bank nor OurCCB shows ads.
Which is updated more often, Independence Bank or OurCCB?
Independence Bank ships an update every 3 months, and OurCCB monthly. Most recently, Independence Bank was updated on October 23, 2026 and OurCCB on October 24, 2026.

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