Comparison

PayWithIt for iPhone vs Processa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayWithIt for iPhone

Accept credit cards, signature debit, and ACH payments wirelessly in the field. This solution is designed for merchants needing flexible, untethered payment acceptance on mobile devices. Improve cash flow by increasing sales and removing purchase barriers.

Highlights
  • Accept credit cards, signature debit, and ACH
  • Wireless payment acceptance
  • Manual payment capture
  • Encrypted card swipe
  • Ideal for field merchants
  • No monthly fees
Read full description

PayWithIt® mobile payment acceptance solution is ideal for merchants who need to accept credit cards, signature debit, and ACH in the field. Available through popular mobile devices, merchants can securely and wirelessly capture payments manually or via encrypted card swipe. Merchants on the go Emergency rooms, insurance agents, caterers, transit authorities, trade- shows, charity events, outdoor vendors, ticketing offices, and countless other merchants are demanding flexible payment solutions that are untethered from the terminal. The full-featured PayWithIt answers this need. Merchants can now offer greater convenience to consumers using this affordable solution. Unlike others in the marketplace, PayWithIt does not require a monthly fee or an additional mobile transaction fee. Without paying a premium, merchants can accept payments where ever their customer might be. The results? Improved cashflow by increasing sales and removing barriers to purchase.

About

Processa

This cloud-based point-of-sale application simplifies credit card payment processing for businesses. It allows for product customization, customer data storage, and real-time analytics. Advanced features are available for iPad users, including table mode for restaurants.

Highlights
  • Process credit card payments
  • Customize products with details and images
  • Securely store customer payment information
  • Apply custom tips and discounts
  • View real-time payment analytics
  • Detailed transaction history
  • Split payment functionality
Features
Read full description

Processa is the cloud-based POS (Point-of-Sale) app that you and your business need. The simplest and quickest way to accept credit card payments on your device. Features: - Process payments right on your device or connect your card reader. - Customize your products with names, descriptions, unique taxes and images. - Use the Customer Vault to save your customer data and their payment information. - Add unique tips and discounts. - View real-time analytics about your payments. - See your detailed transaction history. - Enter manual amounts during the checkout process. - Split payment functionality. - Email your transactions to your customers. iPad features: - Advanced checkout system. - Have multiple open carts at the same time. - Table mode for restaurants and bars.

Screenshots

PayWithIt for iPhone4 screens
Processa4 screens

Verdict

The call

The clearest difference is review sentiment: Processa at 50% against PayWithIt for iPhone's 0%. Processa also leads on rating (4.0 vs 2.3) and update cadence (every 2 months vs every 21 months). PayWithIt for iPhone's advantage is iOS requirement (8.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Processa holds the better App Store score, 4.0 against 2.3. Both are backed by a comparable volume of ratings — 3 and 10 respectively. Written reviews point the same way: 0% of PayWithIt for iPhone's written reviews are positive against 50% of Processa's.

UpkeepUpdate frequency

PayWithIt for iPhone ships an update every 21 months, Processa every 2 months. The most recent releases landed on September 29, 2026 and September 15, 2026 respectively.

Scorecard5 real differences · 5 level
PayWithIt for iPhone versus Processa: the parameters behind the verdict, then further details
ParameterPayWithIt for iPhoneProcessa
PriceFreeFree
Rating2.3 (3 ratings)4.0 (10 ratings) — better
Positive reviews0.0% of reviews50.0% of reviews — better
Number of ratings310 — better
Update frequencyEvery 21 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS8.0 — better15.0
Further details — not scored
Size2 MB122 MB
Age rating4+4+
DeveloperTCSP, Inc.Fluid Pay LLC

Customer experience

PayWithIt for iPhone

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Processa

All ratings10 ratings
Positive70.0%
Neutral10.0%
Negative20.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

PayWithIt for iPhone

No in-app purchases

None

Processa

No in-app purchases

Questions

Is PayWithIt for iPhone free?
PayWithIt for iPhone is free to download, with no in-app purchases.
Is Processa free?
Processa is free to download, with no in-app purchases.
Which has better reviews, PayWithIt for iPhone or Processa?
Processa is rated higher. PayWithIt for iPhone averages 2.3 out of 5 from 3 ratings, while Processa averages 4.0 from 10 ratings.
Do PayWithIt for iPhone or Processa have ads?
Neither PayWithIt for iPhone nor Processa shows ads.
Which is updated more often, PayWithIt for iPhone or Processa?
PayWithIt for iPhone ships an update every 21 months, and Processa every 2 months. Most recently, PayWithIt for iPhone was updated on September 29, 2026 and Processa on September 15, 2026.

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