MyNCU Mobile vs BenefitProof

Easily and safely send money with Zelle, tap and pay using our mobile wallet and instantly access your debit card and credit card if you misplace it or suspect fraud. The MyNCU Mobile App lets you conveniently deposit checks, open accounts, apply for loans, make transfers, and more. Our new quick links in the More menu give you fast access to frequently used features. The new look of our Branch and ATM locator allows for 3D mapping, 360-degree rotations, and street views to make your search easier than ever. • Send Money with Zelle® Whether it's saving you a trip to the ATM or taking out the guesswork of divvying up the lunch tab, Zelle is a fast, safe and easy way to send and request money. Funds are sent directly to the recipient's account in a matter of minutes¹, and all you need is the recipient's email address or U.S. mobile phone number. • Mobile Wallet Use your Neighborhood CU debit card and credit card to pay digitally on your devices with Apple Pay, Samsung Pay, Google Pay, and more. Card Controls at Your Fingertips • Card Controls at Your Fingertips Easily turn off and on your debit card and credit card with Card Controls and Alerts. If you need to report your card lost or stolen, quickly do so with Debit Card Lost/Stolen. • Mobile Deposit Conveniently deposit your checks through the MyNCU Mobile App with the tap of a button. • Biometric Security Safely and securely log in using the latest in biometric technology to secure your mobile banking. Access is easy using facial recognition, fingerprints, or a username and password. • Apply Online Conveniently apply for accounts or loans through the MyNCU App. • Bill Pay & Transfers Easily transfer between accounts and use Bill Pay to make paying bills a breeze. • Money Management This easy-to-use personal finance dashboard inside Online Banking and the MyNCU Mobile App gives you access debt payoff calculators and the ability to set and track your financial goals and trends.

Not sure if a receipt has what you need for an HSA or FSA reimbursement? BenefitProof helps you check medical expense documents before you submit them, understand what may be missing, organize expenses for your family, and create a clean PDF to send to your benefits provider. SCAN RECEIPTS AND DOCUMENTS Take a photo or import a receipt, invoice, explanation of benefits (EOB), or other medical expense document. BenefitProof reviews the information it can find and helps you spot missing details before submission. CHECK YOUR DOCUMENTATION See whether your documents contain the key information typically needed for an HSA or FSA expense, including details such as the provider, patient, date, service, and amount. When something appears to be missing, BenefitProof explains what to look for so you can correct the documentation before sending it to your benefits provider. CHECK HSA & FSA ELIGIBILITY Get guidance on whether an expense appears eligible for reimbursement from a Health Savings Account (HSA) or Flexible Spending Account (FSA). BenefitProof helps make confusing medical-expense paperwork easier to understand, while leaving the final reimbursement decision with your benefits provider. CREATE A SUBMISSION PDF Combine the documents for an expense into one organized PDF that is easy to review, save, and share. BenefitProof prepares your paperwork—it does not submit claims on your behalf. TRACK EXPENSES AND REIMBURSEMENTS Keep your family's medical expenses organized and track where each one stands: • Ready • Submitted • Needs Info • Rejected • Approved or Paid See what has been submitted, what still needs attention, and what has already been reimbursed. MADE FOR REAL FAMILY PAPERWORK Keep expenses organized by person so receipts for you, your spouse, children, or other family members don't become one more pile of medical paperwork to sort through later. Whether you're dealing with a doctor's bill, dental receipt, prescription expense, vision care, or another HSA/FSA medical expense, BenefitProof gives you one place to check the documentation and keep track of what happens next. CLEAR, PRIVATE, PRACTICAL BenefitProof is designed to make HSA and FSA paperwork easier to manage without pretending the process is simpler than it is. BenefitProof provides organizational and informational assistance. Eligibility and reimbursement decisions are ultimately made by your HSA/FSA plan or benefits provider.