MyNCU Mobile Reviews: Is It Legit?

MyNCU Mobile
MyNCU Mobile
Neighborhood Credit Union – Dallas, Texas

Customer Experience

Positive experience65.7% of reviews
Neutral6.9% of reviews
Negative experience27.5% of reviews

~ Based on 102 written reviews from the US App Store.

What users say about MyNCU Mobile

Is MyNCU Mobile Safe?

MyNCU Mobile appears safe based on user ratings. AppsHunter Safety Score for MyNCU Mobile is 96/100.

This assessment is based on 7,048 user ratings, with an App Store average of 4.8/5.

Safety Analysis

95.1% of ratings point to a safe experience
1.9% of ratings suggest some concerns
3.0% of ratings point to a risky experience

~ Based on 7,048 App Store ratings for MyNCU Mobile.

Is MyNCU Mobile Legit?

MyNCU Mobile appears to be a legitimate app. AppsHunter Legitimacy Score for MyNCU Mobile is 93/100.

Based on 93 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

App

Easy to navigate.

Mobile App

Easy to use!

Positive

Always what I need when I need it!

Definitely worst financial app in the market

One example is the Deposit tool in app Doesn’t work with vpns?

🌝

👏

Needs some approvement

Devs will need to work on improving this app, the account details does not reflect properly on keeping track of the balance, delays on transaction causing a negative once everything is post. I noticed when making a purchase, it takes 3-5 days to post or longer

App always crashes

I’ve been with this Bank for over a year now and I have had numerous issues out of the application. The bank does not regularly update this application and makes it hard for its consumers to turn off and on their card and control most of their banking features.. as the consumer of this Bank would enjoy regular updates to ensure against app crashes, especially when the consumers are on vacation it creates a substantial hardship!
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Too much

Stop asking me

Great

Best banking experience I have had

Great

Great app great bank

It’s good

I am able to do most of what I need to do. I still can’t read the messages, but I guess they aren’t that important.

Worst bank ever

This is a horrible bank the customer service is even worse they can’t figure out what’s wrong with my card has my money held

Personnel and Services

Staff and products have been exemplary across the spectrum.

Review

Good place to keep your money

Get Better Devs

Would highly consider looking into getting new developers for this product. The amount of time this app has issues is insane. Just trying to unlock and lock your card requires anywhere from 3-5 reload attempts. Sites/session connection seem to always crash (could be the API just a guess) Mid U.I btw. For some reasons I always see issues increase with this app and services after hours. And there is no one to talk to other than a robot I can’t even call it A.I…shame. Overall app has technical issues and up- issues. The bank itself needs to work on the customer service and better transparency.
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Horrible “bank”

Extreme sub-par customer service. App frequently “under maintenance” - no ATM’s. Frost bank is MUCH better

Printer is major limitations

The paper selection in the printer part of this app is only US legal (legal size). The PDF that shows is designed for US letter (letter size). When one goes to print a letter size document on legal size, it ends up screwed, very messy. I can save the document to my iPad, and open it up in another app and continue to print in letter size paper. This app’s software needs to be fixed.
Update: the limitation also applies to my iPhone, so it has to be in the app. All my other apps can print in several different formats, including US Legal.
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Service

Friendly service

Shortcomings

The accounts pages are cumbersome and not intuitive. The date range input in particular.

The time-out for inactivity is WAY TOO SHORT. In order to get through my monthly accounting, I may have to log in six of more times because the inactivity notification is easy to overlook if attention is directed elsewhere. Why not allow the user to input an amount of time that is not interrupted by forced log-offs?

My wife and I do not use debit cards. Sadly, NCU rewards customers who use debit cards and ignores customers like us who maintain large balances that earn a pittance of a few cents of interest.

Also, why has the ATM not been replaced? Getting cash is now a hassle instead of a breeze.

That’s it!
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Not working

App will not log in on iPhone 17.. I get the text and there is no where to put the confirmation number.. just gives option to send text again to confirm log in.